Ulster Bank Claim

[Michael_Martin]

Just posted off my claim for repayment a few days back(Thursday),

with my letter and table of charges(with statutory interest calulated and added of course).

 

Those of you that have claimed(and been successful).....when can I expect to hear back from them with my first rejection letter?

 

And what usually is the timetable?,

if they refuse this first letter is it worth my while to send them another?,

or should I just proceed straight to small claims?

 

Thanks.

[will77]

i sent ulster bank a preliminary request for payment a week ago, got a get stuffed letter yesterday. sent a LBA today

[smcgall]

Hi Micheal

 

I dont think you can add stat int until at the court stage.

 

hope i'm wrong cos then i will add it to my claim

 

atb

 

Stuart

[big aid]

interest can only be added when you are filing to court. ulster will pay as soon as you have filled in the court form, it is at this poiunt that they know you are serious

[Michael_Martin]

Got my "go to hell" letter today from my friends at the Ulster Bank.

They very kindly included a pamphlet entitled "Your complaint and the Ombudsman".

 

A few key phrases from the letter were the usual:

 

"We believe our charges are fair,reasonable and transparent".

"Consequently against that background,we must differ with the views expressed in your letter,and I therefore,regret to advise that we will not be refunding any of the charges applied to your bank account".

 

Now I feel that sending a secong letter would be a total waste of time,

so I reckon proceeding straight to small claims would be my best option.

 

Something I forgot to mention in my initial post(but I included it in my letter to them)was the fact that they "forgot" to include one full year of statements when I sent my DPA request.

 

Because I have paid my £10,would I be entitled to go into th branch or send another letter asking for this year of statements?

 

Obviously I have no way of knoeing if this was deliberatly insidious or merely an oversight on their part(I would be swayed towards the former if I'm being honest).

 

So....now that I have decided to go to small claims can anyone give me a few tips(links,your own experiences of dealing with Ulster Bank LTD etc etc)?

 

Many thanks for your input thusfar and I hope to be telling soon of another victory against the banks!

[Michael Browne]

Can't help on Ulster Bank tactics etc, but there's an excellent NI SCOL guide here:

http://www.courtsni.gov.uk/NR/rdonlyres/83F481EB-19FD-46C3-8482-03123DA3D2BD/0/SCOL_guide.doc

[Michael_Martin]

Many thanks mate will certainly give that a look,

how much(roughly)does it cost to bring a case through the small claims court?

 

Is it dependant on how much you are claiming(£1085 in my case) or something?

 

Thanks again.

[Michael Browne]

On an Ordinary Civil Bill, application or notice claiming

(whether on foot of a contract or tort or by virtue of

any enactment or otherwise) a sum of money or

goods or chattels or any combination thereof of a

value exceeding £500 but not exceeding £2000 =£124.00

[Michael_Martin]

Bit steep that....may have to wait til payday end of the month lol.

That is a sum that I can reclaim if the court rules in my favour though is it not?

 

Thanks again mate.

[paddym]

any news yet ?