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Moorcroft chasing Next Directory Debt.


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Hi guys

 

 

I've just received a hand delivered letter from moorcroft saying i should expect a home visit.

 

I remember there being a template on here that revokes permission from them contacting any way but through letter.

 

Can someone please direct me to the download section of the forum as i cant seem to find it?

 

thank you ;) 

 

 

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no as its a waste of time and simply invites letter tennis

 

tell us about the debt please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the replies guys

 

 

To be honest i'm not sure whats going on with it, i think its for an old next catalogue debt but i'm going to send them a CCA....etc

 

I managed to find a good template on another forum that i think ill use, but is there no longer a download section on this forum for future references?

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pers id just send them a CCa request as I bet you've moved too since taking this out?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

If you want to be a bit cheeky – you could tell them to bring the CCA agreement with them when they make the home visit.

I think you'll find they don't like it up 'em.

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send it anyway cant hurt

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

pers i think the harassment letter is a waste of time.

who are moorcrofts clients?

they should get the CCA request.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Moorcroft don't buy debts they will be acting for their stated client

have you looked at your credit file to see if the debt shows at all?

that should tell you who owns the debt and who gets the CCA.

 

don't worry about silly doorsteppers

9/10 they don't turn up

and even if they do NO DCA has any legal powers

they are NOT BAILIFFS

whether they are at your door, on the phone or are writing to you.

 

if they rock up

film them ith your mobile phone

tell them to leave your property and not return

else you'll call police 101

do not engage in any pointless conversation.

 

dx

 

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 

Thanks dx I didn't know that about moorcroft, I thought they were a DCA.

 

So I guess the account could still be active and still with next as I can't imagine the arrears would have been that long ago. 

 

Maybe I should give next a call and try and work out some sort of payment plan? 

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Moorcroft are a dca ...so what??

credit file?

or 

look at their letter WHO is their stated client??

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

then as long as you have not changed address since opening the account and have failed informed next of that fact - yours is not the move.

sit on your hands.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Sorry but I'm unsure what you mean?

 

As far as I can tell the account was opened at my previous address but it was still being used while at my current address.

 

Next would have had my previous address and also my current address as it would have been updated when I moved.

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  • AndyOrch changed the title to Moorcroft chasing Next Directory Debt.

Topic title updated.

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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so ordered items were delivered by next to your present address?

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

send them a cca ...next

you have no proof they have the correct address

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

try telling that to a dca that files a Claimform to an old address.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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