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    • I apologise if I was being unclear. Where it currently stands is that they will have it repair, placing scaffolding in our garden for 5 days. They have moved fast, but we will still have to postpone our contractors, meaning, we won't necessarily have the work done in time for the wedding and therefore will incur additional expenses for either a marquee or a wedding venue. They are vehemently against having any kind of liability in any regard but continue repeating that they are legally entitled to use our garden for their repairs (I believe this is true unless the work can be carried out using a cherry picker). The neighbour seems either indifferent or oblivious to the fact they can't reach all of the side of the roof from the space where they can place the scaffolding. They have asked their roofer of choice about using a cherry picker but the roofer has said it wasn't possible. It's not clear whether the roofer doesn't want to use a cherry picker or whether there is an issue with it. They have told us it is a problem that we are installing a gazebo as it will prevent them to access their roof from our garden in the future?!?  
    • Couldn't agree more, really wanted a true ruling on this just for the knowledge but pretty sure the Judge made some decisions today that he didn't need to?.. maybe they all go this way on the day? We hear back so few post court dates I'm not sure. Each Judge has some level of discretion. Their sol was another Junior not even working at their Firm, so couldn't speak directly for them! that was fortunate I think because if she would have rejected in court better, she might have  been able to force ruling, we are at that point!, everybody there!!, Judge basically said openly that he can see everything for Judgement!!!  but she just said "I can speak to the claimant and find out!" - creating the opportunity for me to accept. I really think the Judge did me a favor today by saying it without saying it. Knowing the rep for the sol couldn't really speak to the idea in the moment. Been to court twice in a fortnight, on both occasions heard 4 times with others and both of my claims, the clerk mention to one or both parties "Letting the Judge know if you want to have a quick chat with each other"! So, it appears there's an expectation of the court that there is one last attempt at settling before going through the door. So, not a Sol tactic, just Court process!. Judge was not happy we hadn't tried to settle outside! We couldn't because she went to the loo and the Judge called us in 10 minutes early! - another reason to stand down to allow that conv to happen. Stars aligned there for me I think. But yeh, if the sol themselves, or someone who can make decisions on the case were in court, I would have received a Judgement against today I think. She was an 'advocate'.. if I recall her intro to me correctly.. So verbal arguments can throw spanners in Court because Plinks dogs outsource their work and send a Junior advocate.
    • that was a good saving on an £8k debt dx
    • Find out how the UK general elections works, how to register to vote, and what to do on voting day.View the full article
    • "We suffer more in imagination than in reality" - really pleased this all happened. Settled by TO, full amount save as to costs and without interest claimed. I consider this a success but feel free to move this thread to wherever it's appropriate. I say it's a success because when I started this journey I was in a position of looking to pay interest on all these accounts, allowing them to default stopped that and so even though I am paying the full amount, it is without a doubt reduced from my position 3 years ago and I feel knowing this outcome was possible, happy to gotten this far, defended myself in person and left with a loan with terms I could only dream of, written into law as interest free! I will make better decisions in the future on other accounts, knowing key stages of this whole process. We had the opportunity to speak in court, Judge (feels like just before a ruling) was clear in such that he 'had all the relevant paperwork to make a judgement'. He wasn't pleased I hadn't settled before Court.. but then stated due to WS and verbal arguments on why I haven't settled, from my WS conclusion as follows: "11. The Defendant was not given ample evidence to prove the debt and therefore was not required to enter settlement negotiations. Should the debt be proved in the future, the Defendant is willing to enter such negotiations with the Claimant. "  He offered to stand down the case to give us chance to settle and that that was for my benefit specifically - their Sols didn't want to, he asked me whether I wanted to proceed to judgement or be given the opportunity to settle. Naturally, I snapped his hand off and we entered negotiations (took about 45 minutes). He added I should get legal advice for matters such as these. They were unwilling to agree to a TO unless it was full amount claimed, plus costs, plus interest. Which I rejected as I felt that was unfair in light of the circumstances and the judges comments, I then countered with full amount minus all costs and interest over 84 months. They accepted that. I believe the Judge wouldn't have been happy if they didn't accept a payment plan for the full amount, at this late stage. The judge was very impressed by my articulate defence and WS (Thanks CAG!) he respected that I was wiling to engage with the process but commented only I  can know whether this debt is mine, but stated that Civil cases were based on balance of probabilities, not without shadow of a doubt, and all he needs to determine is whether the account existed. Verbal arguments aside; he has enough evidence in paperwork for that. He clarified that a copy of a DN and NOA is sufficient proof based on balance of probabilities that they were served. I still disagree, but hey, I'm just me.. It's definitely not strict proof as basically I have to prove the negative (I didn't receive them/they were not served), which is impossible. Overall, a great result I think! BT  
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G24 ANPR PCN - appealed - Robin Retail Park, Wigan


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1 hour ago, Dadbod1 said:

but I don’t think it will get that far without any evidence surely?

I'm afraid evidence is completely irrelevant.

You have to understand how the PPCs work.  They are interested in one thing and one thing only - money.  So all they do is try to bully motorists into paying.  And sadly it works.  Most people think these letters are fines and pay up, and most of those who initially resist give in when the legal threats start.

What counts is the internal policies of each company, which we've managed to suss out over the years.

One company, called Vehicle Control Services, is obsessed with punishing non-payers by starting court claims.

Others see court as a time-consuming & expensive distraction and something complicated that they don't want to do.  As I wrote in post 30 -

On 12/06/2023 at 10:03, FTMDave said:

I've just done a search for G24 threads on the forum.  I stopped reading after the first 50.  In none of those 50 threads have G24 had the gonads to take the motorist to court.  There are no guarantees of course, but they rarely do court.  This surely is the most important thing.

But come back here if they ever send a Letter of Claim.

 

We could do with some help from you.

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Dadbod,

 

You REALLY need to start reading other threads to understand these lowlife PPC's and how they think...

We could do with some help from you.

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FTMDave and Nicky Boy have summed it up succinctly look up threads about the fleecers chasing you and look at what might be their next move probably more waste of trees.  VCS have their own special place reserved in Hell, they will start a claim almost as a default MO others may never try court.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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The PCN is non compliant with Protection of Freedoms Act 2012 apart from its late arrival. 

They are supposed to specify the period of parking. Instead they have used the arrival and departure times which  includes the driving to the parking spot and then driving from the spot to the exit which cannot be called parking. And their wording is wrong elsewhere.

Part of the reason for the PCN is obviously to get money out of you but another factor is to inform you that if the charge has not been paid within 28 days, the keeper then becomes liable for the debt. They haven't said that probably because they acknowledge that their PCN would have arrived late so they cannot transfer  the liability to the keeper.

IPC give motorists five minutes Consideration period to give you time to read the terms of parking in that car park to decide if you want to abide by them or leave free of charge. They also give a ten minute grace period at the end  to allow for hold ups getting out of the car park. That still leaves 15 minutes for you to find if they are unsure who was driving. Was there anything that could have held you up another 15 minutes? 

Your child taking time to get them in and out of the car because of being strapped in. Maybe someone disabled or not as nimble as most people? Loads of traffic in the way or couldn't get out of the car park because the main road was busy.? Trolley was heavy laden and it took time to empty it plus return it to the trolley station which was quite a way away from where you were parked? Etc.etc.

 

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  • 4 months later...

Thanks.

I've received an email from Trace Debt Recovery (they must have been passed my email address from my initial appeal) asking for payment.

I've opened their online portal and downloaded a 'statement'  which I have attached.

Trace 1.pdf

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They are an uninterested third party with no power to do anything.

Have a good laugh at them and then have a good ignore of them.

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We could do with some help from you.

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you should be reading up here during down times! not disappearing for 4mts doing nothing....

you should also be blocking and bouncing all emails and ignoring them.

you don't need to worry about anything until/unless you received a letter of claim.

then comeback here.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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More paper tiger toilet paper

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Because, unlike you, most people don't'bother to find out about POFA, the 14-day rule, etc., they think they've been fined and just cough up.

It's a numbers game for G24.  As they raise the level of threat and pretend the amount owed is increasing most people give in, so it makes sense for them to keep sending the daft letters.

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We could do with some help from you.

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  • 4 weeks later...

Oh no!

A powerless third party are now passing the case to themselves!

How can you possibly sleep at night with the worry?

🤣

 

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We could do with some help from you.

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next desk in the office more waffle.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • 4 weeks later...

Received another letter in the post, as attached.

They've also just emailed me today, which is usually followed by a letter, saying "You have still not made payment and your case has now been selected for legal action through the county court"

They're trying their best to get me worried!

Trace.pdf

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Your case is being considered for escalation to our client's solicitor

Eh - we are musing about possibly asking someone else to send you a letter

Do they seriously think anyone would be terrified by such waffle?

If their case is so good why don't they just take you to court?  I think that question is pretty easy to answer. 

We could do with some help from you.

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When I first appealed I did so through the online system (didn’t give my real email address, not that it would matter I guess)

I’ll probably have a letter waiting for me when I get home as that is usually what happens. 

If my “case has now been selected for legal action through the county court” does this mean they will actually follow through. Surely just an empty threat?

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you should be reading up here during down times! not disappearing for 4weeks doing nothing....

you should also be blocking and bouncing all emails and ignoring them.

you don't need to worry about anything until/unless you received a letter of claim.

then comeback here.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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6 minutes ago, Dadbod1 said:

If my “case has now been selected for legal action through the county court” does this mean they will actually follow through. Surely just an empty threat?

The whole letter is just threats, intended to panic the victim.

I can tell by the tone of your post, that it's starting to work it's magic on you... Don't panic!

On 17/08/2023 at 11:49, FTMDave said:

You have to understand how the PPCs work.  They are interested in one thing and one thing only - money.  So all they do is try to bully motorists into paying.  And sadly it works.  Most people think these letters are fines and pay up, and most of those who initially resist give in when the legal threats start.

As a start, please do what's already been suggested, block/bounce their emails.

 

Have you been reading other threads? You really should!

 

Personally, I'm a little disappointed that the list of "organisations who may be able to help you" at the end of the letter, doesn't include CAG.

Maybe there's a reason for that.😁

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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  • 2 months later...

If that is the first final notice you have received you can probably expect two or thee more to follow.

This to test your resolve.

They are hoping that these frightening 😃 letters will scare you into paying.

After the third or fourth final demand they then have to decide  whether to actually proceed with a court claim or forget about you for a while.

You were not the driver, their PCN is non compliant .No biggy. Slam dunk win for you.

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you should be reading up here during down times! not disappearing for  8 weeks doing nothing....

you should also be blocking and bouncing all emails and ignoring them.

you don't need to worry about anything until/unless you received a letter of claim.

then comeback here.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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