Jump to content


  • Tweets

  • Posts

    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
    • Sleep apnoea: used to require the condition  to be “completely” controlled Sometime before June 2013 DVLA changed it to "adequately" controlled. I have to disagree with MitM regarding the effect of informing DVLA and S.88 A diagnosis of sleep apnoea doesn't mean a licence wont be granted, and, indeed, here it was. If the father sought medical advice (did he?) : this is precisely where S.88 applies https://assets.publishing.service.gov.uk/media/64edcf3a13ae1500116e2f5d/inf1886-can-i-drive-while-my-application-is-with-dvla.pdf p.4 for “new medical condition” It is shakier ground if the opinion of a healthcare professional wasn’t sought. in that case it is on the driver to state they believed they met the medical standard to drive. However, the fact the licence was then later granted can be used to be persuasive that the driver’s belief they met the standard was correct. What was the other condition? And, just to confirm, at no point did DVLA say the licence was revoked / application refused? I’d be asking DVLA Drivers’ Medical Group why they believe S.88 doesn’t apply. S.88 only applies for the UK, incidentally. If your licence has expired and you meet the conditions for S.88 you can drive in the U.K., but not outside the U.K. 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Darling 2 takes on the TSB**won**


darling1
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6260 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Crossed posts:). Mindzai & Lucids thread is certainly an example of how to do it properly, but unfortunately not all claimants will research the issues so thoroughly - many think its a get rich quick scheme.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

  • Replies 202
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Morning lucid!

 

I was involved in debate very recently on the Nationwide Forum, about the ability/non-ability of the Defendant to Apportion Partial Payments to Claims.

It seems to be a NEW-ish tactic with them...They also Close the account!

I will hunt it down and post a link to it on here.

 

Perhaps it will encourage the OP to research a tad?!

...Before also Filing @ Court mere weeks behind this Claim!

 

To get to the day before the posting of the LBA and then ask about C.I. is foolish in the extreme.

I personally would have crawled on my hands and knees across broken glass to my local court, if it meant that I could argue my case for even an extra 10p that I believed had been unlawfully taken from me!

 

Many thanks to Mindzai for his latest spreadsheet V1.9

...How's the CC variation coming along?

Link to post
Share on other sites

Goodness -I have been away in wet and cold yorkshire for the weekend, and have come home to a very interesting thread!

 

I will not be following the contractual interest route on this claim because I dont want to.:mad: I don't really have to justify myself - But I will I suppose, in the interest of freedom of info and all that! We are not prepared to be guinnipigs, precisely because I have been reading and researching as many threads as I can. I am not that confident of the argument for contractual interest.

 

MTM sounds like a bit of a legal eagle, I ,on the other hand am not. This is not an exciting fight for me, quite the opposite. I don't feel fired up and ready to take on the world. Just worried. Some of us just want all this over asap. With an acceptable and fair result. I will feel that I have won if we get back what I originally set out to do, get back our money and the 8% if it went to court, that was always our target. This has been going on for long enough!

 

LTSB are swines, they will fight till the end and if we end up in court, I am not a confident speaker, and my husband who is a very confident speaker, is not prepared to speak in court. He has no confidence he would win, and feels completely defeatist about the whole thing. Some of us less legally minded souls loose confidence in ourselves under pressure, you know. Thats how lawyers get us into a muddle and get us to agree tha we have a donkey head on in court, if asked! - I know I've been there! (well you know what I mean ;) )

 

The reason we are considering the contractual interst route with the other banks are they are small claim track and are more often settled early. The risk to us financially is small.

 

Really MTM, we are not all crusaders, but thanks for the advice :p

  • Haha 1

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

Quite right Darling1, you stick with what you are comfortable with, we are all different. I am sure MTMs intentions are honourable, but they are a bit too forceful for my liking.

 

It really is a personal choice. For the reasons you have stated in your post above you are making absolutely the right choice. Litigation should not be treated like a game, it is serious, in particular when you have potential exposure to the other sides costs, which (as you allready know) you will have given you claim is around the £11K mark.

If I have been helpful please click on my star and add a comment.

Link to post
Share on other sites

Hi Guido

I was awake last night thinking about the comments made by MTM and I thought again long and hard about everything he says. I have decided that most of us on the site are only the usual ordinary folk, who know the bank has done us wrong and would like that put right, with the least stress and expence.

 

I like many other people have been through hell in life, and even taking the bank on at all, is very, very stressfull. I feel that I am a winner, as I have won against the Halifax with no conditions, and the family are very happy and proud of me. I have paid off lots of debts. I don't really have anymore debts - and to risk what we have achieved ( with costs in the fast track) and possibily come away with nothing seems stupid to me.

 

I suppose I am trying to say that I feel that MTM is trying to bully me into something I am very uncomfortable with. I respect his opinion though and he is very welcome to take any action he wishes, but I thinkk I shall just go on as before.

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

People are WINNING Claims involving Contractual Interest!!!

May I point out that people were winning the ERC claims too. I am not 100% convinced of contractual interest and after the ERC issue I am now extremely wary, as the risks could potentially be high.

 

There's a lot of great advice here from everyone. Sorry to hijack this thread on this issue.

 

Good luck with your claim. Your decision is good in my opinion, and sounds like something you personally feel confident with.:)

[

Link to post
Share on other sites

Thank you for you wise words vampiress - I am honoured! :)

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

Hi Sue, It seems like you have been up to quite a lot while I have been away. This all seems a tad bit atypical to me, there you are happy trodden along, have it all sorted in what you are doing and how to do it when whoops someone comes along to add a lot of confusion, when having read all your posts would know that you did not want to claim contractual interest right from the start so why bring it all up now when you are practically on the steps of the court. After all the work worry and sleepless nights you have put into this I personally am glad you are not changing course. stay with what you know it will soon be over

Pen

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

Link to post
Share on other sites

Hi pen - have writen back to you on your thread - was excited to see you back safe and "well" so didn't notice you on this thread! - Don't worry about me, I have thick skin (or is it a thick head -not sure!) Have put in my AQ and as you can see have a court date for April 13th Gary H has offered to help me put forward my case nearer the time - ever the optimist - I make my old man check his account almost ever day - every time someone wins I think yes! its us next!!! Silly me - not yet...but you never know - with GaryH giving brilliant advice they may be so impressed they pay up quickly? Oh well I can dream...................:rolleyes:

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

Hi darling...

 

I responded to you on Pen' thread about contractual interest.

 

Ah... Now I see your point (after just readng through a big chunk of your thread).

 

Your cliam is very VERY large compared to those who are winning with contractual (including me), and so I understand why you want to just stick with the 8%.

 

Good luck with it all and I will keep checking back to your thread to see your progress.

 

Best,

Maxine :-)

Moodle

Link to post
Share on other sites

Thanks Maxine -

Yes the amount would definately be a bit on "the worth defending" side if I go down the CI route.....but still have the wobbles about taking my other calim at the Nationwide down the CI route( about 2600 before interest)....I suppose that I am so keen to have the money returned to me I don't want to rock the boat......and you have to admit that we all seem to think "I bet I am the first one to go to the court and loose!!" Wouldn't be human if we all just rushed in to any situation 1/2 cocked :shock: >>>so to speak:p

I do admit I feel very sad that it is my situation that has upset so many people. I am upset that bIll k (the gorilla logoman) sounds so fed up about the whole C1 thing - wish my name didn't keep cropping up :Cry:

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

Sue, there are many many of us who think you have done the right thing and thats doing whats right for you.... I certainly don't think you have upset anybody. It is a sad fact, that you hear from some people in life who profess to be very knowledgeable in a given area when in fact they know very little... like you I have followed the advice from Gary and Gildot (through Your Thread) whether or not it's instinct or pure good advice I don't know but you do get to trust and value the opinions of people who have given help and guidance on this site many many times over, I know who i would trust. you only have to look at the feedback to know who you can relay on. i don't necessary agree with you that their advice is given calmly as they are probably tearing their hair out every time we ask for help. Don't lose anymore sleep over it. It s not MTMs money it's yours, 9,000 is a awful lot of money and in your shoes I would not take the risk of losing it/

Pen x

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

Link to post
Share on other sites

Thanks I was just feeling sorry for myself - started a diet today! probably not enough chocolate in the system!!!

ref the £9000, with interest it is £11580ish with interest...goodness we could do with that asap...holidays in the bahamas etc sound god, but reality is we need to pay debts, kids at uni and repairs to house and cars ..really boring ! but long overdue (espaecially the paying back debts bit :-|)

wonder if GaryH actually has any hair to pull out! he may have a shiny bald head for all we know! - but....if he has it just goes to show he has a lot of manly testosterone!:p :p :p

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

wonder if GaryH actually has any hair to pull out! he may have a shiny bald head for all we know! - but....if he has it just goes to show he has a lot of manly testosterone!:p :p :p

 

:D No, I can confirm that my head is still in full posession of all its hair, thank you very much!

 

Another few weeks like this one though and it might just be a different story!

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

HA HA! Gary...nice to know you sill have own luxurious locks! Hang on to them....you never know when you will need them! :p

 

Cant believe wot is going on on the contractual confusion thread in guidos post above #108 :-o . Some very strong words, but I am keeping up with it - I think - and all I can tell is that everyone has different opinions all based on their own individual cases and experience, and therefor give out differing advice - Isn't that the whole point of the exercise - we have to try and make an informed decision on our own cases? If all Judges behaved in the same way all the time, life would be easier for all of us CAGgers.. But they dont, so we area all having to decide how much money energy and time we are prepared to risk, and even then it could ultimately end up all on the whim of a Judge!:|

 

Sometimes GaryH you can be quite firm! I would hate to be on the wrong side of you! Can you come to court with me and pretend to be my husband? I think it would be a better plan - maybe a tadge illegal:razz: ;):?:

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

Well a girl can dream and live in hope of finding a smooth talking (or is that typing!) legal egal to protect her from the nasty judge! :rolleyes: - ok ............Ill have to "train" the old man then! :p

darling1

 

(ps. guido are you free - or single - on april 13th???!!!:eek: )

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

(ps. guido are you free - or single - on april 13th???!!!:eek: )

 

Now look what has happened I have resorted to a form of the oldest profession! Look what the LTSB have done to me, my reputation is ruined :oops: . Can I claim on the compo for the - laspe in morals due to the undue stress heaped on me by the bank - and of the consequences thereof :rolleyes: ? Mybe worth a punt!

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

No, Im finding out if you could substitute for GaryH on the day if required:p. just turn up in your dicki bow, and a carnation;)

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

Hi maxine - 13th April is the court date for a hearing into the questions about track ( I have asked for small claim on £11000), settlement and skeleton arguments

GaryH has said nearer the date he shall help me out...;) ...but I am lining up a sub ..just in case!!!!:razz:

No really. I am sure that between all this banter there will be sound advise when I need it, also we are checking account every day! you never know, one day it may be in CREDIT!

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

Link to post
Share on other sites

If you get jilted by GaryH, then I will do - not happy about that!

 

Seriously though, I am scheduled to be in the UAE for a couple of weeks around that time, unfortunately. However, it is likely your claim will settle before then anyway.

 

Must stay on topic - enough messing around. I know I started it, but I will attempt to finish it too.

If I have been helpful please click on my star and add a comment.

Link to post
Share on other sites

I know... it's hard to stay on topic sometimes... a good old fashioned bit of comedy makes the day a lot happier when trying to deal with all of this bank stuff! I've said it before but... when you have got a few claims on the go at the sma etime, it's like a full time job!

 

If I was to do it all again from the start I would do just a few claims at a time instead of the 10 I have on the go, all at different stages. I still haven't got statements from 2 of them (Barcalycard visa and mastercard)... I am taking them to court for non-compliance... gosh it's a headache! :confused:

 

Every morning there is a bundle of bank related correspondence to sort out... :mad:

 

Well darling I wish you lots of luck for your court date... and I am sure like Guido T said... they will have paid up by then. ;)

 

I keep doing the same with my accounts... hoping to find them in credit one day... but it hasn't surprised me yet. :(

 

:-)

Moodle

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...