Lets get started **Settled in Full**

[kevmaxthom]

Applied to Alliance&Leicester for charges incurred for the last 6 years for myself and my wife's accounts. Let you know how I get on. Congratulations to all of you who have got a result and thanks for sharing your experience:D

 

 

 

 

 

A&L £1822+£488 Data Protection Act Request 5th May 2006(40 days up June 16th),

prelim sent 20th June LBA's sent 5th July, moneyclaims filed 21/7/06

Citicard £189 DPA Request 5th May 2006(prelim letter sent 6th June)LBA sent 12th June,sod off letter received 16th June, moneyclaim filed 26th June.

[Bookworm]

Welcome.

 

Keep on reading while you wait for your answer, you'll be that much better equipped by the time it comes.

 

Keep us posted.

[kevmaxthom]

Received DPA statements for myself and my wifes accounts(exactly 40 days).My wife goes back 3 years and I go back 6 years.In 2000/2001 A&L were charging £3.50 every day I was overdrawm and £10 per month. Can I claim this back?

 

Also I have read that A&L will close the accounts if a claim is made. We also have a personal loan with them(3 years left) can they call that in as well?

 

Any suggestions which 'parachute' account to open would be grateful.

Regards

Kev

[caro]

Received Data Protection Act statements for myself and my wifes accounts(exactly 40 days).My wife goes back 3 years and I go back 6 years.In 2000/2001 A&L were charging £3.50 every day I was overdrawm and £10 per month. Can I claim this back?

 

Also I have read that A&L will close the accounts if a claim is made. We also have a personal loan with them(3 years left) can they call that in as well?

 

Any suggestions which 'parachute' account to open would be grateful.

Regards

Kev

 

Yes you can claim back the £3.50 a day. If the £10 a month was a service charge that you paid for running the account you can't claim it, but if it was a penalty for going over your limit then you can.

 

A&L will close your account if you claim, and you will need to do a Moneyclaim, but they have said on the radio that they will not go to court.

 

I have opened a Nat West step account as have a lot of people who do not have good credit ratings, but I am with smile and find them the best of any bank I have ever dealt with.

 

Good luck and welcome to the cause!

[kevmaxthom]

Thanks for the advice Caro, very helpful.

Regards

Kev

[kevmaxthom]

Well 14 days are almost up since I sent LBA, another £100 in charges have been taken since then. Can I claim that back when I do the moneyclaim?

Regards

Kev

[Michael Browne]

Yes.

[kevmaxthom]

Thanks, moneyclaims filed (myself and wife) 21/07/06.

Claim No 6QZ48225 for £1930.50 +court costs

Claim No 6Qz48227 for £488.16 + court costs.

I will keep you posted.

Kev

[kevmaxthom]

Hi Everybody

Received cheques Monday morning (myself and wife). A&L settled in full. Thanks for your help.

Keep up the good work.

I have made a donation.

Regards

Kev

[arkanara]

WELL DONE & CONGRATULATIONS!!!

 

Another incentive for the rest of us.

[caro]

Congratulations and thanks for the donation. If you haven't done it yet would you complete the survey too please.

 

Thanks and congratulations again.

[nikkirose1]

Hooray! Congrats Kev. I have submitted my Moneyclaim and am currently waiting in limbo for a reply, so good to hear your success story. Well done!

[kevmaxthom]

This topic was closed on 09 March 2019.

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