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    • Hi Nicky Boy, My wife had Advanced Small Cell Lung Cancer (SCLC) which is not curable. The smallest quote for insurance was 1.2k per month (minimum) Her previous two Onco appointments were showing considerable improvements, so we were planning on visiting the USA later this year (Florida) with insurance hopefully at a better rate But the cancer came back with a vengeance I have travel insurance provided by my bank (since I used their credit card for some of the bookings) so I am trying to claim with them. My wife was automatically included in that insurance, so fingers crossed G
    • Hi Nicky Boy, My wife had Advanced Small Cell Lung Cancer (SCLC) which is not curable. The smallest quote for insurance was 1.2k per month (minimum) Her previous two Onco appointments were showing considerable improvements, so we were planning on visiting the USA later this year (Florida) with insurance hopefully at a better rate But the cancer came back with a vengeance 😢 I have travel insurance provided by my bank (since I used their credit card for some of the bookings) so I am trying to claim with them. My wife was automatically included in that insurance, so fingers crossed G Hi Nicky Boy, My wife had Advanced Small Cell Lung Cancer (SCLC) which is not curable. The smallest quote for insurance was 1.2k per month (minimum) Her previous two Onco appointments were showing considerable improvements, so we were planning on visiting the USA later this year (Florida) with insurance hopefully at a better rate But the cancer came back with a vengeance 😢 I have travel insurance provided by my bank (since I used their credit card for some of the bookings) so I am trying to claim with them. My wife was automatically included in that insurance, so fingers crossed G
    • Hi Nicky Boy, My wife had Advanced Small Cell Lung Cancer (SCLC) which is not curable. The smallest quote for insurance was 1.2k per month (minimum) Her previous two Onco appointments were showing considerable improvements, so we were planning on visiting the USA later this year (Florida) with insurance hopefully at a better rate But the cancer came back with a vengeance I have travel insurance provided by my bank (since I used their credit card for some of the bookings) so I am trying to claim with them. My wife was automatically included in that insurance, so fingers crossed G
    • A weak pound and hopes of tensions in the Middle East easing drove up the UK's top stock index.View the full article
    • Okay, so I’ll block their email so it doesn’t come through to my junk mail (this is the first one I’ve received from them). Will they still have to write to my home address in addition to emailing?    Thanks dx100uk! 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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You have received a SCOTTISH Court Claim - What you need to do. **updated May 2023**


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There are TWO types of Claims In Scotland :

Simple Procedure Claims for Sums Under £5000 

simple procedure (scotcourts.gov.uk)

Ordinary Cause Claims for Claims over £5000

Please follow the relevant posts below for the type of claim you have received.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to You have received a SCOTTISH Court Claim - What you need to do. **updated May 2023**

For Simple Procedure Claim Raised from May 2023 Onwards:

copy and paste the questions below to your topic and answer each one at it's end.

From the form 3a

.........................copy from below here (Click on the give answers here in red for each..type your answer)

Name Of The Sheriff Court: Give answer here

Name of Claimant: Give answer here

Claimants Solicitor: Give answer here

Ordered to pay £xxxx: Give answer here

E1 Complete details from box (minus your pers details or ref/account numbers): Give answer here

E2 All ticked items from E2  (minus your pers details or ref/account numbers): Give answer here

E3 is this debt covered by the Consumer Credit Act :(YES/NO): Give answer here

E4 Complete details from E4 box (minus your pers details or ref/account numbers but state How many digits the account number has i'e 16 digits): Give answer here

E5 Complete details from E5 box (minus your pers details or ref/account numbers : Give answer here

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Give answer here

Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Give answer here

Did you inform the claimant of your change of address? Give answer here

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Give answer here

When did you enter into the original agreement before or after April 2007 ? Give answer here

Do you recall how you entered into the agreement...On line /In branch/By post ? Give answer here

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Give answer here

If YES Please give the Quote Defaulted Date From the DEbt Summary line Defaulted Date = DD/MM/YYYY

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Give answer here

Were you aware the account had been assigned – did you receive a Notice of Assignment? Give answer here

Did you receive a Default Notice from the original creditor? Give answer here

Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Give answer here

Why did you cease payments? Give answer here

What was the date of your last payment? Give answer here

Was there a dispute with the original creditor that remains unresolved? Give answer here

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Give answer here

if you have been given a last date for response state it here: Give answer here

...................end of copy and paste to your topic

please scan up BOTHSIDES OF ALL LETTERS TO DATE YOU HAVE HAD FROM THE FROM THE CLAIMANT OR THEIR DOGS OR ANY LETTER YOU HAVE SENT TO ONE MASS PDF IN DATE ORDER. read our upload guide carefully!!

you will be instructed what next to do on your topic once these above has been posted.

we cannot help you if you do no fill this out properly.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

if you have an Ordinary Cause. please message @dx100uk for now.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...
WWW.SCOTCOURTS.GOV.UK

simple procedure responding to claim

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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