Jump to content


Recommended Posts

Hi,

Last year I started my own DMP.

 

I have 4 creditors,

Barclaycard,

Likely Loans,

Capital One and

Robinson Way (2 cards with Newday).

 

Shortly after starting,

Barclaycard offered a fixed payment plan for 62 months, the amount requested was below that offered. 

 

After a further six months Capital One allowed me to use the card again.

 

Now some questions:

 

How would I put these two on my  I & E review?

 

How would the others react this?

 

Do I just carry on and just “fiddle” the figures around the above and hope they don’t notice?

 

And one other thing relating to Robson Way.

Newday passed these 2 accounts on to RW quite soon after I informed them, and I mean within weeks.

 

Also, in a communication with RW, it was mentioned these accounts won’t have a lower offer amount if repaid early.

Does this mean RW are just collecting the money so the debt doesn’t appear on Newday books?

 

Look forward to your replies

 


This post has been promoted to an article

Share this post


Link to post
Share on other sites

Hi and Welcome to CAG

 

Have you received notification from Newday that the two debts have in fact been assigned or RW just chasing on their behalf ?

 

andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Hi, it does say assigned in letter. But, Newday started me on a 12 month plan last June, paid on time, then had letter from Robinson Way stating the debt has been passed on shortly afterwards.

 

Ian.

 

 

Share this post


Link to post
Share on other sites

Then you now deal with RW...Forget Newday.....have you ever sent any section 78 requests for the agreements on your DMP ?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

CCA request every debt to whomever now owns it

check your credit file.

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...