Thank you all for your advice.. ignore it is

Wouldn’t I be in danger though of a backdoor CCJ? That was the point of me sending the letter and they have just sent it back pretending that it was not received I assume.

Hi, Back in February I had sent my OC a letter with my updated address and i received the same letter returned saying ‘ returned to sender’ has this happened to anyone else? They obviously must have opened my letter to know my address and just sent it back. Do I need to send another letter ? Thanks

Thanks I’ve sent them a written letter by recorded delivery and hope for the best

Thank you for your reply. I just wanted to add that I received this email from the UAE bank last week so does this change anything as they have said that IDR are authorised to act. Please also be guided that your account has been assigned to our partnered agency, who shall reach out to you for follow up on your over dues. The agency, IDR is authorized to act on behalf of First Abu Dhabi Bank as per agreed terms and conditions. I will send by recorded delivery a written letter just confirming my updated address.. After reading some threads I can see that the bank usually does not write back and people will continue receive correspondence from IDRWW as they will keep sending letters by post or email..so is the plan just to ignore unless I receive one of the letter you mentioned above? Thanks

Hi, I have a debt with FAB and have been receiving a lot of IDRWW letters recently with the latest one just today saying they are going to forward it to their solicitors. Why should I never email the bank directly back and only write.. sorry if it’s a stupid question but from the UK what would guarantee they receive the letter and as I have never replied to any of the IDRWW letters wouldn’t my bank then just inform them that they have my correct address. Thanks

I don’t sorry.. do I need to create one?

Hi, I have a debt with FAB and have been receiving a lot of IDRWW letters recently, why should I never email the bank directly back and only write.. sorry if it’s a stupid question but from the UK what would guarantee they receive the letter. Thanks