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    • For the moment do nothing, never appeal, wait for a letter before action, ignore all the tripe they send you other than that.
    • as another of farages faragit reformatory boy shows his true colours Ian Gribbin, the party's candidate in Bexhill and Battle claimed * ' the country would be "far better" if it had "taken Hitler up on his offer of neutrality" instead of fighting the Nazis in World War Two. err tell that to the russians - who did .. * said people should  “exorcise the cult of Churchill and recognize that in both policy and military strategy, he was abysmal”. * Praised Russian president Vladimir Putin as he: "understands the bonds that create more stable societies; the hypocrisy of the West is preposterous as we stare in the face daily the enormous economic equalities created by our deluded neo liberal ideas" and "if only the West had politicians of his class".   * 'women were the "sponging gender" and should be "deprived of health care". * "Men pay 80% of tax – women spend 80% of tax revenue. On aggregate as a group you only take from society. Less complaining please from the 'sponging gender'." - Wonder what his momma thinks of that?   On being caught out, cribbin initially refused to comment before belatedly and weakly 'apologising' A Reform spokesman said the comments were “written with an eye to inconvenient perspectives and truths”. Chairman Tice said “We’re really pleased with all candidates." Leader Farage seemed to think the greens vetting OUT and suspending 20 unsuitable candidates was a 'bigger problem' than reform not only leaving **** the unsuitable in, but also being apologists for them     Reform candidate says UK should have ‘taken Hitler’s neutrality offer’ WWW.INDEPENDENT.CO.UK He also praised Russian president Vladimir Putin and described Winston Churchill as ‘abysmal’   Reform UK candidate apologises over Hitler neutrality comments WWW.BBC.CO.UK Ian Gribbin says his grandparents were "Russian Jews fleeing persecution" and his comments were taken out of context.  
    • do you ultimately want to keep the car?
    • Thank you!    It was bought on my debit card    
    • Hi. Welcome to CAG. How was the car purchased?  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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StepChange DMP - Multiple Debts


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Throw the morality card out the window.

They've failed to help you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Should I have tried harder with them? 

I know I'm sounding like a total dumbass here, this is all just so alien to me and I feel bad a) for being fraudulent and b) for getting myself into this mess in the first place!

Feel free to give me a virtual slap LOL

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With the best will in the world stop being an idiot.

 

Feeling bad because of a soulless entity that couldn't give a **** about you.

 

Life happens, it's how we move on.

 

SAR to MCB. Once info is back, raise a formal complaint.

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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:)

Will check back in when the SAR from MCB is back and get advice on how to raise the formal complaint and what to say x

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I've had a text and email from MCB:

"Dear XXXXX Please contact us today. Your payment has not been brought up to date and we would like to discuss your account with you as a matter of urgency. Our telephone number is 02039236888"

Early investigations confirm you are resident at the above address. Despite this, we have not managed to speak to you about your now, seriously overdue debt.

We are now instructing our external debt collectors to contact you directly in relation to your loan account.

If you want to avoid this course of action, contact us today on 0203 923 6888"

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block number report to 7726 as spam.

you ignore ALL texts, emails, phone calls always.

only comeback here if you ever get a letter of claim for anything.

else get reading up in this debt selfhelp forum.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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