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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
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    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
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SSL/moriarty Claimform - old money in advance PDL***Claim Discontinued***


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hi a dq n180 form has been recieved  an online one from your link will be filled in as avised in other threads and sent by the given date  and 

Yes to mediation

yes to Small Claims Track

State your local county court

1 witness = you.

is that the only form to send back there is a ex130 advising about mediation 

and does this mean now sll capitol have paid what they have to  to proceed

thks

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No...the Claimant pays the hearing fee after allocation when directed to in the Notice of allocation.

We could do with some help from you.

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is it reccomended to send the dq back to the court and moriarty law by signed for  or just get proof of postage 

and ive had to put 6 weeks down where i could be working away from home  does that make and difference .thks

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make sure the court gets theirs.

 

the one to the fleecers can have the phone/email/sig removed and go by 2nd class with POP

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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And you have filed yours ?

We could do with some help from you.

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  • 1 month later...

hi

a  letter received  from county court saying this will be allocated to small claims track 

it states no hearing date has been set 

 and it works  28 days from the day the letter was sent  to send to the court and claiment copys of everything relyed on at a hearing  which would be witness statement  and i presume they will have to send  theres by the 28 days 

 

it says the claiment also has 28 days to pay a hearing fee 

 

a couple of questions i cant really find the answer to 

--- is this the way it always works you have exchange witness statements and send copy to the court  by 4pm on the given date and the claiment has untill 4pm on the same day to pay a hearing fee 

 

--- as no hearing date has been set would the claiment be relying on getting a copy of witness stement by 4pm before deciding to pay hearing fee  then the judge mr blah  would then set a hearing date after getting copys from both parties 

thanks

 

 

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a couple of questions i cant really find the answer to :-

 

--- is this the way it always works you have exchange witness statements and send copy to the court  by 4pm on the given date  and the claiment has untill 4pm on the same day to pay a hearing fee ......yes re statements and evidence...but normally the hearing fee is paid pre exchange but given that you have not been given a hearing date its normal

 

--- as no hearing date has been set would the claimant be relying on getting a copy of witness statement by 4pm before deciding to pay hearing fee  then the judge mr blah  would then set a hearing date after getting copies from both parties ...Judge does not see anything in advance until the hearing.

 

Andy

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  • 2 weeks later...

Yes

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok 

when wording the witness statement and mentioning the differences between the recon agreement m law sent and the original one which has been recovered will it be a case of stating the differences and  submitting all the page as exhibits and highlighting  them 

will the original agreement have to be submitted to moriarty law and the court to show this  thks

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Also dont forget post 47 re NOA being a blank template

and the fact mo riarty dont attend court ...

should be a walk in the park for you

if they dont disc at the last min

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what date have they got to pay the fee by?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the notice of allocation says para-1 the parties must provide to the court and other parties (your opponents by 9th october 

witness statements

if this is not done by 9th october the claim will be struck out or the defence will be struck out and judgement given in favour of claiment

then upon completion of paragraph 1 notice will be sent to all parties time and date of hearing and the claiment must pay the fees 28 days before hearing date

why do the court want witness statements before setting any date

thks

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Because they are busy and cant allocate a hearing date as yet...but as we get nearer to the 9th Oct they will be in a position to inform you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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anything they intend to rely upon MUST be included as an exhibit in their WS.

 

same goes for you.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Why who has the original ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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andyorch

as in earlier posts miority sent a bad recon agreement with differences to the original

the original is in our possesstion after being recovered from an email from 2013

so i will  have to inclued it in witness ststement

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Who sent the original by email ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Mony being Moriarty ?    over six years ago.

 

And now they cant disclose it and have disclosed a reconstituted version ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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money in advance PDL Co.?

I would expect the original creditor when the loan was applied for?
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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