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    • the scrappage scheme is nothing to do with the agreement ...sorry. it's an enticement to purchase a replacement vehicle. just the same as shop signs that say 50% off or whatever.  its a done and dusted deal done before you enter into the agreement for the remaining £sum. 
    • don't get too hung up on the real meaning of 'fake' in terms of the documents a claimant might produce relating to a potential court claim. by fake we typically mean, they are not obviously the 'real McCoy' ,100% associated with whatever credit they are trying to pin on punters. they are often of the right 'version' that an OC would have used for that particular take out date, but with details inserted in a diff font where they should be for say your name address DOB etc. All DCA's typically  have filing cabinets covering each year for most creditor, whip 'em out, scan and copy n paste your details onto them, even easier now with online sign ups. no hard copies ever sent cause 90% of mugs have lost them..... one of our most powerful tools is the fact any docs they produce, unless they state they are 'a reconstruction'  MUST come from the original creditor noty some hidden pile the claimants have. Link are absolute masters at this so dont stick to lowell threads. dx    
    • Driving home last night I contacted wing mirrors with a car coming the opposite way. The wing mirror folded in and the glass popped out. Very minor damage.  I stopped at the next layby (A road) to repair the mirror. A passerby stopped and said they saw the other car stopped behind me in another layby - they went back and passed over details so we could get in touch.  The conversation started cordially, but quickly got heated when I said I was well on my side and they drifted over (which is what happened).  I wasn't going to bother filing a claim as there isn't enough damage to justify it. So I've said to the other party lets just call it quits as there are no witnesses and we both think we are innocent.   they said they are contacting the police and insurance and that they have witnesses. But a quick facebook search found a post by the other person saying they were in a crash, and were 'spun' off the road. Picture of a broken wing mirror and a slight scuff on the front and rear wheel arch. they are asking for witnesses. I have screenshots of the post, and sent them another message saying I can see you dont have witnesses as you are appealing for them. I'd really not drag this out. Lets call it quits and move on. this was followed by a couple of messages that didn't really make much sense. e.g. 'do the right thing'. What should I do now?  Contact police?  Contact my insurance? - Can I tell them about this incident but say I dont want to claim? Will that affect my premium?  
    • This is the crux of the argument. The scrappage contribution should have also been counted as a deposit. It was literally a part exchange in return for a cash deduction so there is no reason it wouldn't be treated the same way.  I did not request a VT, I was struggling to pay after a separation from my partner at the time. However had the figures been reflected correctly, the VT cost would have been 2k not 9k and I may have considered it as an option. Instead, the car was marked stolen and removed from my possession by the police
    • LOL - old one the fiver theory - although with the poops its take a fiver now, promise 10p  sometime in the future while claiming the reverse theory   So when is jenrick, an apparent slam dunk as referenced higher in the thread, being referred to the police? These poops need to know that anything they throw will be returned .. with interest  
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eBay refunded international buyer claiming phone did not arrive - now Various DCA's Chasing


sprouting

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Hi,

It's been a while since I logged on to this so I'm not sure if I'm posting this in the right place. 

Last November (22), I sold an I phone XR on eBay (my phone that I had and looked after for five whole years).  I'm no mega seller on there but I'm no stranger to it, selling odds and ends I no longer want.  

It sold for £202 and I sent it off.

Three weeks later a dispute had been opened by the buyer saying the item was not as described, which I was astonished about. I asked to see photo evidence of what she was talking about and she sent two photos, just of THE BOX, not the actually phone or accessories, the box looked in perfect condition, just as I had sent it though. 

I asked again for clarification and evidence to substantiate her claim, but never heard a word back.  I had a hell of a time trying to deal with eBay as there is no easy way to raise a complaint or even get a straight answer, practically everything is automated.  They asked me if I would be willing to give her a refund, and I said no. That should have been the end of it, as far as I  was concerned.

I had sent the phone internationally although my listing did say UK Only, the listing was also marked No Returns, and the shipping was insured to it's full value.

It then transpired that eBay had refunded her on my behalf, let her keep the phone and then expected to recover the refund money from me.  I was incandescent.  I had the phone blacklisted and deleted all of my bank details and cards etc from eBay, whilst trying to get through to someone who would listen. 

I asked if they had received my complaints and they said yes but they don't do complaints so "you won't get an answer".  There was no official route for a complaint either so every time I had been contacting them about this it had been through a feedback form or anywhere with a text box, they were most unhelpful over the phone.

My account was restricted and then blocked, then I had an email from DRS saying they had been enlisted to recover the debt on eBay's behalf.  I spoke to them and told them where to go but I'm still getting emails and texts.

Am I right in thinking that as I have complained to eBay but not have an official response that the cannot pursue me for anything, until that happens? I only became aware after this that eBay will side with the buyer no matter what, and I agreed to these terms when I signed up.  In 16 years with eBay I have never had anything like this happen, and I can't believe it.

I decided to write once more, by post to their head office and rand to ask if they would allow me back into my account to retrieve all for the details for the issue, dates and so on. They said no, they wouldn't do that,

then I submitted a SAR which should give me the relevant information I need to pursue this.  On 31st March I got an email from them to say my SAR was ready and a code would be posted to me in order to open the document, I should have it within 5 days.

I moved house three years ago rang them to double check they had the right address on file and they wouldn't give me the address, but she asked me where I lived and then confirmed that that was the address they have. 

She was lying, because, 12 days later, I have still not received any code.  And she said she didn't have any record of an email about an SAR and told me not to open it.  Their departments clearly don't communicate. 

On closer inspection, I've noticed that the DRS people have got my old address too (although I did give them my correct address when I spoke to them on the phone). The SAR will expire at the end of the month, eBay chat is unavailable, please try later...., I'm trying to use chat now so I can have a transcript of what has been said.

I have been in touch with the Ombudsmen, who as I suspected, don't regulate eBay but they suggested another ADR but I'm not sure ow to go about this.

This has been rather long winded, I'm sorry, but if anyone has any advice about where I stand in regards to the debt collectors pursuing me when the original complaint has no been concluded, I would be extremely grateful. 

I have just come out of a DRO and do not want to end up with a CCJ for this over £200,  and I know I am in the right, morally if nothing else. I do not want to back down.

Thanks

 

 

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ignore stuff and all anyone can do to you.

and stop using the ruddy phone!!

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Who?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You say that it was sent internationally.

Did you send direct to the buyer or use eBay's GSP service where you send to a UK hub and they forward it on.

You may actually have some cover if you sent it to their hub as you could argue the "issue" (although I suspect this is just a common eBay scammer,) occurred in transit from GSP Hub to the buyer

and at that point it would be eBay that would of had to refund the buyer and if the buyer was stating the box was empty eBay will actually have details of the parcel ie the weight.

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  • 2 months later...

Unfortunately I sent it directly to them. 

I have been chasing the SAR from eBay which they are happy to do, but it will not contain any information regarding the issue. 

I don't know what to do next. 

I can't believe that even though the listing said 'no returns' on it, they have the cheek to ignore all of this.

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On 12/04/2023 at 20:21, dx100uk said:

ignore stuff and all anyone can do to you.

and stop using the ruddy phone!!

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to eBay refunded international buyer claiming phone did not arrive - now DRS DCA chasing me for neg balance
  • 9 months later...

Hi,t

I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think...

About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay. The listed stated 'UK only' and 'no returns accepted'.

Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it.

Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem. 

She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance.

she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay.

I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'. 

She had been told she could keep the phone and told me they would recover the money from me from my account blah blah. 

I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off.

A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong.

The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while.

I've just come across a couple of emails from Moorcroft, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember.

I know it's not that much but I don't want to pay them on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before.

I don't know what power they legally have to recover the 'debt', and most importantly,

I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.  

Any advice gratefully received!!

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  • dx100uk changed the title to eBay refunded international buyer claiming phone did not arrive - now Various DCA's Chasing

old and new threads merged.

a DCA is NOT A BAILIFF

and have 

ZERO legal powers on ANY debt , no matter WHAT it's type.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry, I didn’t realise I’d already posted on this. 

Thanks for your responses. 

I sent it directly to the buyer, unfortunately. 
 

dx100 uk - I’m not sure I understand, are you saying that if I just ignore it, it will go away without any ramifications?

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:rockon:

On 12/04/2023 at 20:21, dx100uk said:

ignore stuff and all anyone can do to you.

dx

told you that over a year ago.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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