IDRWW chasing UAE FAB Bank debt

[Lsam49]

Hi,

I have a debt with FAB and have been receiving a lot of IDRWW letters recently,

why should I never email the bank directly back and only write..

sorry if it’s a stupid question

but from the UK what would guarantee they receive the letter.

Thanks 

[Bazooka Boo]

Do you have your own thread for your issue?

[Lsam49]

I don’t sorry.. do I need to create one?

[Bazooka Boo]

Yes please, it stops confusion over who's doing what.

[Lsam49]

Hi,

I have a debt with FAB and have been receiving a lot of IDRWW letters recently with the latest one just today saying they are going to forward it to their solicitors.

Why should I never email the bank directly back and only write..

sorry if it’s a stupid question

but from the UK what would guarantee they receive the letter and as I have never replied to any of the IDRWW letters

wouldn’t my bank then just inform them that they have my correct address.

Thanks

[dx100uk]

if you have moved around in the UK and have never told the bank then you are in danger of a backdoor CCJ.

you must write to the bank simply informing them of your correct and current address.

should you wish to negotiate a F&F settlement etc.

i would take the time to read a good few (+20) UAE threads in this very same forum as you create yours in.

then decide.

but you must write to the Bank ASAP if you've never written to inform them of your current and correct address.

once thats done.

the only things you do not ignore are a :

letter of claim.

a statutory Demand

a Court Claimform.

if you get any of those (remote chance) comeback here BEFORE you act. but you MUST act and NOT ignore those.

dx

 

 

[Lsam49]

Thank you for your reply.

I just wanted to add that I received this email from the UAE bank last week so does this change anything as they have said that IDR are authorised to act.

Please also be guided that your account has been assigned to our partnered agency, who shall reach out to you for follow up on your over dues. The agency, IDR is authorized to act on behalf of First Abu Dhabi Bank as per agreed terms and conditions.

I will send by recorded delivery a written letter just confirming my updated address..

After reading some threads I can see that the bank usually does not write back and people will continue receive correspondence from IDRWW as they will keep sending letters by post or email.. is the plan just to ignore unless I receive one of the letter you mentioned above?

Thanks 

I also wanted to ask please that the amount I owe is £2k ( £6k with their interest) and it was back in 2017 so can it be statue barred?

Thanks 

[dx100uk]

22 hours ago, Lsam49 said:

is the plan just to ignore unless I receive one of the letter you mentioned above?

22 hours ago, Lsam49 said:

I also wanted to ask please that the amount I owe is £2k ( £6k with their interest) and it was back in 2017 so can it be statue barred?

SB UAE is 10 yrs or 15yrs i believe.

keep reading you'll find it

dx

[Lsam49]

Thanks I’ve sent them a written letter by recorded delivery and hope for the best

[Lsam49]

Hi,

Back in February I had sent my OC a letter with my updated address and i received the same letter returned saying ‘ returned to sender’ has this happened to anyone else?

They obviously must have opened my letter  to know my address and just sent it back.

Do I need to send another letter ?

Thanks

[Lovetoteach]

I wouldn’t bother x

[Pk2023]

Yeah I wouldn’t bother. Ignore. 

[Lsam49]

Wouldn’t I be in danger though of a backdoor CCJ? That was the point of me sending the letter and they have just sent it back pretending that it was not received I assume.

[Lovetoteach]

I tried to get in touch when I first got back from uae and had no luck, that was about 7 years a go and haven’t had any ccjs or anything, just threats from the uk debt collectors

[Pk2023]

I have yet to know of someone who’s got that. Everyone I know or have heard of on these forums has just ignored and so far nothing. Touch wood that remains. 
just ignore- you’ve tried and they just don’t cooperate. 

[Lsam49]

Thank you all for your advice.. ignore it is

[dx100uk]

posted moved to your OWN thread

please only ask questions here LTT