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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
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    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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Recovering My deposit - a few questions...


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Ok, a bit of background first of all....

 

I am a student and lived last year in a student house under an assured shorthold tennancy that determined on 31/07/06. On that day it was agreed we would get back £385 out of £400 per person (there were 4 of us in the house). But there was a clause in the contract that the deposit would not be retuned until the final bills for the utilities were given over and were shown to have been paid in full.

 

This seemed reasonable to me but due to the ever-dilligent ST water company, this didnt happen unitl 31/10/06. :(

 

So, I phoned the LL yesterday to find out where the deposit was (still heard nothing by this stage) and Lo & Behold it has been lost in the post :eek:. How stupid does this bloke think I am!

 

So I am now getting it back minus the costs of cancelling and re-issuing a cheque, however much he deems that to be. I explained that I was not very happy about this where-upon he invited me round to see the cheque stub to "prove" he'd written me one. Sucessfully styfling a laugh I informed him that that was not proof of postage.

 

His response was that this would be more than enough proof for anyone should i wish to take it further (no really HOW STUPID??).

 

Now, I have a few questions...

 

1. He can't actually deduct for this can he? My mental starting point was that he can't but I have been proved wrong before!

 

2. If the answer to 1. is yes, does it still stand even though he cant provide proof of P?

 

3. On 31/07/06 I signed for an agreed amount to be taken from my deposit for extra cleaning (hence I only got £385 out of £400) now on that form, signed by me and the LL it says "Any further deductions to this figure must be confirmed in writing beforehand." Can I rely on this in my claim?

 

4. Will the fact that I am going after (probably) £15-20 from the LL look bad If it goes to a hearing? I realise it is a small sum but TBH the guy was a pain in the a$$ and he's only doing it because I gave him stick about coming round uninvited. Plus it is MY money :razz:

 

5. How would you rate my chances of success in making the claim?

 

Thanks in advance for any answers!

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He has no proof of postage so no leg to even start standing on - even if he did then it is not up to you to pay for a cheque to be canceled. Write him a letter giving him 14 days to provide you with the full £385 or you will have no choice but to pursue a legal course of action to regain your money. You can point out that if the other cheque was ever cashed then he could take the matter up with the bank/police to get his money back, but this is beside the point and nothing really to do with you.

 

Courts will look on this just as badly with him due to it being £20 or so as you claiming it. The added nicety is that he'll end up paying the court costs of £30.

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Blacksheep,

Thanks for the reply, the LL has said he's sending on the bulk of the money so I think i am going to wait 7 or so days to see what happens. Plus it gives him time to breach his own agreement with me (the one about further deductions being confirmed in writing). Nothing like giving people enough rope to hang themselves!

 

The added nicety is that he'll end up paying the court costs of £30.

 

Plus the fact that if he actually wants to defend the case (highly unlikely) he's got to travel 70 odd miles to my county court as I am no longer living where I rented before!

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What a load of rubbish. If it has been lost in the post it is due to HIS negligence in ensuring to send the item using a suitable method of posting. You will win, no question.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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