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    • I agree with dx about the letter, please don't send that. I'll have a think about it later and I hope dx will have time to as well. Regarding you teaching undergrads, did you talk to your students union about how a criminal record would affect you?
    • sorry but that letter needs to be much much better. you need to express that it was a stilly youthful mistake trying to be the big man and jumping the turnstile to look big infront of your peers. TfL prosecutors are on the email address on their first letter. get the court form sent back to the court , (but copy it first) stating you plead guilty and wish to attend to address the judge in person face to face to show your genuine remorse for your stupid youthful exuberance.      
    • I thought I should send the begging letter to the prosecutor. Does the hearing means the time I need to send back by? If so, it’s June 5  I plan to send the new begging letter as following, can I ask for some suggestions? Dear Investigator/Prosecutor,  Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.  I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.  I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.  Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.  I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.  I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.   Yours sincerely,
    • LoL Dx you crack me up. Thanks for the advice. I'll stay positive.
    • Utter Rubbish!! lowell dont write and beg for deals once they start court. as for your attitude, we'll thats nothing new for you.😎 you wont be quizzed, it's not like TV, simply refer to your defence/WS when answering anything the judge may ever ask. well it involves chickens. dx  
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RBS- Repossession specialist help please


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Hello,

please could I ask if anybody can help/advise 

me with a situation that is not straightforward regarding repossession of a property in ex partners name therefore bank will not deal with myself ?

 

House in ex partners name - I am resident with children. 
ex partner non compliant in any communication 

I can afford to pay the mortgage

15 day warning notice received advising they will seek to apply to repossess.

 

any help much appreciated 

 

Thankyou 

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Hi - who has been paying the mortgage until now - you or your ex partner ?

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Hello.

Thankyoi for replies.

 

lender RBS.

 

Ex partner chose to pay mortgage in lieu of child maintenance.

 

Not made aware by them BUT had stopped paying but

£1900 arrears

 

- wrote to lender to advise of situation and that I was seeking to remedy and could pay mortgage.


advised they can’t discuss with me and to try to get written agreement form signed from ex to deal with me. Without this I was unaware of arrears figure or payment costs.  This has not been given. Ex partner will not respond to them or me. 


I have since proceeded to make monthly mortgage payment myself since. However the arrears outstanding, 


have now received a 15 day notice ( with the exact arrears figure ) and have questions on whether if this is paid by myself this will stop proceedings ? 


thankyou for any help much appreciated 

 

 

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Hi,   if all arrears are paid then repossession cannot take place.  However - I do think you should consult a solicitor regarding your position and the fact that you ex has stopped paying the mortgage and child maintenance.

 

Is there any written acknowledgement from your ex regarding the arrangement ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Hi,   I have sent you a message that you can reply to.  While we do not usually keep information off post we do understand that sometimes there are private details that may be recognised.

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  • dx100uk changed the title to RBS- Repossession specialist help please

Hi, thanks for giving details.   As discussed I think that, in order to buy time to get the property status sorted, you could pay the arrears - this would stop any further repossession action. You can then consult your solicitor to progress things.

 

Please keep us updated regarding the possession issue in case you need help with that, and don't hesitate to come back whenever you feel you need support - we will always try to help.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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