skint-one Vs nat west direct business banking

[skint-one]

right here we go, was a trading as (sole trader account) with direct business banking, am horrified to think how much the fianl figure amy be but it is a lot!!! have sent off the data protection act letter requesting info for claim sent with cheque for fees, also doing same thing with lloyds tsb for personal account....

[Deller]

Best of luck with your claim.

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

[skint-one]

thanks deller, may even be joining you in the 5k plus club with it!!! certainly will be with the LLoyds claim, without interest it is well over £6k hopefully it will all come good

 

cheers Skinty

[skint-one]

right folks, here we go properly now, received my statements back today, have done the calc with the spreadsheet and :o nearly fell over the gits have had £5235.00 off of me:x , have modded the prelim letter to suit my needs as i havent had an overdraft with them removed that bit and the letter is now printed with a copy of the spreadsheet attatched

 

see how we go with that....

 

off in the post recored delivery tomorrow morning to the bishopsgate address (hope its the right one)

 

Skinty...

[skint-one]

had no response from them so LBA now gone off, will see what happens... do they often not bother to reply ???

[Guest NATTIE]

skint one, was the amount on the LBA all unpaid cheques/Standing Orders/Direct Debits or Referral fees or Unarranged Borrowing Fees?

[skint-one]

yes, no other stuff in there

[skint-one]

just checked, all unpaid dd, s/o or returned cheques nowt else

[GuidoT]

In case you have not come across it, for business claims this is a useful new link:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/64975-business-claims-basic-guide.html

[skint-one]

just realised that the lba and prelim letters i used are the consumer ones and not business, should i re-send business ones before i send the n1? or am i ok to continue and just fill the ni1 out as business.... just wondered as i have had no response whatsoever from nat west. the account i am claiming on was a sole trader account and my name t/a blah, blah, blah opened the letter with just my name closing the letter, any help appreciated as i dont want to pay for the n1 and have it thrown out on a technicality

 

cheers skinty

[GuidoT]

As they have not responded at all, I would just issue the claim form.

 

Others maybe more cautious.

[skint-one]

:o Thoroughly amazing:o turn up for the books.... was just today in the process of filling out the N1 today and lo and behold, what comes through the letter box but a offer of full and final settlement of the claim at guess what.... full value. :grin: :grin: :grin:. Whilst in my local branch last week, i spoke to the manager and said what i was doing, guess what... he said he is doing the same vs his old bank.....Lloyds tsb theres a turn up for the books a bank manager going for the banks... whatever next... now i just have to wait for my payment to be debited hoooooorayyyyy

 

just to let you all know the claim was settled for £5235 ands was settled after the letter before action

[GuidoT]

Nice work, close out here:

http://www.consumeractiongroup.co.uk/forum/general/7261-when-you-get-your.html