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    • more detest the insurrectional ex variety dx
    • Laura, I was surprised that the Director said that you hadn't appealed twice. I thought that the letter you posted on 24th June was the second appeal and that was to the IAS. And they did say that there was no further appeal possible. Could you please explain how many times you appealed. I am going to read your WS now. PS  Yes I meant to say that the keeper did not have a licence therefore it was wrong of them to assume he was the driver and the keeper. Thanks for picking that up.
    • In answer to your questions yes even though it wasn't called that, it was the NTK. Had it been a windscreen ticket you would not have received the NTK until 28 days had elapsed. In earlier times if the warden was present then a windscreen ticket would have been issued. It nows seems that the DVLA and the Courts don't see a problem  with not issuing a ticket when a warden is on site. A period of parking must mean that ther e has to be a start time and a finish time in order for it to be considered a period. A single time does not constitute a period. I am not sure what you mean by saying it could be taken either way.  All they have mentioned is  the incident time which is insufficient. There are times on the photos about one minute apart which do not qualify as the parking period because they are not on the PCN itself. The reason I asked if the were any more photos is that you should be allowed 5 minutes Consideration period for you to read the signs and decide whether you want to accept them and you do that by staying longer than 5 minutes. if  more  do not have photos of your staying there for more than 5 minutes they are stuffed. You cannot say that you left within the 5 minute period if you didn't , but you can ask them, should it get to Court , to provide strict proof that you stayed longer than the statutory time. If they can't do that, case over.
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
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SPML/LMC anyone claimed for mis selling and unfair charges?


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Looks like they have been in the s*** for years and have done nothing but restructure time and time again. Juggling the vast amounts of company names they have across the globe.

 

You can't tell me that Lehmans didnt know it was all going to go belly up years before it happened.

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You can't tell me that Lehmans didnt know it was all going to go belly up years before it happened.

 

...too right. It was a case of keep printing the funny number money.

 

and why not? Because the spineless regulators with their plush offices and perks were getting wined and dined by the very people appointed to stop us from getting turnered (oops), turned over.

 

Quis custodiet ipsos custodes?

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Going by that information, it looks like Lehmans may have originally been the bankers for SPML and ended up purchasing the business in 2002.

 

https://dochub.millernash.com/dochub/spfctrust/Statement.pdf

 

"The restructure agreements also require that the indebtedness to Lehman under its revolving working capital line of credit to SPML"

 

Southern Pacific Mortgages Loans. SPML. Payout usually in 14 days

 

"In September 2002, Southern Pacific Mortgages Ltd became an wholly owned subsidiary of Lehman Brothers, one of the world's leading investment banks."

 

History repeating itself:

http://www.sp-funding.com/Document1.pdf

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I conclude that any action by us, against any subsidiary of Lehmans is going to be too little too late.

 

Assuming there isn't a buyer then surely there can only be one of two situations. Either our mortgages will be managed by a trustee or handed to the equitable owners, if property/consumer /bankrupty law allows for that and continuation of contract. It seems at the moment that the 2 cases against Lehmans appear to be siding with the investors.

 

I don't know if anyone has read the background to the cases but overseas investors in Lehmans are using the UK courts because this is where the assets are held that they are laying claim upon.

 

It seems like only a matter of time before SPML and Capstone are no longer a player..It's possible that Capstone may run out of money before then.

 

I'm now beginning to wonder what rights we would have under the contract or as a claim? Would it be under a government fund? By the time PwC have finished there isn't going to be anything left in the kitty to even think about court action against SPML et al.

 

Does anyone have any thoughts on this or am I jumping the gun?

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In normal bankruptcies if someone has an interest in a property the other parties are allowed to buy that share from the official reciever.I know someone who bought their bankrupt partners share for £1 because the property was in negative equity.Could this in any way apply here I would think the equitable owners have quite a large stake in most peoples properties.I would think the investors will de lever the mortgage portfolio from lehmans and then sell it on to another player to get as much of their capital back as possible or yet another similar operation may be set up under a different name but the best hope is that all this lot go into liquidation at least there might be some power of negotiation then.

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Crapstone,

 

I agree with you, if everyone just missed one monthly payment with Capstone/SPML/PML etc., the whole thing would collapse. As we can rightly assume(after speaking to the DTI), Resetfan Ltd and all its subsidiaries-SPML/PML etc are insolvent.

PWC would have to liquidate the entities, as there are NO funding reserves in the parent- Mable Commercial Funding Ltd is in adminstration.

I have no doubt, with SPML and over 100,000 mortgages, the Government would have to step in to rescue, or would face a backlash. This would stop all the repos and allow re-negotiated terms.

 

ITBG?

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6236

 

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

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I agree with you, if everyone just missed one monthly payment with Capstone/SPML/PML etc., the whole thing would collapse.

 

 

Hi

 

I once suggested mass none payment and got roundly condemned for it. Rightly so as well. It wouldn't work because there are so many out there who aren't even caggers and so would not participate. Those who did would be left hung out to dry.

 

If on the other hand anyone out there has substantial PR experience and could organise a mass none payment of say a 3 month strike, with the monies paid into a designated account instead. Now that would bring them to their knees.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Also does anyone know if we have an entitlement to be heard represented at PwC?

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Lehmans - Companies in Administration - PwC UK

 

The following companies are those in Administration where PwC have been appointed administrators. A number of other Lehman Brother entities are still solvent or are being administrated by other firms. We will not provide information on any entity not listed below.

 

 

 

Lehman Brothers Limited - 15 Sept 2008

Lehman Brothers Holdings PLC - 15 Sept 2008

LB UK Re Holdings Limited - 15 Sept 2008

Lehman Brothers International (Europe) - 15 Sept 2008

Storm Funding Limited - 23 Sept 2008

Mable Commercial Funding Limited - 23 Sept 2008

Lehman Brothers Europe Limited - 23 Sept 2008

Lehman Brothers UK Holdings Ltd - 29 Sept 2008

LB UK Financing Ltd - 2 Oct 2008

LB SF No. 1 - 2 Oct 2008

Cherry Tree Mortgages Limited - 13 Oct 2008

Lehman Brothers Lease and Financing (No 1) Limited - 24 October 2008

Zestdew Limited - 29 Oct 2008

Monaco NPL (No 1) Limited - 29 Oct 2008

Lehman Commercial Mortgage Conduit Limited - 30 Oct 2008

B RE Financing NO. 3 Limited - 30 Oct 2008

Lehman Brothers (PTG) Limited - 6 Nov 2008

Eldon Street Holdings Limited - 9 December 2008

LB Holdings Intermediate 2 Limited - 14 Jan 2009

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I see that Mable are there. Does that mean PwC will provide information on Mable? If so what could we hope to glean. Just to bump the question are we allowed any rights of representation with PwC?

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Originally Posted by Suetonius

Wouldn't define SPML etc as guards, but I do get your meaning

 

...sorry referring to the FSA OFT FOS HMG Treasury BoE and other other body charged by law to stop this shower of sh**e raining on our heads. Who in fact makes sure that they do what they are supposed to do? The ECJ?

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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According to Companies House

 

A 2.12B Notice of Administratiors Appointment has not been filed for:

 

 

  • Resetfan Ltd (which owns all 7,750,572 ordinary shares in SPML)
  • Southern Pacific Mortgage Limited
  • Preferred Mortgages Ltd

 

Notification with regard to the above companies (and seperate legal entities) has also not been submitted to The Gazette

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Apologies not called for sue. The original posting was insufficiently clear!

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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EiE,

 

I reflect your sentiments, it would require more than the CAG to create a successful boycott.....BUT all we need is 2.5 months of it........

 

 

PAYMENT BOYCOTT NOW!!!!!!!!!!!!

 

 

ITBG?

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6236

 

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

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If all these entities are insolvent as stated by ITBG,which makes sense as they have no back up funds to service their debts anymore only what is actually being paid in by the mortgagors as payments to the investors/bond holders(through the spv) and if they are not in administration surely they are committing a criminal offence by trading whilst insolvent(and should be reported but who to?) and being limited companies their debts will also become the liability of the directors?payments from the mortgagors at the current %rate may be nowhere near the %rate required to service the spvs because when the notes were issued interest rates were considerably higher(the returns promised to the investors needs to be investigated) so every day that passes means bigger liability for spml/pml and the like leading to one immense ever deepening black hole.Does this make any sense?

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Ryde,

 

this may clarify,

 

The Journal Online : Testing insolvency

 

In my view all the entities are Balance Sheet insolvent. They only have working capital to pay their day to day expenditures.

 

Nice to know PWC already to receive £77million and rising for the administration of Lehmans, pg77 onwards

 

http://www.pwc.co.uk/pdf/LBIE_progress_report_140409.pdf

 

 

ITBG?

who is the bad guy again?

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6236

 

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

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SPML and Capstone are not insolvent....yet. I guess it will eventually filter down..once legal cases are decided upon regarding the investors and unfair charges.

 

Withholding payment isn't going to help anyone least of all anyone that proposes to do it. It just gives them more reason to get your house and you risk being classed as making yourself intentionally homeless or possibly excluded from any future rescue/fund scheme.

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