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That response is great wished I had seen that before I sent mine back!!!

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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Thanks, peeps! You're making me blush!

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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What again!!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Westy,

 

What happened after you sent that defence back?

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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Cobbetts must be moving up a gear since I replied to their defence on the 29th they have sent me an offer of just over half with their usual stipulations that this is not with their client admitting liability and I must not disclose this to any third party - hence I came back here - the only thing that bothers me is they state in the letter if I decline this offer they will bring it to the attention of the Court??? Is this normal.

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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I'm not sure, but I received a letter about 5 minutes ago from Cobbetts offering about half and the standard keep mum stipulations. Not sure what to do next,:) but have received great advice from Deller and ataction regarding the AQ. It's here if you're interested. Gotta go pick up my daughter from school but will have a look when I get home. Did you not get an AQ? I didn't get the CPR18.

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I got the defence above on my thread but haven't had an AQ - how bizaree. Don't know what to do now the money would really help out after Christmas and all that but if I hold out for the rest it would be double handy!!!!

 

Can anyone help me that has been at this stage before and tell me how much longer you think it will take???

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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the only thing that bothers me is they state in the letter if I decline this offer they will bring it to the attention of the Court??? Is this normal.

 

Yes this is totally normal so don't panic, send them a rejection of settlement letter as below, then follow the advice regarding AQ's I gave trish.

 

Thank you for your letter dated xth January 2007.

 

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, interest and court fees, which together with the daily rate of £0.XX now total £xxxx as of XXth January 2007.

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim.

 

I am also not prepared to agree to any confidentiality clauses you try to impose, unless of course your client wishes to make an offer of due consideration in addition to the amount of £xxxxx, in order to be afforded this privilege by myself.

 

I trust this clarifies my position.

 

Yours faithfully

 

 

Your full settlement shouldn't be too far away now, stick with it.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Thanks Deller,

 

I don't know what I would do without you. I will send the letter by fax and post today and then see what happens.

 

Am I near the end yet?

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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one more thing do I charge the interest from the day I started my claim ie the 16th November or the day the acknowleged it?

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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one more thing do I charge the interest from the day I started my claim ie the 16th November or the day the acknowleged it?

 

I assume you're refering to the daily rate. Calculate from the date you filed your claim through MCOL, then add this to the total on the MCOL claim, then this will be what the total is to date. Is that clear??

 

Am I near the end yet?

 

To give you some sort of guidline, my claim was settled 15 days after the AQ deadline, so at a guess I'd say about 4-5 weeks!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hi, Lig

 

"What happened after you sent that defence back?"

 

I got an offer of £5000 - less than half the claim. See the correspondence on my thread.

 

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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That was my 600th post, BTW. This is the 601st.

Thought you'd like to know!

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

Link to post
Share on other sites

I sent a standard CPR 18 defence back on the 29th and I received an offer of half on the 3rd so I think they might be pulling their fingers out a bit. I have declined their offer today so now I will have to wait for the AQ I suppose.

 

Where are you at Westy?

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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Seems like that lot at Cobbetts have finally got over their Xmas hangovers!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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How long did you have to wait for your AQ Deller? If I filed on the 16th and they have defended it I have lost track of my deadlines. Does it rest with the Court now?

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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Hi, Lig

" Where are you at Westy?"

 

I'm in S Wiltshire, claiming in Salisbury CC, so a ways from Essex, I fear!

 

Interesting that you got an offer in response to your CPR18. Perhaps even mildly disappointing as I thought for a moment it was my brilliance, charm, wit and steamroller letters that were doing the trick!!

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

Link to post
Share on other sites

How long did you have to wait for your AQ Deller? If I filed on the 16th and they have defended it I have lost track of my deadlines. Does it rest with the Court now?

 

I actually received my AQ 2 days after receiving Cobbetts defence, but they do seem to be taking a little longer at the moment.

 

So any time soon really!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Ok moving on...

 

Cobbetts sent me a letter with their AQ attached on the same day I declined their offer.

 

On the AQ the last day for filing is 7th Jan but I still have received nothing from the Court is this normal???

 

Cobbetts have put in their other information section that I have not served a reply to their request for further information that was due on 2 January 2007 - which I have I faxed and posted my particulars of claim again!!!

 

What should I do fax a copy to the Court and state I have supplied this previously or wait for my AQ from the Court??

 

Sorry gettin worried now that I might have missed a deadline or something!!!

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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Share on other sites

Is anyone awake yet????

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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Share on other sites

I'm just reading your thread Lig as I'm not familiar with it. If my son ever gets off my knee and stops pushing buttons on the keyboard I'll try and give you an answer.;)

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Thanks just want to keep this thing moving as Cobbetts seem to be waking up a bit after their Christmas hangovers.

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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My God they're getting desperate!

 

Your claim is under £5000 so it won't go anywhere other than the small claims track so you don't have to respond to the Part 18 request, as you have already replied (CPR Part 27).

 

If you haven't received your AQ to complete, you need to ring the court that is now dealing with the case as the deadline for filing normally applies to both parties. Don't stress about it though. The court system is as much at the mercy of the post office as the rest of us and they should make an allowance for that but ring them today and see what's happening.

 

Paul

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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I have just spoken to the court and they apparently sent my AQ on the 19th December but I still don't have it - they are going to send me another one and I need to get it back ASAP.

 

Thanks so much for your advice - I would have just waited it out then it would have gone all wrong!!!

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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