Myjar IRL complaint refused - now ACI chasing me.

[fkofilee]

Check if you get a Pre Action Protocol Letter Of Claim in the next few days. Come back to us if you do.

[lolerz]

This the same loan?

[Aminymoo]

Thank you for your help

Yes for some reason it would not allow me to update that thread. I assumed it's been archive?

[fkofilee]

Open

[lolerz]

Threads Merged.

 

[Aminymoo]

Thank you so much!

 

[dx100uk]

block and bounce their emails!!

dx

 

[Aminymoo]

There is a little more context i'd like to share but in the current climate I'm wary of sharing it on a public forum would it be ok if I DM you?

I've no issue with it being shared with people who have commented from the site team?

I've been chewing over it for months and months

[dx100uk]

PM advice is not allowed as it helps no-one bar YOU...not what CAG is about.

if we operated that way they'd be no threads to read here.

post to your thread here.

dx

 

[Aminymoo]

Massive apologies. That makes absolute sense, and I should have considered that first. I am sorry.

I had wanted to provide a copy of the case file which I had sent to myjar. I am really sorry.

I understand your point, the issue I have is that because I suffer from bipolar I took out a load of payday loans, I tried going through resolver and asked that they consider writing off the loan this was in 2020.

I had previously changed my name, and Myjar responded to me in my new name. The change was both my first name and second name. The document I sent listed the information there.

Despite this, every communication I have received from them has been in my former names. I requested they read the first page of the document, which literally listed my details and answers to their questions.

They refused to do so, so I told them to go ahead and bring me to court.

Interestingly they have now contacted me about another loan with a separate company which is unrelated to this but uses the information that I supplied in the case file.

Given that they would not act upon the information supplied in the case file, would this stand in a court of law (in which case the debt is not statute barred)?

If this information, which they would not act on, is not relevant, then it would be. They also called me for the first time yesterday under my newer number and old name. They asked if I knew anyone who called (my former name). I said no and put the phone down.

I had previously gone to (The financial ombudsman) but been told that due to Myjar failing they could not help.

I'm not sure where I stand, I'm sorry for rambling and for not thinking in the first place.

[dx100uk]

as said at least once already .....the name change is immaterial, forget it.

until of unless you get a letter of claim by surface mail you ignore everything.

block and bounce all emails, txts and never answer the phone.

move on.

dx

 

[Aminymoo]

Thank you I'm extremely grateful to you.