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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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SPML/LMC anyone claimed for mis selling and unfair charges?


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I'm way too short to be Crouch on the field but with these guys I'm rising well above them on paper (not you lot..the companies!) You could be a Beckham ..picking and riding the bones....Sorry couldn't resist that one! Old spice ......hehe.

 

Cole...weak, limp, lifeless.. I'm going off track but a bit of humour and all that :lol:

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Cole...weak, limp, lifeless.. I'm going off track but a bit of humour and all that; quote crapstone

is he worth it?

No wonder Rooster wants to be Terry scoring on and off the field.

ITBG after being sent off in the opener for fighting, foul language and talking back to the referees is now on a yellow card in the final for putting the boot in and a professional foul.The crowd are on their feet.

They think its all over..................?

EIE

What have you started here !?

Edited by ryde
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I don't know...but I wish I hadn't.

 

If, as Crapstone says, I was a little harsh I apologise. It was not my intention.

 

As for posts getting pulled I'm very worried by this, especially when they disappear out of the blue with no explanation.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Standard & Poor's

 

Appoligies if this has been posted previously, but a little bit of interesting reading and some more number crunching here for standard and poors servicer evaluation for capstone jul 2009...

  • Haha 1

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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Excellent post B-O-2.

 

Particularly revealing are the following:

 

In more recent times as the economic environment has deteriorated, there has been more emphasis on special servicing, with increasing arrears/possessions and losses in the portfolios. Capstone is experienced in special servicing and has developed proven processes and tools for debt management and loss mitigation.

 

Capstone Mortgage Services was created in 2006 from the combination of loan origination and servicing operations of Southern Pacific Mortgage Ltd. (SPML) and Preferred Mortgages Ltd. (PML), which were wholly owned subsidiaries of Lehman Brothers Holdings PLC (now in administration). Now defunct, both the SPML and PML brands were active in the origination of U.K. nonconforming mortgages for a number of years.

 

We understand that the Lehman administrators intend to retain Capstone and develop and grow the business, by retaining control over the loans owned by Lehman and diversifying into third-party servicing. Thirty-five long-term servicing contracts are currently in place, giving greater certainty to cash flow.

 

CHART 3 (Organisational flow chart) shows that the have a TCF (Treating Customers Fairly) Manager. Yes I bet they do since the FSA started sticking their noses in. Get their name and apply the pressure because they need real help doing their job properly. What a joke.

 

Capstone employed 481 staff as of March 31, 2009. 65% (314) are employed in either customer services (104) or default (special) servicing (210). As a comparison, there was 140 staff in special servicing when we reported in January 2008, representing a 50% increase in headcount in this area.

 

That's twice as many staff dealing with repos compared to customer services...

 

The work environment is positive, with culture-building in place through training, a company newsletter, and other activities such as philanthropy-related events.

 

That's where we've been going wrong...they're philanthropists not the abusive loan sharks we had them marked up as. All caggers should consider a serious attitude adjustment. They're nice people really.

 

Training is mandatory for all employees and incorporates all regulatory and legislative requirements.
.

 

Well at least their training takes note of regulatory and statutory requirements.

 

The primary responsibilities of the compliance team are:

 

Supporting the business regarding all aspects of relevant regulation and legislation;

 

Primary liaison with the Financial Services Authority (FSA);

 

Identifying regulatory, legislative, and commercial impact on the business and assisting in implementing any required changes to processes and practices;

 

You wouldn't know it would you...?

 

Capstone has provided its mission statement, which confirms a commitment to customer service. Its processes are established accordingly and give recognition to the concept of Treating Customers Fairly (TCF). There is a TCF manager/champion reporting directly to the director of servicing, who assists the business with ensuring that fair outcomes are delivered, and there is a steering group that meets monthly to debate issues arising and to maintain consistency.

 

Can we ask for a copy of the mission statement?

 

The general servicing team supports such key processes as indexing of scanned images into appropriate workflows, setting up direct debits and keying failed payments to accounts, and processing manual fees and refunds. The department deals with variations to customer agreements, e.g., lettings, deeds of postponement, and transfer of equity.

 

There we go. Clear as day. The great equity cash grab [problem]. Relieving people of the burden of looking after their own equity.

 

Capstone produced, on average, 3,847 redemption quotes per month in the first quarter of 2009.

 

Obviously we can't know how many of these were people who managed to remortgage away from Capstone/SPPL/SPML/Preferred etc (probably only a small fraction) but on this figure extrapolated across all 4 quarters that in my estimate makes Capstone responsible for about one-qarter of all possessions in the UK. THIS IS AN ASTONISHING FIGURE.

 

With no new loans now being originated, the size of the portfolio has been steadily reducing as demonstrated in table 4. Since our last report, management focus has continued to be on arrears management and recoveries processes, particularly in light of the nonconforming nature of the pools and the current economic environment.

 

April 2009: 412 Repossessions

January 2009: 347 Repossessions

October 2008: 494 Repossessions

 

That's 1200 families chewed up and spat out in the space of six months. Nice work Capstone. Hope you sleep at night.

 

TCF is embedded in arrears management to ensure that all customers, particularly those who have a genuine desire to resolve problems, are treated fairly and consistently

 

Anyone out there with any experience of such? I certainly can't recall ever being treated fairly, despite raising numerous issues with them.

 

As an overlay to the special servicing team, there is a loan modification (LM) team whose responsibility is to assess loans that have either: (i) the potential to go into arrears?say, if a customer contacts Capstone to advise that their income has reduced and that they cannot afford full payments; or (ii) loans that are already in arrears. This team has the authority within a structured mandate matrix to agree modifications.

 

We should write to the loan modifications team and ask what the criteria are of the structured mandate matrix and specifically ask if they can modify 50 loans a month what can you do for me...

 

On Repossession:

 

If a loss remains on the mortgage account post-sale, there is a recoveries team that will ascertain the likelihood of obtaining payment of the shortfall from the debtor. This is done via debt collection agencies (DCAs), of which Capstone has a panel of three. The DCAs operate on a "no trace?no fee" basis.

 

There we have it. Absolute proof that repossession is the beginning of the horror not the end. They will pursue you for years after they have stolen your home.

 

In addition, a review of the file is undertaken to ascertain whether negligence action can and should be taken against professional advisers, i.e., solicitors and valuers. There were 363 new claims in the past 12 months. Going forward, all losses will be reviewed in the context of possible professional negligence claims.

 

Unbelievable...when they have pushed you to the wall they then going after all of the other people in the machine that helped in this criminal enterprise. Even the solicitors, estate agents and valuers who assisted capstone in robbing you of your home have strong reason to be very wary indeed of the blood sucking ****.

 

NICE WORK B-O-2. A big rep click coming your way...:)

Edited by enoughisenough

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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I learnt to play fitba' in Scotland.. or are you saying that I'm so wide on the left that I'm actually still on the bench?

 

...

 

On the SFO subject - it wouldn't surprise me if they don't see the full picture of all this.. totally gutless wonders in comparison to the Feds when it comes to white collar crimes.. then again, what do we expect given the government is in cahoots..

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Posted In Error

Edited by enoughisenough

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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A very interesting point emerges. If SPPL are a busted flush and it looks like their strike off at CH is imminent and if they are a subsidiary of a company that have filed for Chapter 11 Bankruptcy in the USA WHO EXACTLY ARE WE PAYING?

 

If I SAR them (again!) where does the £10 get deposited? Would Capstone change the payee on the cheque and if they did so would that not constitute a fraudulent act.

 

Moreover as ITBG said it is a real worry when Capstone just 'emerge' out of the blue and start demanding payment. As Super has said how do I know I'm getting 'good receipt' for my payments. Capstone say ooh but you need to pay us and I say (in my naivety 'do I? Oh ok then). PwC then say why haven't you been paying SPPL and I say I thought I was and then as ITBG says they throw your sorry ass in court and laugh at your suggestion that you thought it was alright to pay capstone.

 

Sced raised this very point. Where is the proof that SPPL or any other of the originators have asked Capstone to collect on their behalf? It's a very reasonable request and no harm can come from making it.

 

The logical next step is to say well if you can't play show and tell I'm not paying you anymore and that's when it becomes dangerous. However given the repo roadshow has been stepped up as in the post above we might get repoed anyway.

 

I have also been thinking a lot about this web of companies all owing each other money and no-one calling it in. This is really puzzling but I think others such as Ryde ITBG? and Super fully understand this aspect of things so perhaps they can chip in.

 

As I understand it if accounts and balance sheets have been deliberately manipulated to conceal large sums of money from potential creditors as may well be the case this is clear evidence of fraud. I know an accountant ( Known him for years actually). Could someone post it all in one place so I can ask him to have a look? This might be quite revealing.

 

You may note that the directors of resetfan have now been appointed directors of the 2 preferred entities in which they are 100% shareholders

 

So why havent they promoted themselves as directors of sppl. There can only be one logical answer and that is so they can lose 55 million pounds worth of debt.

 

What is going on here? Super? Ryde? ITBG? and what does it mean?

Edited by enoughisenough

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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If I SAR them (again!) where does the £10 get deposited? Would Capstone change the payee on the cheque and if they did so would that not constitute a fraudulent act.

 

You could always ask your bank for a copy of the cheque after it has been paid to see if the payee has been changed

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Moreover as ITBG said it is a real worry when Capstone just 'emerge' out of the blue and start demanding payment. As Super has said how do I know I'm getting 'good receipt' for my payments. Capstone say ooh but you need to pay us and I say (in my naivety 'do I? Oh ok then). PwC then say why haven't you been paying SPPL and I say I thought I was and then as ITBG says they trow your sorry ass in court and laugh at your suggestion that you thought it was alright to pay capstone.

 

wouldn't the accounts statements come into play on this, in that they detail the payments made

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eie

you got it in one,its a factually based value judgement can you see anything inflamatory about it.?

A company that is the sole 100% shareholder of another apparently owes this company55million then fails apparently deliberately to comply with company law by the appointment of directors or submission of accounts which are its sole responsibility being 100% shareholders causing the company to be struck off the register and losing 55million off their own balance sheet in the process.Have I got this badly wrong because prima facie this looks worthy of investigation by the relevant authorities.

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Morning Chaps......the forwards are playing a blinder but desperately missing the form of Rooney...

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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wouldn't the accounts statements come into play on this, in that they detail the payments made

 

All they prove is that I've been paying Capstone. If I buy a fridge from Comet (on HP) and start paying currys because they said so I'd be a laughing stock...see where I'm coming from on this? What lawful rights do Capstone have to collect and how do I know that I am getting good receipt. I don't. Simple as...

Edited by enoughisenough

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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I thought it was the shareholders who appointed the directors at agms ,so who are the mysterious shareholders,get to that and you get to the root of it.

 

 

Subject Access Requests are for Joe Public. Use the Freedom of Information Act on Companies House to reveal who the shareholders are. That's what Heather Brooke used to get at the MPs expenses information.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Here is a what CH says about trading while insolvent.

 

"With regard to your reference to insolvent trading, I should point out that it is not an offence under the Companies Act for a company to trade whilst insolvent. As I understand it, there is unlikely to be an offence under the Insolvency Act until such time as the company is declared insolvent by the courts.

 

There are a number of situations under which a company may trade whilst insolvent. One of the more common ones is during the early years of the company. One of the grounds for liquidating the company is if it is unable to pay its debts. This situation may not arise if the company is supported by a director or its bank. However, trading whilst insolvent is an offence if a director knew or ought to have concluded that there was no reasonable prospect that the company would avoid going into insolvent liquidation.

 

If you have reason to believe that the company may have committed an offence by trading whilst insolvent, or you are aware of any misfeasance by the directors, I suggest that you send a full account of the circumstances together with supporting evidence to :-

 

Vetting Section

CIB

21 Bloomsbury Street

London

WC1B 3QW "

 

Seems everyone passes the buck. What a surprise.

 

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Here comes another cop out.

 

"I appreciate your concerns that a company may be on the Register for a little time without any recorded directors, before action to dissolve the company is begun. But, the fact that a company has failed to notify the registrar of an appointment does not necessarily mean a director has not been appointed as forms are sometimes filed late. I can confirm however, that where a public complaint is received we immediately make enquiries and start the dissolution process, if appropriate.

 

The Companies Act 2006, Part 11, Chapter 1, Paragraph 1000 outlines the process that the registrar may use to dissolve a company which he has reasonable cause to believe it is not trading. The first part of that process, as outlined in The Act, is to send a letter by post inquiring whether the company is trading or not. We must follow the statutory process and give the company and the public the chance to consider the implications of dissolution. It would not be in the public interest to remove a company from the register if it is trading, has outstanding issues or creditors who may wish to apply for a liquidator to be appointed or take court action against the company. "

 

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So CH proposal to strike off SPPL could be sitting on the list for months...

 

Their 28 Days are up now...

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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sced

this is the part that must apply here ;the ernst and young opinions give further support to it and the purchase of 25 million pounds wort of shares 3 weeks before having to go into admin by mable and 2 weeks before their parent went bust big time is further evidence.Are they trying to fool everyone by saying they didn't know?! The only hope lehmans had in the lead up was a massive bail out or buy out,yet mable ditches 25 million during this period into entities that are still alive today.

However, trading whilst insolvent is an offence if a director knew or ought to have concluded that there was no reasonable prospect that the company would avoid going into insolvent liquidation.

Theyre still trying to work out the mable admin 18 months on,see the ch listing ,what a mess,wonder who the creditors are and what they have been told.

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The only plausible explanation is that they did know...

 

The Fed Bank wouldn't bail them out and made that perfectly clear. Bob Diamond got on a plane and then returned having changed his mind pretty sharpish...BarCap bought the buildings and that was it. They were going down and the smart money knew it...

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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So CH proposal to strike off SPPL could be sitting on the list for months...

 

Their 28 Days are up now...

 

If a creditor objects to the strike off they keep it on (and guess who the creditors are),I think it may have to be advertised in the gazette 3 times as well.

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So CH proposal to strike off SPPL could be sitting on the list for months...

 

Their 28 Days are up now...

 

Hi would seems from their comments that it could sit there forever if they felt like it.

 

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If a creditor objects to the strike off they keep it on (and guess who the creditors are),I think it may have to be advertised in the gazette 3 times as well.

 

Hi Ryde.

 

It has to be advertised in the London Gazette for 3 months. So if the gazette is monthly then you are correct.

 

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sced

this is the part that must apply here ;the ernst and young opinions give further support to it and the purchase of 25 million pounds wort of shares 3 weeks before having to go into admin by mable and 2 weeks before their parent went bust big time is further evidence.Are they trying to fool everyone by saying they didn't know?! The only hope lehmans had in the lead up was a massive bail out or buy out,yet mable ditches 25 million during this period into entities that are still alive today.

However, trading whilst insolvent is an offence if a director knew or ought to have concluded that there was no reasonable prospect that the company would avoid going into insolvent liquidation.

Theyre still trying to work out the mable admin 18 months on,see the ch listing ,what a mess,wonder who the creditors are and what they have been told.

 

Of course they knew but it would seem that like everything they don't care and I am really starting to think they they have no need to care because they probably knew that they would/will/can get away with it because this country and its government are a show of s**t and turn a blind eye. They setup all these different agencies to make it look as though everything is governed etc but when it comes to the crunch they bail out and hide in fear from the criminals. There is clear evidence of this due to the responses you get from all these agencies by passing the buck or coming up with some crap.

 

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