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Hello! I hate Barclays


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Hi all,

 

I signed up here yesterday and have been reading the FAQs etc. You've probably heard it all before but here's my situation:

 

Several months ago I had some unexpected bills come up (urgent house and car repairs) which led to me going over my overdraft limit. I have gone over my limit every month since and am finding it impossible to get down again, because of the fees Barclays are charging me. I wrote and asked if they could raise my overdraft limit to avoid incurring the fees, thus making it easier to get my overdraft back down to a manageable level, but the xxx refused.

 

Then I heard about this website and here I am. As I said, this is probably not an unusual story, and I'm now condsidering trying to claim all the fees back. What do you think? Am I in with a chance?

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Hello and welcome, Issac.

 

Go for it! It's Your money. I thought I was bad at running my account with BOS, but after reading some of the horror stories on here, there are thousands of people in the same boat, some sinking faster than others.

The bank would love it if you were to " just let it go ".Remember it's your money and you will get it back. Have a look in the Barclays forum, read a few threads then ask some questions. There are lots of people in there willing to help you out.

 

Best wishes with your claim.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi M8,

 

I just joined and know exactly where you are coming from.

 

They offered me a loan...like i need another debt:o

 

Good luck with your claim

 

Craig (Rustmonkey)

 

Already got TWO loans on the go with Barclayloan as well, so they can stick that idea up their xxxx for a start! :D

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What do i think?.. i think you should start the process Monday morning..

 

Are you in with a chance?.... chance doesn't come into it..

 

The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need.

But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared.

Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch.

Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

I have put some useful links onto the thread that you can refer to when needed.

Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!!

Good luck. See you at the other end……

FAQ’s

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

Letter Templates

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

Interest Spreadsheet

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

Court N1 form

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

Court Bundle

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

Bank Contact Details

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html

Moneyclaim Online

https://www.moneyclaim.gov.uk/csmco2/index.jsp

AQ Guide to Completion

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

Court Fees

http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm

Data Prot Act Non Compliance

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

Rejection of Settlement

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html

ERC Letter for Mortgages

http://www.consumeractiongroup.co.uk/forum/post-432747.html

Witness Statements for Court Bundle

http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html

Banking Code website

http://www.bankingcode.org.uk/faq.htm

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