Jump to content


  • Tweets

  • Posts

    • its not a good idea to disappear for 2 mths without reading up. 1000's of threads here to read. dx  
    • I don't think they even deserve a reply...    We do have a solid case don't we?? Even though mum corgot the pop that time??
    • To start, my address both on my logbook and with the DVLA are correct.  The first I knew of the bus lane fine was when a woman on another floor in my building posted a photo of a letter addressed to me but with her address on it, on the building's facebook group. I obviously recognised my name so contacted her. She said she'd been receiving these letters for me for months but only asked in the group if anyone knew me when the bailiffs were at her door.  I contacted the debt collection agency and Manchester Council and was told to appeal. So I did and explained what happened said I was more than willing to pay the original fine but its now at over £400 and I would have paid straight away if the letters had gone to the correct address. Months have passed and I have just been told (with no reason) that my appeal was unsuccessful and I need to pay the full amount.  Any help would be appreciated! It just seems so unfair!
    • Exactly right Bank!  I had an email this morning from HM Courts and Tribunals Service Civil Money Claims: Dear Mr xxxx Claim number: 527MCxxx Parcel2Go.com has been given an extra 14 days to respond to your claim. They need to respond to your claim before 4pm on 4 June 2024.  Anyone would think you've been through this before!
    • OK, understood. The second decision to make, given PE are wobbling, would be whether to reply to them (well after 8 May to show you're not scared of them), ridicule their offer which is no offer at all, and ask them to make a serious attempt to settle.  You never know, they might offer a few quid as an out-of.court settlement and it might save your mum having to do court. Just an idea.  Something to consider.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

got myself muddled claiming from abbey!***WON***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6079 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi - i have received my AQ today - just wondering if maybe I should ask for claim to be delayed by one month (section A) as I havent got my statements through yet as original claim was part estimated and managed to miss the SAR stage.I am leaving AQ until last minute to return to buy myself time awaiting for statements to arrive.If you reckon a delay is a good idea should I state my reason on the aq somewhere? Rendall

Link to post
Share on other sites

Hi, I think you better ask to delay so that you can wait for Abbey to respond to your SAR. Estimated or part estimated claims can end in tears - and that's £900ish in your case. I would make it clear on the AQ in Other Information or somewhere why you want to wait. Regards, Mad Nick

Abbey £8370 settled 17 Apr 07

Link to post
Share on other sites

  • 4 weeks later...

I have complete AQ and submitted . Abbey have sent me some of my statements and a print out for 2 years too. My court date is 18th June and I am now deperately getting my court bundle together after having no computer for 3 weeks!

Can I run past the court bundle contents:

All correspondance - to and from Abbey plus proof of recorded deliveries etc

Latest Schedule if Charges ( all on an excel spreadsheet for whole 6 yrs)

All my statements and print out for last 6 yrs

Relevant case law summary - printed form library

Early day motion from HoP

Dunlop v New Garage

UTCCR 1999

UCTA 1977

SOGA 1982

OFT Satement Summary

 

Am I on the right track? it just seem seems from reading other threads that others have all sorts added to their bundle and I am a bit overfaced!

Rendall

Link to post
Share on other sites

I have complete AQ and submitted . Abbey have sent me some of my statements and a print out for 2 years too. My court date is 18th June and I am now deperately getting my court bundle together after having no computer for 3 weeks!

Can I run past the court bundle contents:

All correspondance - to and from Abbey plus proof of recorded deliveries etc

Latest Schedule if Charges ( all on an excel spreadsheet for whole 6 yrs)

All my statements and print out for last 6 yrs

Relevant case law summary - printed form library

Early day motion from HoP

Dunlop v New Garage

UTCCR 1999

UCTA 1977

SOGA 1982

OFT Satement Summary

 

Am I on the right track? it just seem seems from reading other threads that others have all sorts added to their bundle and I am a bit overfaced!

Rendall

 

Rendall,

Current CAG advise is here -

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

In al honesty I would not try and over complicate the bundle, as firstly the basic court bundle is going to amount to possibly 100 pages, and also the basic court bundle is proberbly more than the court will expect from a layperson.

It`s unlikely that Abbey will even bother to put a bundle together as they will not intend for it to get that far.

 

If you feel you need to put anything else in, and need help compiling it, let me know:)

VIEWS EXPRESSED ARE MY OWN - IF THEY HELP - PLEASE CLICK MY SCALES

Halifax - S.A.R - June 06

- Pre-Lim(£1665) July 06

- LBA - July 06

- MCOL - 15th Aug 06

- Acknowledged 18th Aug

- Settled IN FULL :eek:

- 2nd Claim Started - 12 Dec 2006

- SETTLED IN FULL:eek:

- 3rd Claim Started (Phone Call) 1st March 2007

- SETTLED IN FULL:eek:

Abbey National - S.A.R - 23/08/06

- Default Removal Letter sent 21st Sept

- LBA sent with Estimated Charges 4/10/06

- 2nd LBA 23/10/06

- N1 filed 9/11/06 - Deemed Served 16/11/06

- AQ & Draft Directions filed 19/12/06

- Court Hearing 22/3/07

- SETTLED IN FULL:o INCLUDING £5k COMPENSATION

Capital One - S.A.R. 10/10/06

- SETTLED IN FULL:eek:

Alliance & Leicester - Mortgage E/S/C Claim 02/03/07

- SETTLED IN FULL:eek:

Link to post
Share on other sites

thanks for the advice - just panicking after seeing what other people are looking for , for their bundles and am feeling overwhelmed by it all now.

 

I will just stick with the basic bundle.

 

Rendall

Link to post
Share on other sites

after checking letter from Court its only for a prelim hearing before allocation to samll claims track. I have started a new thread for this too. with this letter a leaflet is enclosed stating that a prelim hearing may be called if I or defendant have no chance of winning the case. Is this normal procedure? or do I hear faint sound of alarm bells for my case!?

Link to post
Share on other sites

  • 2 weeks later...

CONGRATULATIONS !!!!!!!!!!!!!!!!!!!!!! Well Done, did you ever receive your copy statements/microfiche statements? if not, push them for it because I reckon you may have the start of another claim

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

HI - I got 4 year out of the 6 years. I rang legal team 6 times and finally at 3.30 I said that I was outside claims courrt ready to hand deliver a letter telling the judge they had not supplied me with all my statements. I told them I would forget the 2 missing years if they setteled in full today. They tried to deduct gesture of goodwill but i did a deal of not to claim the 2 missing years in exchange for full amount + gogw, which leaves us even. They were almost too honest for my liking as the solicitor spent 40 min going through my claim and noticed I had missed calculating interest and this also bumped up my claim by an extra £700!

Link to post
Share on other sites

Well done you! Imagine that hey? Abbey being honest! I wonder who that sol was cause chances are if he carries on that way he'll soon be out of a job!

Link to post
Share on other sites

I have the name but to be honest I think i'll keep it to myself ! its only fair

Well done Rendall

A lot of work and effort, but worth it in the end.

 

I`ve asked your thread to be changed to WON for you

:)

VIEWS EXPRESSED ARE MY OWN - IF THEY HELP - PLEASE CLICK MY SCALES

Halifax - S.A.R - June 06

- Pre-Lim(£1665) July 06

- LBA - July 06

- MCOL - 15th Aug 06

- Acknowledged 18th Aug

- Settled IN FULL :eek:

- 2nd Claim Started - 12 Dec 2006

- SETTLED IN FULL:eek:

- 3rd Claim Started (Phone Call) 1st March 2007

- SETTLED IN FULL:eek:

Abbey National - S.A.R - 23/08/06

- Default Removal Letter sent 21st Sept

- LBA sent with Estimated Charges 4/10/06

- 2nd LBA 23/10/06

- N1 filed 9/11/06 - Deemed Served 16/11/06

- AQ & Draft Directions filed 19/12/06

- Court Hearing 22/3/07

- SETTLED IN FULL:o INCLUDING £5k COMPENSATION

Capital One - S.A.R. 10/10/06

- SETTLED IN FULL:eek:

Alliance & Leicester - Mortgage E/S/C Claim 02/03/07

- SETTLED IN FULL:eek:

Link to post
Share on other sites

  • 3 months later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...