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    • What is the value of the claim? Please can you post up the claim form in PDF format
    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
    • Please start your own topic in the following forum. https://www.consumeractiongroup.co.uk/forum/121-financial-legal-issues/
    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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VCS/DCB(L) PCN spycar capture - PAPLOC Now claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed***


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VCS have missed the deadline for sending copies of their WS to me - does that provide any opportunity for me to request that the case be struck out, or do I just have to accept it and wait..?

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ring the court and ask if they have received theirs from simple simon.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I've just called them - they haven't received anything either. They suggested sending them an email to tell them I haven't received.

 

Should I suggest that it shouldn't be possible to use at the hearing, or go so far as suggest the case be struck out?

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i suggest thats not your call.

they've failed the judges direct orders 

the court should act.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You don't want to be emailing VCS at all especially at this point, as if they get an extension to submit by the court, they will email it to yui at 11:59 the night before a case.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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how did they get your email address??

is your WS ready, you've posted nothing here to date and it was due on the 16th?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thats a great WS, push the byelaws to the front when in court mind, thats the most important factor.

 

did you accidently give simon your email AD on their N180?

 

the email attachment is prob + 8Mb so was stripped .

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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First thing is to block their email address and send them an email that they must conduct all their correspondence by mail NOT email in future and remind them that you have yet to receive their WS.

Very good WS-they should withdraw their claim against you if they have any sense.

 

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bit late for that now...

simon has already tried to send his and the OP has already submitted theirs

i'd email him and say the attachment was stripped by their ISP can they resend it.

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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That really is a cracking WS and methinks one we'll be suggesting that future motorists in No Stopping cases should read.

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We could do with some help from you.

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Finally have their WS. It seems very basic compared to others I've seen, with very little evidence. (does this mean I need to expect a supplementary WS once they've read mine?)


They point out copy and paste in the defence, but then talk about the land being a shopping centre on  page 6 (xvii) when it is an airport! (not the only one copying and pasting I guess!!)


They have also included the contract with the airport, which is good, as the images support my case for the vehicle being outside the enforcement area.


They didn't address point about bylaws in my defence (continued into my WS) or given a proper explanation on the RTA.

 

Had to compress and split the document to get it to upload.

 

 

VCS WS .pdf

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who is mark robinson??

not seen him before

another new employee sheep to the slaughter who'll run very quickly out the job..

hope he is going to be there to accept questions and cross examination of that cut n paste rubbish that includes bits that are not even relevant to your case/location.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A cut & paste mish mash that won't stand up to cross examination,

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Ho!  Ho!  Ho!

 

If dealt with rightly, this should turn into a good laugh.

 

Robbo reckons he might not turn up.  Well, will he or won't he?  Is he so thick that he can't look at his diary and see what he's got pencilled in for the next month?  C'mon, he's the Debt & Litigation Manager (oooh!) of that well-known multi-national VCS.  Plus he won't even need to travel, the case'll be dealt with on-line.

 

He moans about the OP's 22-paragraph defence (actually 27-paragraph WS, the legal genius hasn't worked the difference out) of 7 pages ... er unlike the the 45 pages of tripe VCS have sent.  I know which one the judge will appreciate more.  I noticed the "supermarket" error while skim reading the piece, wonder why Robbo didn't pick that up while, er, rereading his own work carefully 😉 

 

I reckon Robbo is the new tea boy.

 

Simple Simon may well run away before the court date.

 

However, as always, despite my flippancy, it's best to plan for the worst, that the case will go ahead, that Robbo will have the intelligence to use Google Meet and show up, get all your ducks in a row just in case.  You have a great chance of seeing off these shysters. 

We could do with some help from you.

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  • 3 weeks later...

Hearing was yesterday - after a 30 minute delay, the phone conference based case was over in 30 mins - and I WON!

 

Mr Robinson, who wrote their WS didn't turn up (as expected) - instead it was Mr Pickup. The judge jumped straight on the fact the witness was not present for questioning, and that in their WS, they stated that if Mark Robinson wasn't available, that the hearing be based on documents only. He asked Mr Pickup to clarify whether the hearing was based on documents or Mr Pickup as a representative.
The Judge was very good (not that I have had any previous experience). He had read the documents ahead of the hearing, and asked me for the key points I was raising. I gave:

  • Vehicle was stopped outside the area that VCS are contracted to enforce
  • Stopping is not parking
  • The airport is not relevant land under PoFA (at this point, the judge asked if I had anything else, and mentioned something like I didn't really need to add any more...)
  • "No Stopping" isn't an offer of a contract
  • The additional costs are an abuse of process and that many cases are struck out because of them
  • The judge went on to ask Mr Pickup about where in their WS it showed where the vehicle was stopped. He was really flustered and admitted it wasn't in there, but that it was in my bundle. The judge asked that he explained the position from one of their aerial images - again, he struggled, but it was obvious the judge knew exactly where it was, and that it was only just on the double red lines (although based on the VCS/airport contract) a few metres off.

He asked Mr Pickup to confirm that the signage was all along the main road, not within the junction itself, he could not confirm.
He asked Mr Pickup to confirm that they were pursuing the claim based on the fact that the vehicle was stopped for around seconds (he had looked at my CCTV stills) with the front wheel just on the double red lines. Again flustered, Mr Pickup explained that it was still a breach.
He was then ready to make a judgement - He said any breach of contract was trivial at best. He said that I had consciously found an area not part of the no stopping areas so had not caused a mischief or blocked any roads, and that I had in fact, stopped with consideration. He mentioned my WS having a lot of legal arguments "likely taken from the internet", but said he didn't need to look into those.

It was all done within 30 minutes and I didn't really need to say much other than confirm what the Judge was saying.
 

It was mainly the judge as he had read everything - and I get the feeling he had already made his mind up from the start :)

Edited by m1n1me
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  • FTMDave changed the title to VCS PCN claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed***

Mr PickUp...:pound:

pick up the dog turn left by simple simon...

 

did the byelaw issue not play it's part...?

 

well done.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Excellent another one bites the dust👏

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • dx100uk changed the title to VCS/DCB(L) PCN spycar capture - PAPLOC Now claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed***
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