Backdoor CCJ Teressa/ELS CCJ/CO - old Blackhorse Car Finance Loan

[dx100uk]

:noidea:

[jcmate]

its no to black horse account

yes to join account ownership

[dx100uk]

what do you mean by joint account ownership.......!!!!

 

really getting frustrated that you cant be bothered to spell check what you are writing/posting unless you have pers issues whereby you cant help it - its really not on in this day and age if you want our help

 

is your home the charge is against jointly owned YES OR NO

 

but i'll cut to the chase

 

if you home is joinly owned

BUT the charging orders are only for debts own by YOU

then your have a restriction K charge

that CANNOT stop you selling.

 

id ask you to type out what the charge says...but I have my doubts it will be verbatum

[jcmate]

im new to this but thank you, my solicitor should know this too

i will tell you again

the black horse account is in my name only = yes

the mortgage is a joint account in both our names = yes

i hope that clarifies?

my solicitor has got the charging order and deeds

 

[dx100uk]

then its a restriction k

you don't need to clear it before you sell

get a proper solicitor that understands charging orders and restriction K PROPERLY.

so you should be sorted now

good.

[jcmate]

thank you

[jcmate]

i must say she was quite shocked but made me pay it,

 

so after finding out so much on here

i will be taking them to court even Teressa email is still being used even the debt was bought in 2012 and terassa had gone in liquidation and they're to numerous to name

but intend to take them to court to prove there's so many working together to make money

i only found when i tried to sell my place

i know im right

also arrow global knew nothing about it until i told them

then was 2 of the same accounts by blackhorse both via terrassa,

who seen have got their emails back even if they are home in name only, and a certain m cole was able to help even though he said the debt was sold on,

its a real mess but they know the courts cant handle it, and my solicitor's a  waste of time she was more worried by the buyer not me,

i think its a disgrace and its rife,

stands to 2 reason that Blackhorse would not give me anther loan if i had not paid any off the 1st one.

theres loads of dodgy dealing everyone should check i think its rife ,

i think its the same loan sold twice

all of a sudden arrow cancelled that debt but still leaving the big one

i will keep u informed

great help to me,

infact i told the court who didnt know,

i am better not employing solicitor,

they know that the courts are giving them out like sweets and no one seems to get paper or say its been thrown out,

i must say that my address which i let in 2002 was getting letters from 2006 but they didnt buy the debt till 2012

were they psychic, i have to say well done

[dx100uk]

Can you please copy your above post again here and edit in some line spacing and correct your spelling mistakes

 

Can't make head not tail of what you are saying!!

 

Dx

[jcmate]

hello again

 

i agreed to pay this as my solicitor said they have to pay or not sell the house,

i said yes and would sort it out

after i told arrow global i was going to sort it out after all they are 2 accounts from the same company (terresa ex blackhorse)

They said there were 2,

i disputed this saying they must be the same account.

they then cancelled the 1st one saying it was too old but the 2nd one was on my flat as a charging order

i never had thing from arrow only that had sent a letter to my address.

i tried 2 letters to the bulk northampton and no reply,

i asked for the original ccj which i cant find anywhere

it was ex terresa 2007

they went bust 2010,

i found out who they were via s. cole solicitors.

i have never paid anything off this until now

im looking for a good solicitor to sort this out.

it seems they're so back door but they just won, buying debts of the year award.

i believe they all know each other.

southend court knew nothing of arrow global until i told them.

can i go to court to take them on

[dx100uk]

arrows/tessara portfolio/els cole are all the same lot.

 

its a restriction k

you don't need to clear it before you sell

get a proper solicitor that understands charging orders and restriction K PROPERLY.

[jcmate]

theoldrouge said:

in addition it will cost £155 to make an application to set aside

hi there

i didnt even know about mine it was on my deeds.an the court had no idea of them either

i have just had a reply from Northampton bulk via email,

they know nothing of the CCJ now as its to old

advised me to talk to South end court,

i contacted South end Court who also sent me an email,

they have no details or had been sent details of arrow global,

their last communication was from Els Cole only,

they knew nothing about arrow global until i advised them.

Funny they didn't tell me or the court?

i had the to release the charge order and pay it,

my solicitor was no help

,they advised me to for ease i think.

can i to try to get it back

i did tell my solicitor i would be trying to

is it worth it you think?

i never had paper work from arrow global until i contacted them

thank you

jcmate

[dx100uk]

so you paid it?

[jcmate]

yes

 

i had to, i did tell i would be taking it further

[dx100uk]

why did you have too?

it was a restriction k only

 

who said you had to pay it

and why did you pay it?

[jcmate]

the solicitor said pay it and i could sort it after

not very good advice from them

taken so long the other party nearly pulled out

[dx100uk]

jcmate said:

hi there

i didnt even know about mine it was on my deeds.an the court had no idea of them either

jcmate

thread is +4yrs old

what thread of yours is this reply related too?

well we told you about that ages ago and that you didn't need to pay it...

[jcmate]

Re: unknown tessara portfolio/els cole CCJ/CO help

she was very over powering the solicitor, i did tell them, anything i can do

[dx100uk]

so that was MBNA too?

yes stop listening to people that have no idea what they are doing!!!

[jcmate]

Do you think I could go back to court, Southend court informed me they had no correspondence from arrow at all

Also they said I had 2 accounts with black horse when it was 1 only

[dx100uk]

to late 'mug' you've paid them...would be the answer...

and as no-one has any records now...

[jcmate]

I will take them to court as they lied about 2 accounts to get out f it

Southend court said they didn’t hear from them

I had bad advice from my solicitor

I will try it’s £12.890 they robbed me it’s A right [problem]

 

Thanks

 

How do they get away with it

[dx100uk]

I doubt after all this time you will be able too.

 

the bottom line here is that solicitor should not have paid the restriction k off..

[jcmate]

i did ask the arrow global the question about joint account, they said no. it doesn't matter 

[dx100uk]

Haha never believe a lying dca!

 

 

[Old Cogger]

course they are going to say that Arrow