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    • Looks promising then.  Well done   Dx
    • So a little update.  I sent a complaint to ico and have heard nothing. I just got the general reply email and that's it.  Sat twiddling my thumbs and thought about what I should do next. I searched for the CEO of Studio but then found that he'd left so as keep getting letters from studio about the arrears etc. I thought I'd email the David Twigg. Sent him all the bumpft and a copy of my original complaint and sars request.  Got no response. So didn't know what else to do. Then I thought I'd try through the financial difficulties option on the online form. One last try before I just give up and let them default me.  Then on the 5th June. I got an email from their customer services. That the items that had gone AWOL have all been cancelled. Nothing else on that email, so I had a look in an email account that I don't use anymore and there was an email from the customer service.  That they were sorry for the problems I've had for the last 9 months. That the sars info was emailed to me on 14/04, it wasn't I've kept all spam and deleted emails on that account, they have raised a complaint with their studio pay team regarding the issues, balance dispute, fee's and my credit file. They are hoping to resolve in 3 days but they have upto 56. They also said in regards to my other issues I have to raise a complaint with studio retail but haven't told me how I do that.  The sars info only goes upto the end of December 2023. It has my previous complaints on there but nothing after so I don't know how I get hold of that information. Luckily I've kept copies of every time I've contacted them. Every web chat or social media contact.  Apologies for the extremely long post but I wanted to add everything I could just incase.  I have checked my account balance and it's still minus 900 odd pounds but I'll keep checking to see if it's all cleared and on my credit file.  I'm hoping this is the end of the whole debacle and they close my account because I never want to do this again. Although it's been a learning experience.  Thanks to dx100uk for pointing me in the right direction. Much appreciated.   
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • If you want to cause DCBL trouble, then complain to the SRA.  It would be even more fun if mystic_bertie would complain at the same time, to show the SRA there is a pattern.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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US elections November 2024 [amended 18/04/24 - HB]


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  • During  self-described “king of debt” Donald Trump’s single-term presidency, the U.S. national debt increased by $8.18 trillion, a percentage increase of 40.43%.

So, to clarify,  percentage wise, Bidens got 2.5 times extra on top of what he had spent by September before he even matches D.T.rumps spending

 

-  not including Trumps personal debts

 

 

LOL LOL LOL LOL LOL

Lets hope he does a trump - and keeps the money

 

WWW.INDY100.COM

Donald Trump supporter sets up $355 million GoFundMe page following his lengthy fraud case...

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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You have to admit, he's the master of being the victim. His businesses, he and family all benefitted and now he wants to crowdfund the penalty for his creative accounting. If he doesn't Letitia James might start seizing properties. She seems very keen on getting hold of 40 Wall Street...

This time, appealing the judge's decision doesn't get him off paying the penalty, as I understand it, and he would rather use his supporters' money.

Not to mention  misusing Alex Navalny's name and applying it to his trial for fraud. In any case, I thought Trump was mates with Putin, so why would he think Navalny was a victim?

  • I agree 1

Illegitimi non carborundum

 

 

 

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So, the Bidens aren't corrupt as gaga maga claims (and no-one but 'dumb' redneck maga republicans ever thought), so lets now focus on the President who did and does use the office of president monocle to enrich himself and his family - trump.

 

https://www.independent.co.uk/news/world/americas/us-politics/joe-biden-brother-impeachment-republicans-b2500105.html

 

dumb - see prior posts

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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well, its seems that AI isn't ALL bad ..

 

 

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Trump isnt the only trumpish enterprise in debt

WWW.MOTHERJONES.COM

Gettr was promoted by MAGA heavies like Steve Bannon and Jason Miller. It’s now close to shutting down, sources say.

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Are congressional ('Vichy') Republicans witting agents of the Kremlin

or incredibly disingenuous Useful Idiots?

Time to Call the GOP What It Is: An American Fifth Column

 

JAMESLBRUNO.SUBSTACK.COM

Are congressional Republicans witting agents of the Kremlin or incredibly disingenuous Useful Idiots?

 

“Can you imagine, a former president of the U.S. saying that? The whole world heard it. The worst thing is he means it. No other president in our history has ever bowed down to a Russian dictator...For God's sake, it's dumb, it's shameful, it’s dangerous, it’s unAmerican.”

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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.For God's sake, it's dumb, it's shameful, it’s dangerous, it’s unAmerican.”

 

Sums Biden up wonderfully 

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STILL not here to condemn the antisemitic rants by your gaga maga pals then @theoldrouge

- or do anything but feebly TRY to excuse them.

I wont post them as they are rabidly antisemitic, without any doubts whatsoever.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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oh and he might try to hide it for a while when it suites his agenda (sound familiar) .. but

 

WWW.THEGUARDIAN.COM

Brexit party leader has given a number of interviews that draw on far-right conspiracy theories

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Racism and antisemitism aside for the moment

Gaga Maga:

 

This last weekend Donald Trump was speaking at CPAC when he began gushing about his wife Melania, which went down a treat.

 

While he was lapping up the applause he said: "Mercedes, that’s pretty good!" Now, many have interpreted this as Trump calling Melania by the wrong name. A small bit of digging would have shown that he was talking about Mercedes Schlapp, one of CPAC's key organisers.

 

However, Trump's speeches have continued concern, confound and baffle onlookers. For instance, during a speech at the National Religious Broadcasters’ International Christian Media Convention saw him claim that 'Israel' was the capital of Israel.

 

A more shocking incident occurred at the Black Conservative Federation where he asked voters: “Would you rather have the Black president or the white president who got $1.7 billion off the price?”

 

While Trump's hubris has been warmly embraced by his supporters their overall knowledge of the former president was exposed in a clever segment on Jimmy Kimmel Live!

 

-Indi newsletter

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Meanwhile Biden couldn’t stay awake long enough to pay any attention to the fact that under his presidency USA is drowning in debt. 
 

(seen the price of gold and bitcoin lately Jugg)

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WWW.INDY100.COM

Donald Trump has raised more eyebrows and prompted more questions about his cognitive state during a speech on Thursday in Nashville...

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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1 hour ago, theoldrouge said:

USA is drowning in Trumps debt.

Corrected your mistake there .. again ...  Repeating your lies doesn't make them any truer @theoldrouge just makes you look weak stupid gaga maga

Just as refusing to condemn actual blatant clear cut racism makes you look racist

 

Remember:

On 21/02/2024 at 20:41, tobyjugg2 said:
  • During  self-described “king of debt” Donald Trump’s single-term presidency, the U.S. national debt increased by $8.18 trillion, a percentage increase of 40.43%.

So, to clarify,  percentage wise, Bidens got 2.5 times extra on top of what he had spent by September before he even matches D.T.rumps spending

-  not including Trumps personal debts

 

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Trump gets it wrong again. I get the feeling both parties should be looking to find a younger candidate.

WWW.THEGUARDIAN.COM

Richmond crowd reportedly went silent as 77-year-old mixed up the president and ex-president for third time in past six months

 

  • Haha 1

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PLEASE HELP US TO KEEP THIS SITE RUNNING

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Posted (edited)
WWW.THEGUARDIAN.COM
 

Neither Biden nor Trump have secured the nomination of their respective parties, but both are likely to do so within the next two weeks

and despite stormy not coming out to support trumpy (lol)

EDITION.CNN.COM

First lady Dr. Jill Biden isn’t holding back as her role in her husband’s reelection campaign comes into sharper focus.

 

So its last republican standing and not in Jail Hayley who will be the redn republican candidate then eh?

 

 

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Posted (edited)

I see @theoldrouges' hero Taylor Greene didnt like it when challenged about her (Taylor Greens) antisemitic extreme nutjob conspiracy theories (or perhaps just right wing racist dog whistle lies) and answered just as you would expect a bigoted low-life handbag (darn that auto correct) to answer ..

Warning: contains a racist (especially antisemitic) bigot and conspiracy nuts idiotology and bad language

WWW.INDY100.COM

Emily Maitlis told to 'f**k off' by Marjorie Taylor Greene after being grilled on conspiracies

"Taylor Green then tries to walk away, but not before Maitlis asks her about "Jewish space lasers." This refers to a now-deleted Facebook post in which the Congresswoman claimed a space laser controlled by the Rothschild family - a Jewish family that have often been at the centre of antisemitic conspiracy theories - caused a California wildfire."

 

... Greens response then seems to unequivocally demonstrate her complete lack of reason, sense, intelligence or even a single shred of decency.

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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15 hours ago, tobyjugg2 said:

I see @theoldrouges' hero Taylor Greene didnt like it when challenged about her (Taylor Greens) antisemitic extreme nutjob conspiracy theories (or perhaps just right wing racist dog whistle lies) and answered just as you would expect a bigoted low-life handbag (darn that auto correct) to answer ..

Warning: contains a racist (especially antisemitic) bigot and conspiracy nuts idiotology and bad language

WWW.INDY100.COM

Emily Maitlis told to 'f**k off' by Marjorie Taylor Greene after being grilled on conspiracies

"Taylor Green then tries to walk away, but not before Maitlis asks her about "Jewish space lasers." This refers to a now-deleted Facebook post in which the Congresswoman claimed a space laser controlled by the Rothschild family - a Jewish family that have often been at the centre of antisemitic conspiracy theories - caused a California wildfire."

 

... Greens response then seems to unequivocally demonstrate her complete lack of reason, sense, intelligence or even a single shred of decency.

Seems a very reasonable response to Maitlis
🤣

PLEASE HELP US TO KEEP THIS SITE RUNNING

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Supporting and attempting to excuse racist bigot antisemites and their tropes seems to present your 'outrage' at the slightest hint of anything challenging Israeli atrocities as utterly contrived and fake  @theoldrouge

..or is that just you supporting atrocities against Palestinian civilians, women and children?

 

No surprises there though eh?

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Quiet an appropriate response to a leftie trouble making journalist
Pity for him Prince Andrew didn’t do the same 🤣
Nothing to excuse 

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Posted (edited)

We know Maitlis has nothing to excuse - and much to be praised for - for example calling out racist bigots even if it might just be convenient dog whistle hate tropes on their part that suite their current agenda ..

But don't you think very clear antisemitic rants requires far more than excusing - it requires a thorough and unconditional apology and retraction at the very least? Like the ex labour Rochdale candidate did?

Or are you actually antisemitic as well as anti-muslim?

Are there any racist stances you dont have when it suites your apparent right wing hate peddling purposes?

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Speaking more of brain dead thick as mince racists

I see antisemitic racist bigot Taylor Greene raised the issue of gun deaths at Bidens speech ..

LOL - bet that trashes her rep with the gun lobby .. not necessarily that she raised it - just how stupidly she raised it giving Biden a free hit.

 

Antisemitic racist bigot Greene shrieked about Ms Laken Riley, a woman recently killed, allegedly by an illegal immigrant in the US.

Mr Biden calmly acknowledged Ms Riley, and then, in a reference to efforts to reduce gun violence, referred to greater numbers of people killed in incidents unrelated to migrants in the country. (the gun lobbies groan could be heard across the state)

 

Even Trump seems to have been uplifted by Bidens speech, apparently denigrating his own ranting rambling outbursts as:  .. “anger and shouting is not helpful to bringing our Country back together!”

 

WWW.STRAITSTIMES.COM

The president draws sharp contrasts with his Republican rival in the speech to Congress. Read more at straitstimes.com.

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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