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First Post - Bank Charges


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Hello everyone. This is my first post & I just wanted to introduce myself. I have just finished adding up the amount of charges that have been applied to my account over the last 6 years and the total amount comes to £3585.20 !!. I am about to fill in the on-line claim form and will keep the site updated on my progress! I have been able to get this far after reading loads of info and advice on this site so am so glad that this site exists!!

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Hello Junies

 

Have you followed the procedure first and sent the Preliminary Letter asking for it back?

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Hi Uk

 

I have sent 2 requests for a refund, stating that the charges are unlawful etc and have informed them that if they do not refund me then I will be making a claim against them.

I have received correspondence from Stuart Higley basically saying "no chance" & "your responsibility" etc. However I have not sent a schedule of charges with either of these requests and having read the site recently, it appears that I should have done so.

I am unsure whether to re-send my last letter and include the Schedule or write a brief note stating "further to my last letter etc please find attached Schedule of Charge in respect of ......

 

I would be grateful for any advice on this.

 

Many thanks

 

J

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