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    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
    • Their FAQs state - Cancellations and modifications If your booking has been cancelled, Booking.com refunds you immediately. The processing time may take 7 to 10 days and depends on your bank. If you have questions, contact your bank directly. I'm a regular Booking.com and AirBnB user.  The former have never cancelled.  The latter have and my money was refunded immediately (not that that helps you as we're not talking about AirBnB!) Best to check with your bank and see (a) if you did pay in advance and (b) if it has been refunded. Also, have you received a message from Booking.com officially stating the cancellation?
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Harlands.


JazzT
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Hi, hope everyone had a good Festive period!

 

probably sick of seeing this but just want to keep myself right.

 

I cancelled my membership with Xercise4less back in April, giving the 30 day notice period and letting the last payment leave my account before cancelling the direct debit.

 

However, in August I then had the usual letter from CRS saying I had an outstanding balance and charges of £181.30, made the mistake of calling them.

Back and forth with them,

 

I called Xercise4Less who said I had not cancelled in April as they had no record of it,

however at the start of the call I failed all GDPR checks as they had the wrong telephone number, email address, date of birth, home address and even my name was spelt wrong.

 

In August I reached a deal with them for my two “missed” payments,

I then queried a charge to them that had been taken in April but actually turned out to be a bank charge,

 

since then xercise4less have passed it fully to CRS who are saying they will not honour any deals made with the gym?

 

Just wondering if I should take the usual course of action with the letter offering a payment and ignoring them?

I’ve been receiving the letters stating it’s going to be passed to Zinc group,

 

thanks!

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so did you pay a membership fee following whatever means you sent cancellation? regardless to them not getting it or whatever?

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Jazz and welcome to CAG

 

Because you let the final fee be taken after you gave notice, you owe Harlands/CRS nothing.

 

Ignore their demands completely and don't speak to them by phone for any reason.

 

Keep us posted but don't worry about their continued demands.

 

If you want to stop them in their tracks, you could take Harlands to court. Most folk don't bother because Harlands/CRS will stop pestering you once they realise you're happy to ignore them.

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Thanks for the reply,

 

my only concern regarding ignoring them is that they are claiming there’s no record of my cancellation request and that as such they’ll continue as though it was never made.

 

I’m assuming there’s not much I can do with the fact they had 0 correct information about me?

 

Thanks again!

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nothing anyone can do even if they did..

 

a DCA is NOT a bailiff

on ANY debt  no matter what the type.

they have ZERO legal powers

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

And I take it that this Zinc group that they pass things to are just another DCA? I understand why people just pay it, I probably would have with the letters they sent but the couple of times I called it was a different amount they said I was being charged each time.

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get reading up...

 

knowledge is power

1000's of threads here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Jazz,

 

Between them, both the gym and Harlands/CRS manage to "lose" cancellations.

 

The gym sometimes doesn't bother processing the cancellation, saying you have to do it online, which is rubbish.

 

And Harlands make infinitely more from charging admin fees than they do from getting the percentage for handling the DD's for the gym.

 

Regardless of what they say about receiving the cancellation, ignore them until they get bored. They will do nothing that affects you.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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