harrygoodfella vs hsbc

[Advoc8]

For info this thread also appears here where I think the problem's been resolved.

[harrygoodfella]

Well, I posted the claim forms off yesterday, and what lands on my doorstep today....

 

A note from the Courts saying HSBC are defending the claim.

 

I will fill in the forms tonight, but their defence has made me refer to my original claim, and I think I have made an error.

 

I have claimed for a "Temporary Overdraft Limit". Clearly I think they they have point here, and I shouldn't have claimed for it. But, does this scupper my chances at all.

 

Is there any way, I can get in touch to say I have made a genuine error in claiming for that, and could they remove it from the charges??

 

Or am I up slack alley??

 

Once again, any help would be greatly appreciated.

 

Cheers

[mlloyd]

At present it seems they always defend! I paid to transfer it to court and recieved a letter from the court stating an extention till the 17th April to allow parties to resolve the matter.

 

HSBC/DG use delay tactics to put you off, just keep the faith and keep at it.

[Spiceskull]

DG solicitors are the inhouse legal team - they actually work for HSBC. I was speaking to Debbie the other day, and she said: "You know that I work directly for HSBC, so you will have to take my word for it that @*&&@$$ really happened..."

[Advoc8]

Clearly I think they they have point here, and I shouldn't have claimed for it. But, does this scupper my chances at all.

If it got to court it should only affect that particular item, not the whole claim.

[harrygoodfella]

Never got round to filling the Allocation Questionnaire in due to some family issues. I have until the 7th to return it, and want to get it done tonight.

 

Is there a section on the site that ensures people fill it in correctly. I don't want to make any more mistakes!!!!!

[nettyg]

Allocation Questionnaires - A guide to completion

New strategy for Allocation Questionaires

note particularly posts 2 and 3. post 3 - the bit in blue is the wording for section g of the aq (if it's a 149 or section h if it's a 150) that's telling them that you are asking for a draft direction and post 2 - the bit in blue is the actual draft direction which you put on a separate piece of paper - fill in the xxxxxxx's to your own details on both - and put you name and claim number at the top of any extra sheets. if you haven't already sent the court an breakdown at some point - send them one with your aq - also with your name and claim number at the top.

so, what is your deadline?

it costs 100 to file - get this back with your claim - (unless it's under 1500, then it doesn't cost). i advice filing a couple of days before it's due - don't miss the deadline.

send dg a breakdown / then follow up with a phone call asking if it's there.

file just before the aq is due.

get back if you have any more questions.

good luck!

[harrygoodfella]

Many thanks for your help on this

 

I manged to get the paperwork over to the court today, and enclosed the cover letter, from the link above, and a copy of the breakdown of charges.

 

I am going to post DG a copy of what I enclosed with the AQ tomorrow.

 

Should this suffice, and is it a question of sitting and waiting now??

 

Cheers again

 

Harry

[nettyg]

yes just ring the courts in few days to see whether dg submitted their aq - they probably didn't but there's help for that scenario should you need it in a little while ok

[Whatawoman]

My AQ deadline was 2nd April - so you are not far behind me- they did not even bother submitting their AQ so looks like they will get a further 14 days "unless" order by the judge.....There is a few of us on a similar time line so hopefully all getting full offer letters in the next 21 days!

[lateralus]

here's a thread i wrote just for you (and about a zillion others!)

When you have filed your AQ................

[harrygoodfella]

Hello there

 

Many months ago I posted on here as I was going through the increasingly drawn out process of getting these charges back.

 

Anyway, due to family problems, job hassle, and other ****e going on my life I now have a court date on the 17th July, and need to get all paper work over to the court 2 weeks in advance.

 

I have taken tomorrow off to get this sorted, and need any help i can get to get a specific list of paperwork I need to send over to them

 

Any help would be massively grateful

 

Many thanks in anticipation.

 

Harry

[pinkduchess]

hello harry

 

this is the beginners guide to the court bundle created by lattie

 

court bundles for dummies

 

hope it helps - I'm sure they'll be lots of help around tomorrow if you need it.

[harrygoodfella]

Many thanks for that

 

Looking into it now. I will no doubt have some more queries later!!!

 

Cheers

[harrygoodfella]

Hello all.

 

I recently wrote on here about what I needed to do as my court date was fast approaching.

 

I took a day off work to get it all sorted, and over the past 2 weeks have had serious problems involving my personal life to deal with.

 

I am preparing the necessary paperwork today for delivery at the court (which is local) tomorrow.

 

I have just noticed though that D&G are going to need a copy!!!!

 

Does this mean that if I odn't get all my details to both the court and D&G by the close of play tomorrow, I am scuppered.

 

I know this sounds like a classic "get off your arse and get it sorted" situation, but the issues i have had to contend with over the last few months and especially the last few weeks I wouldn't wish on anyone.

 

I am really worried and could do with some sound advice.

 

please help

 

Harry

[Castlebest]

Hiya Harry, you answered yourself "get off your arse and get it sorted"

 

If you can finish it tonight and get it to your court by hand tomorrow I dont think DG will object too much to receiving it a day late by post, I dont think they would even dare mention it the number of times they are late with documentation.

 

Just keep your Judge happy and I think you will be ok.

 

pete

[lateralus]

hi harry -

don't know how far you've gotten on it - here's the thread to keep you going on it court bundles for dummies

 

and you are right - everything should be triplicate (keeping a whole set for yourself) - but 2 for now will do - it's just if (big IF) it went to court - you'd hate yourself if you had to do yourself a set later.

 

but pete's answer is sound - just get it done - even if it means staying up all night - and take the court's in tomorrow and post dg's tomorrow - recorded delivery.

 

fingers crossed you will get an offer shortly.

[freakyleaky]

Harry, follow lats thread step by step.

If you get stuck just come back here and ask for help.

Take your time and ask as many questions as you like no matter how daft you think they are.

You will get all the support you need and you will have your money before you know it.

[harrygoodfella]

Many thanks.

 

Just getting all the stuff ready for a trip into my work, for a serious bout of photocopying!!!!!!!!!

 

I can't thanks you all enough for your help.

 

I will no doubt be back later on with a few queries!!!!!

 

Thanks again

 

Harry

[st24driver]

Best of luck harry in getting your bundle finished and remember it has been proven at the moment that as soon as DG get a bundle your offer for full settlement will come soon afterwards, at the moment it is the final piece in the jigsaw to make DG cough up

[harrygoodfella]

Right.

 

The first 2 bits are completed ready to be copied. (The schedule and the statements).

 

The 3rd bit (statement of evidence). Do I copy this? ( the letter looking bit at the top of the link)

 

http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionnaires.html

 

with all my details and print out 3 copies??

 

Many thanks

 

Harry

[st24driver]

Cut and paste the statement of evidence and change the particulars to suit your claim and print 3 copies, I used Nimas example which you can locate in court bundles for dummies

[lateralus]

also - another person struggling to get it done this weekend and as he was helping a friend - i decided to help him - so take a look at this thread - i tried to put most of the help in one place - the statement of evidence there might not need much tweaking - read it through and you may be able to use it as is...

Claiming for a third party (1 2 3 post 39

[Bookworm]

6 threads merged, pls stay on one thread per claim, it helps keeping track of your claim.

[harrygoodfella]

Right.

 

I am slowly getting there.

 

I have sorted the schedule, the statements, and I think the statment of evidence. I have adjusted the letter which starts with "a draft order for directions", with my particulars, although I am not sure what I am supposed to do with this link http://www.consumeractiongroup.co.uk/forum/hsbc-bank/75935-nawanda-hsbc.html?highlight=nawanda

 

Any ideas??

 

also, when I am bunging all this together as one document to be copied, should I write in pen at the bootom of each corner the page number, and can I put it all in a lever arch file with separators where the different sections are??

 

Many thanks

 

Harry