abra15 v BoS

[abra15]

i just want to check a couple of things.

 

do i make the summary cause claim for 1500. and then say i want interest on top of that or allow for interest?

 

and on the list i send with the claim do i include the amount of interest or just charges and they work out the interest?

 

sorry is these are stupid questions i just don't want to get it wrong

[donaldtramp]

You make a claim for the £1500 PLUS expenses and interest at the judicial rate(8%)

 

You have to work out the interest(using the spreadsheet on moneysavingexpert.com) See link:

 

Bank charges: Reclaim them, they're unlawful, so you can get six years money back | MoneySavingExpert: Consumer Revenge, Credit Cards, Shopping, Bank Charges, Cheap Flights and more

 

Once you have done this spreadhseet(don't worry the spreadsheet does everything for you, does take a while though!), include a printout with your court forms. This spreadsheet works out the interest portion of your claim. Just make sure the amount of charges stay below £1500. The interest and your court costs go on top of this.

 

There is a sticky at the top of the Scotland board that tells you what to enter into the court form.

 

Does this help???

[bandonbhoy]

Using page D87 of release 60;May 2001 where it defines Summary causes as

1(a) actions payment of money not exceeding £1500 in amount (exclsive of interest and expenses)

Page D86/3

 

Can send you copy of this if it helps.

 

Also have one for sammm claims definition

[abra15]

Ok thanks. I'm thinking about maybe trying for 29% interest. I am gonna read a bit more about it first though and see what is involved.

[javorb]

claimed £6667 ,settlement after adding interest & account maintenance charges £7800,do it yourself

[abra15]

Did you use summary cause? Did you do them all at once or one at a time?

 

thanks

[javorb]

i sent a letter threatening to take them to court,they sent a letter saying a response would be issued before 28 days which they sent offering £6663 ,i phoned twice and got £800 account maintenance added then phoned again and asked for £600 interest ,they gave me £300 so i accepted ,i did it in one claim,i have emptied the bankl and closed the account