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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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SAR Letter


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I had sent the 40 day letter on 13th Dec which ran out on 22nd Jan. I didn't even get a reply.

 

I then reported them to the ICO via the online link below:

 

Online enquiries - ICO

 

and

 

Information Commissioners - Enquiry Submission Form

 

and also sent the 7 day letter before action.

 

Received two copies of the same letter (from Adrian Whalley) but signed by different people, basically saying that they are on with it but its taking longer. They also state that the legal time limit is 40 days!:o (They have now had 43:-x )

 

anybody else having this?

HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled

Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.

Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled

MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.

MBNA Loan PPI - Pre lim sent 19-2-10, Settled.

MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.

HSBC PPI - Pre lim sent 19-2-10, with Court

EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

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Just received a further copy of the same latter now (3 times)

are they taking the pi_s?:-x

HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled

Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.

Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled

MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.

MBNA Loan PPI - Pre lim sent 19-2-10, Settled.

MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.

HSBC PPI - Pre lim sent 19-2-10, with Court

EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

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:-x:eek: I not only got that letter but the response to somebody else's S.A.R - (Subject Access Request) instead of mine!! :eek::-x

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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  • 3 weeks later...

Made a complaint to the Information Commissioners Office on 22nd Jan and got this replay yesterday:

 

 

Thank you for your complaint received 23 January 2007 in which you ask the Information Commissioner to investigate an alleged contravention of the Data Protection Act 1998. Such matters are dealt with as requests for assessment under section 42 of the Act.

 

On receipt of a request for assessment, we are under a duty, in most instances, to assess whether it is likely or unlikely that the processing in question has been or is being carried out in compliance with the provisions of the Act. However, we have discretion as to how we carry out the assessment and as to what action, if any, to take.

 

We have considered your request in accordance with this policy and we have therefore made our assessment solely on the information which you have provided to us. We have not made any direct contact with Barclaycard.

 

I understand from your correspondence that you made a subject access request to Barclaycard on 13 December 2006. You have received no correspondence from Barclaycard in response to this request. As the 40 day response period has now passed you wish to complain about a possible breach of the Act.

 

On the basis of this information, it does appear that there has been a contravention of the sixth data protection principle, which requires data controllers to process personal data in accordance with data subjects' rights. This is because Barclaycard has not responded to your subject access request. We have formed the view, therefore, that it is unlikely that the processing concerned has been carried out in compliance with the provisions of the Act.

 

We do not intend to undertake any further investigation, but I shall now inform Barclaycard of our assessment. I shall inform them that they are in breach of the Act by not providing you with the contents of your subject access request within the 40 day time limit and request an explanation for why your request was not complied with. I will instruct them to send your information within 28 days if they have not already done so.

It may be helpful to explain that a contravention of one of the data protection principles is not itself a criminal offence and the Commissioner has no power to "punish" a data controller. In such instances, the Commissioner will seek a resolution to the contravention and once satisifed that is has been remidied then in general no further action will be taken.

 

Furthermore, section 13 of the Act gives individuals the right to claim compensation if they have suffered damage as a result of a contravention of the Act. If this is something you would be interested in pursuing I would advise you to obtain legal advice with a view to taking the matter to the courts. The Information Commissioner is unable to comment or advise on any claim for compensation.

 

Thank you for bringing this matter to our attention. This case will now be

closed.

Yours sincerely

 

Laura Hennessy

 

Casework and Advice Officer

 

what now?

HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled

Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.

Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled

MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.

MBNA Loan PPI - Pre lim sent 19-2-10, Settled.

MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.

HSBC PPI - Pre lim sent 19-2-10, with Court

EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

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Well, Ive started action in the Small Claims court:

 

 

 

 

PARTICULARS OF CLAIM

 

1. The Respondent is a Data Controller within the meaning of the Data Protection Act and is responsible for the processing of data of which the Applicant is a Subject.

 

2. The Applicant had an account number xxxxxxxxxxxxxxx ("the Account") with the Respondent which was opened on or around xx 19xx

 

3. On x xxxxxxx 2006 the Applicant sent a Subject Access Request, pursuant to Section 7 of the Data Protection Act 1998 to the Respondent .

 

4. The Respondent has failed to comply, despite being directly instructed to do so by the Information Commissioner on or around x xxxxxxx 2007.

 

5. By virtue of the Respondent's failure to comply with the Subject Access Request the Applicant has suffered damage.

 

6. The damage caused is:

 

Extra costs incurred in addition to Court costs, due to the Respondent’s failure to comply- this includes the cost of additional correspondence and time spent preparing documents and seeking legal advice. I estimate this cost to be £200.

 

7. The Applicant seeks an order that the Respondent do comply with the Applicant’s Subject Access Request

 

8. Under the terms of Section 15(2) of the Data Protection Act 1998, where the Respondent contests that information requested under the Applicant’s Subject Access Request is not included within the scope of Section 7 of the Data Protection Act 1998, the Applicant requests that the Court inspects that information, and where it finds that the Respondent's opinion is unfounded, that it orders such information be included within the information supplied to the Applicant under his Subject Access Request.

9.The Applicant notes that, in the view of the Information Commissioner, it is likely that the respondent has contravened the sixth data protection principle, as this requires data controllers to process personal data in accordance with data subjects right’s.

10. Applicant claims:

(a) £200 extra costs incurred in addition to Court costs due to the Respondent’s failure to comply with the Applicant’s Subject Access Request.

b) £x.xx interest under the 1984 County Court Act rate of 8%, increasing at a daily rate of £x.xx per day until settlement.

11. Settlement to be made in the form of cleared funds drawn on a cheque or banker’s draft, to be received within 7 days of decree.

 

12. Damages and costs within the discretion of the Court.

 

I believe that the contents of these particulars of claim are true

 

Signed:

 

 

Date:

  • Haha 1
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chorlton-Do you have the other person's address? You should contact them and let them know that you have received their info and ask them what they want to do with their data.

 

Tell them they have the possibility of a mega complaint to the ICO!

 

Jayzuz!:eek:

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Well, Ive started action in the Small Claims court:

 

 

 

 

PARTICULARS OF CLAIM

 

1. The Respondent is a Data Controller within the meaning of the Data Protection Act and is responsible for the processing of data of which the Applicant is a Subject.

 

2. The Applicant had an account number xxxxxxxxxxxxxxx ("the Account") with the Respondent which was opened on or around xx 19xx

 

3. On x xxxxxxx 2006 the Applicant sent a Subject Access Request, pursuant to Section 7 of the Data Protection Act 1998 to the Respondent .

 

4. The Respondent has failed to comply, despite being directly instructed to do so by the Information Commissioner on or around x xxxxxxx 2007.

 

5. By virtue of the Respondent's failure to comply with the Subject Access Request the Applicant has suffered damage.

 

6. The damage caused is:

 

Extra costs incurred in addition to Court costs, due to the Respondent’s failure to comply- this includes the cost of additional correspondence and time spent preparing documents and seeking legal advice. I estimate this cost to be £200.

 

7. The Applicant seeks an order that the Respondent do comply with the Applicant’s Subject Access Request

 

8. Under the terms of Section 15(2) of the Data Protection Act 1998, where the Respondent contests that information requested under the Applicant’s Subject Access Request is not included within the scope of Section 7 of the Data Protection Act 1998, the Applicant requests that the Court inspects that information, and where it finds that the Respondent's opinion is unfounded, that it orders such information be included within the information supplied to the Applicant under his Subject Access Request.

9.The Applicant notes that, in the view of the Information Commissioner, it is likely that the respondent has contravened the sixth data protection principle, as this requires data controllers to process personal data in accordance with data subjects right’s.

10. Applicant claims:

(a) £200 extra costs incurred in addition to Court costs due to the Respondent’s failure to comply with the Applicant’s Subject Access Request.

b) £x.xx interest under the 1984 County Court Act rate of 8%, increasing at a daily rate of £x.xx per day until settlement.

11. Settlement to be made in the form of cleared funds drawn on a cheque or banker’s draft, to be received within 7 days of decree.

 

12. Damages and costs within the discretion of the Court.

 

I believe that the contents of these particulars of claim are true

 

Signed:

 

 

Date:

 

how much is the court fee for this?

I assume that this would be done on N1 rather than MCOL?

HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled

Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.

Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled

MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.

MBNA Loan PPI - Pre lim sent 19-2-10, Settled.

MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.

HSBC PPI - Pre lim sent 19-2-10, with Court

EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

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I noticed that somebody else who asked for £120 and the SAR paid £30 court costs.

HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled

Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.

Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled

MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.

MBNA Loan PPI - Pre lim sent 19-2-10, Settled.

MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.

HSBC PPI - Pre lim sent 19-2-10, with Court

EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

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  • 4 weeks later...

still not received any statements as of today 15/3/07 from an initial 40 day application on 13 the december 06!

 

even had ICO write to them and I have done 2 LBAs and still nothing.

 

they are taking the p_ss big time:-x

HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled

Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.

Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled

MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.

MBNA Loan PPI - Pre lim sent 19-2-10, Settled.

MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.

HSBC PPI - Pre lim sent 19-2-10, with Court

EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

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Time for court, then!

 

(Change Applicant to Claimant and Respondant to Defendant outside Northern Ireland)

 

PARTICULARS OF CLAIM

 

1. The Respondent is a Data Controller within the meaning of the Data Protection Act and is responsible for the processing of data of which the Applicant is a Subject.

 

2. The Applicant had an account number xxxxxxxxxxxxx("the Account") with the Respondent which was opened on or around (date)

 

3. On (date) the Applicant sent a Subject Access Request, pursuant to Section 7 of the Data Protection Act 1998 to the Respondent .

 

4. The Respondent has failed to comply, despite being directly instructed to do so by the Information Commissioner on or around (date).

 

5. By virtue of the Respondent's failure to comply with the Subject Access Request the Applicant has suffered damage.

 

6. The damage caused is:

 

Extra costs incurred in addition to Court costs, due to the Respondent’s failure to comply- this includes the cost of additional correspondence and time spent preparing documents and seeking legal advice. I estimate this cost to be (whatever its cost you in postage, admin time and general faffing about. I put £200).

 

7. The Applicant seeks an order that the Respondent do comply with the Applicant’s Subject Access Request

 

8. Under the terms of Section 15(2) of the Data Protection Act 1998, where the Respondent contests that information requested under the Applicant’s Subject Access Request is not included within the scope of Section 7 of the Data Protection Act 1998, the Applicant requests that the Court inspects that information, and where it finds that the Respondent's opinion is unfounded, that it orders such information be included within the information supplied to the Applicant under his Subject Access Request.

9.The Applicant notes that, in the view of the Information Commissioner, it is likely that the respondent has contravened the sixth data protection principle, as this requires data controllers to process personal data in accordance with data subjects right’s.

10. Applicant claims:

(a) £200 extra costs incurred in addition to Court costs due to the Respondent’s failure to comply with the Applicant’s Subject Access Request.

10) £xxx interest under the 1984 County Court Act rate of 8%, increasing at a daily rate of £x.xx per day until settlement.

11. Settlement to be made in the form of cleared funds drawn on a cheque or banker’s draft, to be received within 7 days of decree.

 

12. Damages and costs within the discretion of the Court.

 

I believe that the contents of these particulars of claim are true

 

Signed:

 

 

Date:

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I sent my SAR to barclaycard on the 30th Jan 2007 and havent had my statements through yet. I phoned them after the 40 days were up to find out what is going on and apparently, they have been given permission by the information commission to go over the 40 days because they have been 'inundated' with these requests.

 

I have sent them a LBA giving them 7 days to respond. Is it worth me putting in a complaint to the information commission as well? If so, is there a template letter anywhere just to give me an idea of what to write!

 

I'll be back if/when I dont hear anything in response to the LBA ;-)

Halifax

 

S.A.R - (Subject Access Request) sent - 30/1/2007

Prelim letter sent asking for total of 1571.52 - 15/3/2007

LBA sent 30/3/2007

court papers filed

Offer letter received - £1495.13

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I did an online complaint on the ICO site.

HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled

Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.

Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled

MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.

MBNA Loan PPI - Pre lim sent 19-2-10, Settled.

MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.

HSBC PPI - Pre lim sent 19-2-10, with Court

EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

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Bookmarked. :)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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If that is what barclaycard told you- they are lying.

 

The ICO cannot change the law.

 

Try and get that statement in writing!

 

will do :) It was several people that told me that as well.....

 

I'll do a complaint online as well....I'm not very good at wording things like that though so it might take me a while to get it right!

Halifax

 

S.A.R - (Subject Access Request) sent - 30/1/2007

Prelim letter sent asking for total of 1571.52 - 15/3/2007

LBA sent 30/3/2007

court papers filed

Offer letter received - £1495.13

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finally got the statements today, with a letter full of nonsense about holding information on microfiche. Anyway they have sent all statements, absolute ****e quality, and some barely legible.

 

Next step now

HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled

Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.

Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled

MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.

MBNA Loan PPI - Pre lim sent 19-2-10, Settled.

MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.

HSBC PPI - Pre lim sent 19-2-10, with Court

EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

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well at least you have yours! I still havent had mine yet...if there are some you cant read then ask for clearer copies...they have to provide legible copies of statements under the DPA (as far as I know)

Halifax

 

S.A.R - (Subject Access Request) sent - 30/1/2007

Prelim letter sent asking for total of 1571.52 - 15/3/2007

LBA sent 30/3/2007

court papers filed

Offer letter received - £1495.13

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Share on other sites

THanks for this thread.

 

I will now be starting a separates thread for Barclay card.

 

Probles with Barclays visa card and MBNA.

 

You are correct, they are now ignoring letters.

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