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    • Good morning all, No further communication with P2G so now submitting my small claims action. Would be grateful for any feedback on my description of claim before I submit later. The defendant in this case is Parcel2Go Limited The claimant sent a parcel using Parcel2Go Ltd as a broker and Evri as the shipper containing two handmade bespoke wedding trays to a customer with tracking number P2Gxxxxxxxx. The parcel was never delivered although the defendant stated that three attempts had been made to deliver the parcel. Β The claimants customer waited in for four days to receive the delivery but no delivery was attempted. There was no communication with the claimants customer. Β Despite many web chats and emails the parcel was not delivered and on the Parcel2Go website it stated that the customer had refused delivery. This was not true as no delivery had been attempted. Β I was informed that the parcel was being returned to me but after waiting three weeks was informed by Evri that the parcel was lost. I was offered compensation of Β£20 + shipping fee which I refused and after sending Parcel2Go a Letter of claim this was increased to Β£75 which I also refused. It is clear that the defendant is responsible for the loss of the parcel as they did not act with reasonable care and skill when handling the claimants parcel, contrary to section 49 of the Consumer Rights Act 2015. The claimant therefore seeks Β£370 in respect to the value of goods plus court costs. I thought it might be better to use the CRA rather than the Supply of Goods and Services Act as we are sole traders - is this correct?
    • No new development, I'm afraid. The last update I received was a letter from the court, advising that the case had been transferred to Croydon County Court.
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    • Hi, I am aware there’s been few threads about this already but just wanted to confirm information on my case. I was with Village gym last year(2023) on initial 6 month usual contract they do, I lost my job and due to that I couldn’t afford to pay for gym nor I had any motivation to go to gym at that time so they sent me arc phone message in September 2023 that I owed them Β£140 so I paid them back on instalments in 2 months time.Β  Then I started receiving new years deals in December 2023 and I decided to give them a call but they never mentioned anything about 6 month contract or anything, only that it would be monthly rolling contract and I paid them for 2 months and then I realised both months they charged me Β£59 instead of Β£38 they offered me on the phone when I mentioned that I am still student, even though before I was paying Β£43 a month in mid 2023. I spoke to gym entrance lady and she said I should give a call to gym on the phone number so I did and whoever answered said they’ll pass my info to manager and he will give me a call back in 24 hours, of course no one called me back so I called again and they said same thing. And of course once again no one got in touch with me so I got tired of them charging me more than they should and decided to cancel my direct debit and stopped going there as I got new job with rotation shifts which is not good for me as I cannot visit gym after I finish at 10pm every second week.Β  And now in April I received arc message saying this :Β  Also they have my old flat address where I used to live. What is the Β best thing to do for me please? Thank you!
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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Petplan insurance declined payment of new health issue


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Hi

We successfully claimed from Petplan insurance to have a biopsy on a small-ish Lipoma (fatty lump) on our Cockapoo in March 2019.

This resulted in an exclusion being added to our policy doc (which I'veΒ  only just noticed) : "excluding claims resulting from or connected to Lipomas from 08/03/20".

Winnie developed a NEW mass (probably a Lipoma) Aug 2022. This is growing rapidly and the vet is concerned that it will ultimately effect her mobility or other generate other health issues and advised it should be removed. Its currently the size of a grapefruit, but could potentially grow to size of a watermelon.

It feels unfair that because we had a biopsy (not treatment) on a previous small lump, we are not allowed to claim for something more problemlematic, even though it is a New issue.Β 

Our policy is a '12 month' type - restricting only treating one condition for 12 months.

Can I appeal, and contest that the quoted exclusion imposed is too big an umbrella ie too big a penalty.

We have paid Β£400/Yr for 8.5years and feel that the small print is stacked against the customer unfairly.

Or am.i wasting my time trying to convince Petplan, this new issue is not related to the past biopsy.

Thanks for any advice.

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Standard way of operating for pet Insurances. Each 12 month policy is totally separate. Make a claim for any condition and it does not matter if treatment is actually completed, the Insurers for the next 12 month period onwards will exclude further cover for the condition.

Not much you can do. You could complain and then continue this with the FOS, but very unlikely they would uphold the complaint in your favour.

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Hi

Thanks for taking time to give me advice.

Heartbreaking,Β  but perhaps I'll have to accept the painful and very expensive outcome.

So frustrating, as even our vet thinks its a New health issue. Just cant convince Petplan.

Think we'll cancel the policy - lessons learned πŸ˜”

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Hi.

Sadly, a lot of people are caught out by this and I've seen the same with human health insurance.

For what it's worth a lifetime policy is the best one to have but it wouldn't cover pre-existing conditions. It could be worth considering even now at renewal time, depending on Winnie's age.

Here's a link to a comparison website I picked at random. Others are available.

WWW.GOCOMPARE.COM

Lifetime cover is the most comprehensive pet insurance available as it continues cover for a condition, year after year. Compare quotes with us...

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HB

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