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CRAs and Data Protection Act


CrispDust
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Is it possible to go to Small Claims under s.10 of DPA if you believe that a CRA is displaying incorrect data about you?

It specifically concerns my past IVA. This was satisfied IN FULL, all creditors paid in Jan 2005. Despite providing evidence from the DTI that the IVA is satisfied, Equifax refuse to show it as satisfied, only with a hidden "Notice of Correction"

The IVA record should be wiped from my file in total in November of this year, but that's not the point.

Can I issue a claim for breach of Data Protection Act?

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Since the small claims court is more about value than anyhting else i dont see why you cant enter a claim for little or no monetary value.

 

actually you could of course enter a claim up to 5k and ask for the adverse entry to be removed or corrected.

 

I added such a requirement in one of my claims in small claims court.

 

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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  • 2 months later...

Hi CrispDust

 

Just a bit of a random email to ask if you managed to get Equifax to change your iva status to satisfied and remove the notice of correction?

 

I am now in exactly the same situation as you were in! Callcredit and Experian are fine...just Equifax who refuse to alter it. :evil:

 

Wondering if a county court claim or complaint to the ICO is the best route?

 

Any help/ideas would be much appreciated, thanks.

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