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got myself muddled claiming from abbey!***WON***


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Hi - i have received my AQ today - just wondering if maybe I should ask for claim to be delayed by one month (section A) as I havent got my statements through yet as original claim was part estimated and managed to miss the SAR stage.I am leaving AQ until last minute to return to buy myself time awaiting for statements to arrive.If you reckon a delay is a good idea should I state my reason on the aq somewhere? Rendall

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Hi, I think you better ask to delay so that you can wait for Abbey to respond to your SAR. Estimated or part estimated claims can end in tears - and that's £900ish in your case. I would make it clear on the AQ in Other Information or somewhere why you want to wait. Regards, Mad Nick

Abbey £8370 settled 17 Apr 07

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  • 4 weeks later...

I have complete AQ and submitted . Abbey have sent me some of my statements and a print out for 2 years too. My court date is 18th June and I am now deperately getting my court bundle together after having no computer for 3 weeks!

Can I run past the court bundle contents:

All correspondance - to and from Abbey plus proof of recorded deliveries etc

Latest Schedule if Charges ( all on an excel spreadsheet for whole 6 yrs)

All my statements and print out for last 6 yrs

Relevant case law summary - printed form library

Early day motion from HoP

Dunlop v New Garage

UTCCR 1999

UCTA 1977

SOGA 1982

OFT Satement Summary

 

Am I on the right track? it just seem seems from reading other threads that others have all sorts added to their bundle and I am a bit overfaced!

Rendall

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I have complete AQ and submitted . Abbey have sent me some of my statements and a print out for 2 years too. My court date is 18th June and I am now deperately getting my court bundle together after having no computer for 3 weeks!

Can I run past the court bundle contents:

All correspondance - to and from Abbey plus proof of recorded deliveries etc

Latest Schedule if Charges ( all on an excel spreadsheet for whole 6 yrs)

All my statements and print out for last 6 yrs

Relevant case law summary - printed form library

Early day motion from HoP

Dunlop v New Garage

UTCCR 1999

UCTA 1977

SOGA 1982

OFT Satement Summary

 

Am I on the right track? it just seem seems from reading other threads that others have all sorts added to their bundle and I am a bit overfaced!

Rendall

 

Rendall,

Current CAG advise is here -

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

In al honesty I would not try and over complicate the bundle, as firstly the basic court bundle is going to amount to possibly 100 pages, and also the basic court bundle is proberbly more than the court will expect from a layperson.

It`s unlikely that Abbey will even bother to put a bundle together as they will not intend for it to get that far.

 

If you feel you need to put anything else in, and need help compiling it, let me know:)

VIEWS EXPRESSED ARE MY OWN - IF THEY HELP - PLEASE CLICK MY SCALES

Halifax - S.A.R - June 06

- Pre-Lim(£1665) July 06

- LBA - July 06

- MCOL - 15th Aug 06

- Acknowledged 18th Aug

- Settled IN FULL :eek:

- 2nd Claim Started - 12 Dec 2006

- SETTLED IN FULL:eek:

- 3rd Claim Started (Phone Call) 1st March 2007

- SETTLED IN FULL:eek:

Abbey National - S.A.R - 23/08/06

- Default Removal Letter sent 21st Sept

- LBA sent with Estimated Charges 4/10/06

- 2nd LBA 23/10/06

- N1 filed 9/11/06 - Deemed Served 16/11/06

- AQ & Draft Directions filed 19/12/06

- Court Hearing 22/3/07

- SETTLED IN FULL:o INCLUDING £5k COMPENSATION

Capital One - S.A.R. 10/10/06

- SETTLED IN FULL:eek:

Alliance & Leicester - Mortgage E/S/C Claim 02/03/07

- SETTLED IN FULL:eek:

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thanks for the advice - just panicking after seeing what other people are looking for , for their bundles and am feeling overwhelmed by it all now.

 

I will just stick with the basic bundle.

 

Rendall

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after checking letter from Court its only for a prelim hearing before allocation to samll claims track. I have started a new thread for this too. with this letter a leaflet is enclosed stating that a prelim hearing may be called if I or defendant have no chance of winning the case. Is this normal procedure? or do I hear faint sound of alarm bells for my case!?

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  • 2 weeks later...

CONGRATULATIONS !!!!!!!!!!!!!!!!!!!!!! Well Done, did you ever receive your copy statements/microfiche statements? if not, push them for it because I reckon you may have the start of another claim

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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HI - I got 4 year out of the 6 years. I rang legal team 6 times and finally at 3.30 I said that I was outside claims courrt ready to hand deliver a letter telling the judge they had not supplied me with all my statements. I told them I would forget the 2 missing years if they setteled in full today. They tried to deduct gesture of goodwill but i did a deal of not to claim the 2 missing years in exchange for full amount + gogw, which leaves us even. They were almost too honest for my liking as the solicitor spent 40 min going through my claim and noticed I had missed calculating interest and this also bumped up my claim by an extra £700!

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Well done you! Imagine that hey? Abbey being honest! I wonder who that sol was cause chances are if he carries on that way he'll soon be out of a job!

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I have the name but to be honest I think i'll keep it to myself ! its only fair

Well done Rendall

A lot of work and effort, but worth it in the end.

 

I`ve asked your thread to be changed to WON for you

:)

VIEWS EXPRESSED ARE MY OWN - IF THEY HELP - PLEASE CLICK MY SCALES

Halifax - S.A.R - June 06

- Pre-Lim(£1665) July 06

- LBA - July 06

- MCOL - 15th Aug 06

- Acknowledged 18th Aug

- Settled IN FULL :eek:

- 2nd Claim Started - 12 Dec 2006

- SETTLED IN FULL:eek:

- 3rd Claim Started (Phone Call) 1st March 2007

- SETTLED IN FULL:eek:

Abbey National - S.A.R - 23/08/06

- Default Removal Letter sent 21st Sept

- LBA sent with Estimated Charges 4/10/06

- 2nd LBA 23/10/06

- N1 filed 9/11/06 - Deemed Served 16/11/06

- AQ & Draft Directions filed 19/12/06

- Court Hearing 22/3/07

- SETTLED IN FULL:o INCLUDING £5k COMPENSATION

Capital One - S.A.R. 10/10/06

- SETTLED IN FULL:eek:

Alliance & Leicester - Mortgage E/S/C Claim 02/03/07

- SETTLED IN FULL:eek:

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