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    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
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Left leisure leagues, now want money from me


gg123
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stop using google!!

you must remember that the internet is full of people that LIE, simply to gander free money out of people. most of them are employees of the said scammers!

 

post a link to what you found and we'll debunk it if you like.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A County Court Judgment will damage your credit rating if it did go to court and they won and you got a CCJ on your credit file but that isnt going to happen as per Slicks post.

We could do with some help from you.

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they dont own the debt and gym debts are never sold.

AND 

just because a debt collector is 'used' it doesn't mean a debt magically appears on your file.

 

 

a DCa is NOT A BAILIFF

and has

ZERO powers on ANY debt - no matter what its type!!

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I'm reading that gym debts are sold, and can effect your credit. Even though this isn't a gym and is stupid but I'm just worried cause I'm trying to improve my credit and this would set me back. Some websites say it can effect your credit rating as the agency can report it. even tho this isnt a  debt

 

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Hi GG,

 

I've been helping here on CAG since 2007 and I've dealt with pretty much every scenario that can occur with gyms, health clubs, etc.

 

Trust us and stop scaring yourself reading rubbish elsewhere. As DX said earlier, the rubbish you're reading is probably put there by DCA's.

 

This will NOT affect your credit rating - end of !!

 

 

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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gym debts are not sold nor can these soccer league ones be,

its a contract not a credit agreement.

 

just like private parking speculative invoice parking charge notices.

they are under contract law.

 

and can never show.

 

as i said, just 'because' a dca is involved in a debt, they have no more legal power than you or i.

we cant put a debt on someone elses credit file, neither can a dca.

 

stop reading BS!!..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

1 hour ago, gg123 said:

I'm just worried cause I'm trying to improve my credit

another urban myth

you cant do anything like that even by paying debts off, or taking out new credit to show payment history is good...absolute rubbish portrayed by these card providers nad the credit ref agencies that promote them and get funded by them

 

 

stop getting conned!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just curious, if something like this or whatever else. they sent of a court app and it was sucessful, could the court ever look at it and see ive ignored the dca and then just assume the decision or would they have to send me a court date for example and allow me to defend myself or could they just make a decision without contacting me as ive ignored the dca

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Ignore them. Please.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

GG you really need to relax about this but perhaps the following will help. 

 

We've made it very clear that gyms or similar m/ships do NOT end up in court.

 

However, if yours was the first case we've seen here on CAG that ended up as a Small Claim court case :-

 

1. You can defend any such claim and have a decent chance of winning. 

 

2. The judge wouldn't care less that you ignored the demands or chose not to pay.

 

3. If you lost and a judge found you owed some money, you can pay in full within 30 days and have the CCJ removed from the Register. This would avoid the matter affecting your credit rating.

 

So even in the worst case scenario, you can easily avoid this matter spoiling your credit score.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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there IS no BUT.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

update no emails this week for the first time, since the issue, hopefully the [edited - HB] have given up. will update soon again for those who need assurance

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  • 2 weeks later...

Heard nothing, no emails no letters. Looking back you realise how stupid it was, and how you shouldn't worry. Anyone referring to this in the future they have no legal rights, they are wrong and can do nothing to you. It's all just a bother to get money out of people. ignore it all

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10 minutes ago, gg123 said:

they have no legal rights

never say never....

they do for 6yrs from the date of the 'offence'. dont take you eye off the ball for a letter of claim. do not move without informing them in writing.

 

10 minutes ago, gg123 said:

they are wrong and can do nothing to you.

 

thats for a judge to decide not you.

 

and as above - they COULD do something for upto 6yrs

 

but all indications to date we've never seen it happen, not once, in numerous years.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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For a whole month or two you've been telling me they in the wrong, they won't take legal action.

They are just trying to get money from me, but now you say I need to write to them about moving, and that a judge is needed to realise they are wrong by moral and law probably,

 

i suppose they have 6 years to get 64 pound from me for leaving a league 5 days from signing up.

 

a judge isnt needed to decide whats right and wrong,

 

i just worried but now i realise how silly it is

 

thanks for the help though everyone

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it wont happen, it never has, but never say never..

 

its always better to be clear, even remotely what could happen in the worst case scenario.

 

but ofcourse it wont.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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