Jump to content


  • Tweets

  • Posts

    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX 2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all.   Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Igroup/GE Mortgage + secured Loan + now Engage- beat GE Repo - now Engage Repo **WON** Want to reclaim charges


Pleasehelpme26
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 801 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello,

Thank you Derwent, that make me feel better.

And also thank to Colly46 for your support. You will be fine I'm sure.

Yes the people on here are totally fabulous, helping unknown others with great advice is humbling. I feel ok actually. I will drop my son off at school on Monday morning and go straight to court. Going to do some Christmassy things with my boys over the weekend and not think about it too much. ( if I can!! ) Hope you all have a lovely weekend xx

Link to post
Share on other sites

Good for you phm26, as hard as it is, we need to maintain some kind of normality and I too am going to do the christmassy thing today. When I first came onto this site i was petrified and clueless as to what was happening, I now understand the process and realise we cant let these people bully us,and I'm doing everything by the letter that I'm told, and I feel confident things will be ok. I hope one day, I can come on here and give my support and advice to someone in a similar position to myself as others have done for me! Enjoy your weekend guys:grouphug:

Link to post
Share on other sites

Morning all, just had a letter in post from ge. It informed me of my cmi and also that they are charging £57 each month on each account for my monthly fee contribution. It goes on to say it's to assist me and that a one off payment is not necessary and reduces my additional interest payable. They are also not prepared to suspend additional interest and further fees.

Is this correct? Thanks everyone x

Link to post
Share on other sites

So are they saying they are taking £57 each month out of every payment you make ??

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

You need to be telling the judge that they are taking £57 out of every contractual installment you make, thus keeping you in arrears.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Hi Pleasehelpme26,

 

Good luck, stick with Ell-een she knows best as I am sure you know.

 

Stay calm, relax, take your time and it will all work out in your favour. Try and get some sleep - much needed I bet.

 

Looking forward to your VICTORY announcement tomorrow.

 

Kind regards

 

HTA xxx

 

PS Does Ell-een ever take any time out for herself? She is a Saint.

Link to post
Share on other sites

Ell-enn said:
You need to be telling the judge that they are taking £57 out of every contractual installment you make, thus keeping you in arrears.

 

Many thanks Ell-enn, I will and I really appreciate your help x

 

HTA said:
Hi Pleasehelpme26,

 

Good luck, stick with Ell-een she knows best as I am sure you know.

 

Stay calm, relax, take your time and it will all work out in your favour. Try and get some sleep - much needed I bet.

 

Looking forward to your VICTORY announcement tomorrow.

 

Kind regards

 

HTA xxx

 

PS Does Ell-een ever take any time out for herself? She is a Saint.

 

Thanks so much, I will certainly let you know as soon as I can.

Yes Ell-enn is most definitely a saint!!

12 ish hours to go.........

X

Link to post
Share on other sites

Good Morning Pleasehelpme26,

 

Hope that you had some good sleep last night?

 

Remember, stay calm and focused. You can do this.

 

Perhaps have a cup of tea and review your paperwork to make sure you have everything at hand.

 

Sending you positive energy.

 

All the best

 

HTA xxx

Link to post
Share on other sites

Hey don't panic.

 

That is just Mr Bully flexing his muscles - too be expected really - BUT - remember Mr Bully is not the Judge!!!

 

Stay as calm as you can - focus on YOUR CASE - try not too worry about Mr Bully - deep breath.

 

Still sending positive energy your way.

 

HTA xxx

Link to post
Share on other sites

don't fall for the little chats before hand - all done to put you off your stroke.

 

 

complain about all the PENALTY fees over all the years too.

 

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hello all,

Went ok,

judge was very nice as was GE's solicitor.

 

Sadly though not all over.

 

I have to go back in 2 weeks,

the judge wants to see if we can get any money to bring arrears down at all.

So on it goes....

 

And thanks so so much to all of you for all of your help and support.

 

You are all wonderful xxx

Link to post
Share on other sites

Great News Pleasehelpme26.

 

Think about it - Mr Bully did not get his own way = Great News.

 

Did the Judge say how much would be helpful to raise to bring the arrears down?

 

This is still a RESULT - WELL DONE YOU.

 

Am sure Elleen will have calming and reinsurance about going forward from here.

 

Kind regards

 

HTA xxx

Link to post
Share on other sites

Well done for even turning up. Some people are too terrified to go. Have you approached your employer about a loan which can be spread over sometime to pay it back out of your wages?

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

Link to post
Share on other sites

Hello everyone,

 

Thanks so much for all your support and kind words.

 

So the battle goes on....

Ge skeleton points were nasty,

some even bordering on slanderous,

very personal and upsetting.

The solicitor even told me his instructions were very clear..... They want me out!!!!!

 

The judge however didn't take any notice of them.

I was in there an hour!!

 

He is just very concerned at level of arrears and not much to live on after paying each month.

Not sure what percentage of income is advisable to live on.

So eviction was suspended and we have to return in two weeks to see if we can get any off of arrears.

 

Does anyone know if you can draw on a pension for mortgage arrears?

Can't borrow off employer as husband only been there a few weeks.

 

Have decided if we get through this,

we will probably sell early next year,

we have a bit of equity and I'd rather have that than Ge.

 

does anyone have any advice?

 

Also I'm paying the full instalment next week plus a bit off of arrears.

But how do I make sure it goes to my arrears and not £57 to my charges?

 

Thank you x

Link to post
Share on other sites

Hi Pleasehelpme26,

 

Again well done for yesturday - you did real well. Mr Bully hoofed and poofed but he could NOT blow your house down :-D

 

Perhaps it would help you to refresh everyone on the following points so that they don't have to wade back through the threads: -

 

1/ Arrears outstanding

2/ How many years left to run on mortgage

3/ Approx how much equity in the house

4/ What you offered off the arrears yesterday

 

Hopefully you will get some more excellent advice from the knowledgeable, amazing people on here.

 

Regards

 

HTA xxx

Edited by HTA
Sausage fingers!
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...