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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
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    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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Lyn V Hsbc


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Have claimed on line on 22/12/2006 as i had not heard nothing from our wonderful bank

Hsbc acknowledged my claim om the 29/12/2006

Nice to know they at last realise i am here

Yesterday received a letter from Colin Langdale in reply to my LBA

He said he would look into the matters that i have raised and will contact me when he has completed his investigations!!!!

Do I inform him that i have already started court action or would he already know?

Also today have send my schedule of charges off to Deborah D'Aubney at DG solicitors as it was her name on my notice of acknowlegment

(by recorded delivery of course)

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no, if everyone who got a letter from the good colin responded to his newest stalling tactics with a response - he wouldn't be able to move around his undoubtedly huge office - which, although gives me pleasant daydreams, is totally unnecessary. just stick to the timetable. you seem to be on top of it all - 3 copies to the court too, referencing your claim number as with the one to dg as well.

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no, if everyone who got a letter from the good colin responded to his newest stalling tactics with a response - he wouldn't be able to move around his undoubtedly huge office - which, although gives me pleasant daydreams, is totally unnecessary. just stick to the timetable. you seem to be on top of it all - 3 copies to the court too, referencing your claim number as with the one to dg as well.

 

 

Thanks for that

Is it 3 copies for the court I have only sent 2 (the day after issuing claim)

 

Do i need to resend?

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  • 2 weeks later...

Have today checked on the MCOL website and Hsbc have defended.

So i suppose now the allocation process starts.

Wonder if they will ever make me an offer?

Might phone DG tomorrow and ask if they have received my schedule of charges (i know they have because they signed for the letter) but it might just push them to look at my case

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Have today checked on the MCOL website and Hsbc have defended.

So i suppose now the allocation process starts.

Wonder if they will ever make me an offer?

Might phone DG tomorrow and ask if they have received my schedule of charges (i know they have because they signed for the letter) but it might just push them to look at my case

 

hi lyn

you're just ahead of me so i'll be watching your thread with interest!!

hope you don't mind me jumping on your thread

netty

If i've been helpful in any way....then tip my scales over there!

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I dont mind at all Netty

Its just nice to know we are not on our own and there are loads of people just in front of us or just behind us

Dont think the banks would agree though

It does build your confidience up just by reading the success's

And fingers crossed in a couple of weeks we will be among them

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yes, now is the time to start your active process - objective, to get an offer before the aq is due - so, monday, ring dg and ask if they have received your breakdown -

you might try asking if you will be hearing from them anytime soon.

see how it goes -

next time you call - maybe a couple of days later, tell them you will be filing your aq shortly and were hoping to avoid further costs both for them and yourself (that's if your claim is for more than 1500 - if it's less it doesn't cost to file the aq),

 

there is one thread on here - looking:

Me V Hsbc

from the point where you are he faxed a copy of his breakdown every day and got his offer quite quickly - he thinks that did it - i wouldn't disagree.

 

as for the aq - keep the date in your sites - and by all means look on the site for aq stuff - there's plenty here and maybe even fill it in - but don't send it until the last minute - but don't miss the deadline - our goal is to get an offer before it's due and you won't have to file it.

map out your attack plan and get with it - there's lots of phone no's, fax and e-mail addresses for dg floating around - i'd say fax (if you can) a breakdown today and ring on monday and take it from there.

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As I cant get access to a fax until monday decieded to send DG a short note saying

 

In respect of the above claim please find enclosed an up to date copy of my schedule of charges.

Please note that if i do not receive a full offer of settlement before the Allocation Questionnaire is filed on 03/02/2007, I will have to incur an extra £100 in costs which will be added to the current total claim of £3283.09.

 

Yours faithfully

 

I sent this letter off this morning by Royal mail special delivery which they say will be delivered before 1pm monday .

This service cost £4.10 but i read on another site that it is better than registered or recorded as business's tend to have bundles of mail so if they have a loads of registered/recorded it comes out in a bundle and they sign for the bundle while with special delivery they have to sign for the letter.

 

I will phone DG in my dinner hour monday (2-3pm)

If they have not got this letter,hopefully they confirm if they have the previous

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  • 2 weeks later...

Just to update this thread

 

have had a phone call from Julie at DG today

They have my schedule of charges but the claim is with the clients it will be another 2-3 weeks

 

Aq is due to be filed next tuesday when i will be sending DG another up to date schedule of charges which will include the £100 AQ charge

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will be sending it on saturday

 

It is all prepared and ready to go

 

Just holding on for a few more days in case HSBC & DG manage to get their acts together and somehow me send me an offer LOL

 

I can but dream (but what a nice dream)

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still no news

 

Sent my AQ off on saturday to the court and also another schedule of charges to DG will the AQ fee included

Both were sent special delivery so they should be received today

 

Whats my chance of an offer this week?

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  • 4 weeks later...

Update on my case

 

Received offer from colin offering £2442.00 two days after AQ was filed

 

Received offer from Dg for full amount plus interest plus court charges on 17th Feb

 

Accepted full amount it was paid into my account a week later

 

My advice is do not accept smaller offers from Colin & his team just play the waiting game and DG will pay you in full

Believe me I have a bulging bank balance to proof it

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most excellent news

and very good advice to those still waiting.

 

see this guys - colin still offering after the aq is filed.

 

her advice: hold out for the full amount!!!

 

 

CONGRATULATIONS!!!!!!

well deserved.

spend wisely

yeah!!!!!!!!!!!!!!

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