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Hi im new please be gentle. 

I have received a letter and email saying i owe for an old credit card.. i know i had a ccj in 2015  for a bank xcc overdraft which im paying i have not had any credit since then. Would this be statue barred. What do you advise.. 

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Hi jenniera and welcome to the forum.

Does the letter refer to the debt original creditor or agreement number or amount outstanding ?

Topic moved to Debt Collection Agencies Forum.

 

Andy

 

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Rule number 1 do not throw any paperwork away connected to finance:-D

Apart from the CCJ (which should of fell off now ) do you have any other form of credit showing on your credit files ?

 

 

.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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2 hours ago, jenniera said:

i know i had a ccj in 2015  for a bank xcc overdraft which im paying

why?

99% of OD Debts are unlawful bank charges....

how much are you paying and to whom?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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