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    • Yup, well so far they have lied to me about responding to a CCA,  are threatening me with a default notice that they don't have, produced a knocked up version of my NOA, sent me 29 pages of spew for an agreement. No wonder they pay 5 p in the pound for that crap.
    • Paragraph 2. I think there should be further down and also you should make the point that the payment to was made unilaterally and without the imposition of any conditions. Paragraph 3 – this is unnecessary because you are not claiming as an entitled third-party. This worries me because it makes me feel that you haven't fully read around because this is a paragraph which you would include where you were suing EVRi as a beneficial third party because you had actually made your contract with Packlink or some other broker. I think you need to revisit and do some more reading. I'm afraid I have a sense that you have simply copied this from somebody else's witness statement without understanding that it wasn't necessary. Please can you post the amended draft. Other than the suggestions above, it looks okay – but let's see it again for a further appraisal. In terms of the evidence, parties bundle, I think it might be an idea to start off with the correspondence with EVRi and then go onto the other evidence. You will have to amend the index page accordingly. You could shorten this bit. Take 19 is pretty well blank and you may as well miss it out also, there seems to be some repetition of emails and the email chain. I think will be worth going through and getting rid of duplicates if you can. 49 pages is a bit long and it would be a good idea to try and reduce the number. I have a feeling that 50 pages as the County Court limit anyway. The judge will be happier with you if the bundle is smaller. Maybe you could reduce the size of some of the images or messages et cetera. You have got several messages which straddle onto a second page so that things like sign off information and standard confidentiality information become orphans. A bit of manipulation and they could be joined to their parents I think. Page 31 as an example. So is page 19. You may only be up to shorten the whole thing by 56 pages – but I think it would be a good idea. 56 pages is, after all, 10%. If you can do more then so much the better
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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harrygoodfella vs hsbc


harrygoodfella
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Well, I posted the claim forms off yesterday, and what lands on my doorstep today....

 

A note from the Courts saying HSBC are defending the claim.

 

I will fill in the forms tonight, but their defence has made me refer to my original claim, and I think I have made an error.

 

I have claimed for a "Temporary Overdraft Limit". Clearly I think they they have point here, and I shouldn't have claimed for it. But, does this scupper my chances at all.

 

Is there any way, I can get in touch to say I have made a genuine error in claiming for that, and could they remove it from the charges??

 

Or am I up slack alley??

 

Once again, any help would be greatly appreciated.

 

Cheers

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At present it seems they always defend! I paid to transfer it to court and recieved a letter from the court stating an extention till the 17th April to allow parties to resolve the matter.

 

HSBC/DG use delay tactics to put you off, just keep the faith and keep at it.

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DG solicitors are the inhouse legal team - they actually work for HSBC. I was speaking to Debbie the other day, and she said: "You know that I work directly for HSBC, so you will have to take my word for it that @*&&@$$ really happened..."

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Clearly I think they they have point here, and I shouldn't have claimed for it. But, does this scupper my chances at all.

If it got to court it should only affect that particular item, not the whole claim.

If in doubt read the

FAQs

 

If still in doubt - ask!

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  • 2 weeks later...

Never got round to filling the Allocation Questionnaire in due to some family issues. I have until the 7th to return it, and want to get it done tonight.

 

Is there a section on the site that ensures people fill it in correctly. I don't want to make any more mistakes!!!!!

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Allocation Questionnaires - A guide to completion

New strategy for Allocation Questionaires

note particularly posts 2 and 3. post 3 - the bit in blue is the wording for section g of the aq (if it's a 149 or section h if it's a 150) that's telling them that you are asking for a draft direction and post 2 - the bit in blue is the actual draft direction which you put on a separate piece of paper - fill in the xxxxxxx's to your own details on both - and put you name and claim number at the top of any extra sheets. if you haven't already sent the court an breakdown at some point - send them one with your aq - also with your name and claim number at the top.

so, what is your deadline?

it costs 100 to file - get this back with your claim - (unless it's under 1500, then it doesn't cost). i advice filing a couple of days before it's due - don't miss the deadline.

send dg a breakdown / then follow up with a phone call asking if it's there.

file just before the aq is due.

get back if you have any more questions.

good luck!

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If i've been helpful in any way....then tip my scales over there!

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Many thanks for your help on this

 

I manged to get the paperwork over to the court today, and enclosed the cover letter, from the link above, and a copy of the breakdown of charges.

 

I am going to post DG a copy of what I enclosed with the AQ tomorrow.

 

Should this suffice, and is it a question of sitting and waiting now??

 

Cheers again

 

Harry

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yes just ring the courts in few days to see whether dg submitted their aq - they probably didn't but there's help for that scenario should you need it in a little while ok

If i've been helpful in any way....then tip my scales over there!

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My AQ deadline was 2nd April - so you are not far behind me- they did not even bother submitting their AQ so looks like they will get a further 14 days "unless" order by the judge.....There is a few of us on a similar time line so hopefully all getting full offer letters in the next 21 days!

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  • 2 months later...

Hello there

 

Many months ago I posted on here as I was going through the increasingly drawn out process of getting these charges back.

 

Anyway, due to family problems, job hassle, and other ****e going on my life I now have a court date on the 17th July, and need to get all paper work over to the court 2 weeks in advance.

 

I have taken tomorrow off to get this sorted, and need any help i can get to get a specific list of paperwork I need to send over to them

 

Any help would be massively grateful

 

Many thanks in anticipation.

 

Harry

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  • 2 weeks later...

Hello all.

 

I recently wrote on here about what I needed to do as my court date was fast approaching.

 

I took a day off work to get it all sorted, and over the past 2 weeks have had serious problems involving my personal life to deal with.

 

I am preparing the necessary paperwork today for delivery at the court (which is local) tomorrow.

 

I have just noticed though that D&G are going to need a copy!!!!

 

Does this mean that if I odn't get all my details to both the court and D&G by the close of play tomorrow, I am scuppered.

 

I know this sounds like a classic "get off your arse and get it sorted" situation, but the issues i have had to contend with over the last few months and especially the last few weeks I wouldn't wish on anyone.

 

I am really worried and could do with some sound advice.

 

please help

 

Harry

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Hiya Harry, you answered yourself "get off your arse and get it sorted"

 

If you can finish it tonight and get it to your court by hand tomorrow I dont think DG will object too much to receiving it a day late by post, I dont think they would even dare mention it the number of times they are late with documentation.

 

Just keep your Judge happy and I think you will be ok.

 

pete

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hi harry -

don't know how far you've gotten on it - here's the thread to keep you going on it court bundles for dummies

 

and you are right - everything should be triplicate (keeping a whole set for yourself) - but 2 for now will do - it's just if (big IF) it went to court - you'd hate yourself if you had to do yourself a set later.

 

but pete's answer is sound - just get it done - even if it means staying up all night - and take the court's in tomorrow and post dg's tomorrow - recorded delivery.

 

fingers crossed you will get an offer shortly.

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Harry, follow lats thread step by step.

If you get stuck just come back here and ask for help.

Take your time and ask as many questions as you like no matter how daft you think they are.

You will get all the support you need and you will have your money before you know it.

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Many thanks.

 

Just getting all the stuff ready for a trip into my work, for a serious bout of photocopying!!!!!!!!!

 

I can't thanks you all enough for your help.

 

I will no doubt be back later on with a few queries!!!!!

 

Thanks again

 

Harry

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Best of luck harry in getting your bundle finished and remember it has been proven at the moment that as soon as DG get a bundle your offer for full settlement will come soon afterwards, at the moment it is the final piece in the jigsaw to make DG cough up

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Right.

 

The first 2 bits are completed ready to be copied. (The schedule and the statements).

 

The 3rd bit (statement of evidence). Do I copy this? ( the letter looking bit at the top of the link)

 

http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionnaires.html

 

with all my details and print out 3 copies??

 

Many thanks

 

Harry

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also - another person struggling to get it done this weekend and as he was helping a friend - i decided to help him - so take a look at this thread - i tried to put most of the help in one place - the statement of evidence there might not need much tweaking - read it through and you may be able to use it as is...

Claiming for a third party (multipage.gif1 2 3 post 39

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Right.

 

I am slowly getting there.

 

I have sorted the schedule, the statements, and I think the statment of evidence. I have adjusted the letter which starts with "a draft order for directions", with my particulars, although I am not sure what I am supposed to do with this link http://www.consumeractiongroup.co.uk/forum/hsbc-bank/75935-nawanda-hsbc.html?highlight=nawanda

 

Any ideas??

 

also, when I am bunging all this together as one document to be copied, should I write in pen at the bootom of each corner the page number, and can I put it all in a lever arch file with separators where the different sections are??

 

Many thanks

 

Harry

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