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membership fee on cahoot cc?? help pls


applegatebaby
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Hi Leah

 

I had two membership fee assessed entries on my statement, both for £4.23 in 2002.

 

I left them out.

 

Although I don't specifically remember agreeing to them, I can't be sure as it was that long ago.

 

Good Luck (Am off to watch Bank Robbery on BBC2 now)

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When cahoot first setup thier credit card you had the option to either pay interest on the balance or pay a membership fee. The membership fee assesed is just the agreed amount that cahoot charged instead of interest. With this in mind you should be putting this ammount in the credit card interest column of the spreadsheet.

 

Hope this helps.

Cahoot

Prelim sent 2nd Aug 2006 - usual "if your not happy then sod off" reply.

LBA sent 25th Aug 2006 - another "if your not happy then sod off" and an offer to refund £130, accepted as partial settlement, used to pay for MCOL

MCOL filed on 15th Sept 2006.

Acknoledged 26th Sept 2006

Defended 12th Oct 2006 in a letter to me but not to the courts

Started judgement by default on 30th Oct 2006

Barclaycard

Citibank

Halifax sent S.A.R - (Subject Access Request) on 09/10/06 nothing back yet

Capital one

etc..........watch out here I come.

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Sorry, no idea about those fees. It might me an idea to phone cahoot and ask them.

Cahoot

Prelim sent 2nd Aug 2006 - usual "if your not happy then sod off" reply.

LBA sent 25th Aug 2006 - another "if your not happy then sod off" and an offer to refund £130, accepted as partial settlement, used to pay for MCOL

MCOL filed on 15th Sept 2006.

Acknoledged 26th Sept 2006

Defended 12th Oct 2006 in a letter to me but not to the courts

Started judgement by default on 30th Oct 2006

Barclaycard

Citibank

Halifax sent S.A.R - (Subject Access Request) on 09/10/06 nothing back yet

Capital one

etc..........watch out here I come.

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