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givememymoney V HSBC


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Well Done Give Mate!!!!... If / when :D I get an offer I will tell them they haven't got enough money to stop me telling this site just how to do it think that will give me as much pleasure as actually getting my money.

 

Its nice to give it back to an institution that has been giving it to me for the last few years

 

pete

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it just so makes up for the times you've been into the branch to 'talk through and see what we can come up with' til you feel sick!!.... doesn't it? - photocopy that statement when it shows up, and frame it!! yesssss!

If i've been helpful in any way....then tip my scales over there!

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I will and I have a couple of HSBC employees that I have spoken to over the last few months that said it was perfectly fair and HSBC would not pay up. I will send them a copy too!!!! :D

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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Give, most of the branch employees are just drones that are told what to think and do, they rely on their rule book and computers and no doubt go on courses and team building weekends to reinforce what they are told.

What HSBC actually produce at branch level is almost as funny as Little Britain, if you don’t fit into the HSBC's view of how you should live the answer is "The computer says no".

pete

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My acceptance letter has been sent now to wait for the money. In my final draft of the letter I told them that the money was to be paid back by next Friday otherwise I would continue with court action. Lets see if that speeds things up or not.

 

Later I will start thinking about my second claim and I have lots of questions about that!!! I am gonna be a real pain in the arse for HSBC!!! ;)

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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Right so now I am thinking about my second claim and have some questions:

 

  1. Has anyone got a SAR letter asking for all the information that a bank holds including details of letters sent, notes of telephone conversations etc?
  2. Is it possible to do a SAR on DG as I am interested to know what information they hold on me?
  3. Has anyone had any success in getting a bank to pay for charges that were incured with another financial institutions as a result of the charges applied to their accounts resulting in a direct debit being returned?
  4. How do I find out what rate contractural interest I should apply to a claim?

I think that will do for now!! :)

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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Gawd Give you have been thinking lol

1. Not a clue I haven’t done an SAR, I hoard paper here

2. Not a clue

3. Nice thought and I will be interested to see people’s reactions/ idea's on this.

4. This is one of my problems with CI claims; I think most people use the current rate in their claims which is obviously technically wrong as CI varies as the bank follows the Bank of England’s base rate. I think you will have to do some research especially as your next claim is part over the 6 year limit with a 6 year hole in the middle.

pete

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i know nothing of above matters - but in watching threads i've seen a good few where people were asking con.rates of interest - so, would say that little search on the blue line does take you to threads - which when you scan lead you to other threads - bit of a sherlock holmes thing - but just put contractual interest in the blue line search and dig in. a few weeks ago everybody seemed happy with 15.9 but i don't know if that's an average, the current one or what it is..... you can always ask bong nicely on her big thread - she is a veritable fountain of information. (so much so - she's had to close off her pm to the general forum users - that's why i say ask her on her thread)

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Looks like the most recent part of claim 2 will be about £600. Need to get statements for the pre 6 year bit. Anyone got some ideas on my questions from a previous post? :eek:

 

 

  1. Has anyone got a SAR letter asking for all the information that a bank holds including details of letters sent, notes of telephone conversations etc?
  2. Is it possible to do a SAR on DG as I am interested to know what information they hold on me?
  3. Has anyone had any success in getting a bank to pay for charges that were incured with another financial institutions as a result of the charges applied to their accounts resulting in a direct debit being returned?

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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This is really a post to myself so I can find information quickly that I have used before but it maybe useful to others:

 

Guide to reclaiming charges http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html

 

Data Protection Act - Subject Access Request (SAR) http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html [40 days to comply]

 

Data Protection Act - Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

 

What charges can I claim for? http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=6

 

Prelim Letter Template http://www.consumeractiongroup.co.uk/forum/bank-templates-library/671-2-letter-preliminary-approach.html [14 days to comply]

 

Letter Before Action http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html [14 days to comply]

 

Making a court claim http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=10

 

Getting MCOL right http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/71369-getting-mcol-right.html#post614610

 

Allocation Questionaire Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

New AQ Strategy http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

 

Maybe not AQ!! http://www.consumeractiongroup.co.uk/forum/hsbc-bank/78873-new-after-28-days.html

 

When you have filed your AQ http://www.consumeractiongroup.co.uk/forum/hsbc-bank/71343-when-you-have-filed.html

 

Court Bundle

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

Worried about OFT report read this http://www.consumeractiongroup.co.uk/forum/general/70359-about-oft-impending-report.html

 

Complete site A to Z http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/69359-cant-find-what-youre.html

 

Charges spreadsheet http://www.zen122856.zen.co.uk/CompoundSheet_v1.9.xls

 

VAMPIRESS'S CHAMBER

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Useful Threads:

 

Bong http://www.consumeractiongroup.co.uk/forum/hsbc-bank/33005-bong-hsbc-contractual-interest.html

Nettyg http://www.consumeractiongroup.co.uk/forum/hsbc-bank/52235-nettyg-hsbc.html

Mindzai http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/26172-mindzai-lucid-lloyds-tsb.html?

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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did you like it? (the post to yourself)

 

 

can i be head cheerleader on this one - no brains - just the looks!

 

here's my first cheer:

 

RAH-RAH-REE

KICK-EM-IN THE KNEE

RAH-RAH-RAS

KICK-EM-IN THE OTHER KNEE

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ok pinky - pompoms at the ready!!

 

1-2-3-4 look out hsbc we're back for more

5-6-7-8 letters off and don't be late

9-10.....we've beaten you once and will again!!

 

lol

If i've been helpful in any way....then tip my scales over there!

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Yanno, there may be another reason why no one has ever made it to a court room, I think maybe the Judges have got together and told the banks NO WAY are they going to have the court waiting room full of cheerleaders and Star Wars characters, oh and Scarlet O'Hara

pete

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Errr... YES !!!!! think you would be disappointed with a County Court, its just a little office and the Judge is in normal clothes, they don’t have to wear their official garb, its really more like a head masters office lol

pete

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