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    • hi all, i will list my curmcumstance first then list the details of the penalty charge - we are 2 diabled people being affected by the cost of living crisis and are skint etc. i am disabled with mobility issues(arthritis in knees and ankles and gout) and cant operate car pedals anymore so i let a friend up the road use my car in exchange for her driving me about. its a good arrangement as i get a 'chauffer' and she gets the use of car. the car is parked in her drive which is better as i was refused a disabled space (even on appeal) and too much congestion to park the car outside my house. my friend is vulnerable as she has suffered depression and suicidal thoughts since the loss of her mother a few years back, she is dyslexic, she is a carer for one of her sons that is disabled due to mental illness and mobility. she lives in a council house and cannot work. we went to iceland ..attracted by the 10items for £10 offer - we've never been there before. a large artic lorry was parked accross the car park blocking the view of one of the parking signs and blocking the disabled bays where the pay&display machine is. by the time she helped me out of the car and then went to see if it was pay&display then came back to me at the car she said she thinks it was pay even for disabled, so we looked for change in the car which we didnt have (she normally goes asda which dont need to pay for parking)so then we said we'd either go get change or go to asda...so then by the time it took her to help me back in and get out the car park took 15 minutes...5 minutes overstay past the 10minutes grace. the letter from excel parking came through and i sent it back giving her name as driver (before i saw on here that you shouldnt name the driver) then i appealed explaining what happened (lorry blocking etc) and even said we were being descriminated (advised by citizen advice)as we are disabled and 15minutes is not long enough for a crippled disabled man and a woman with dyslexia to read and understandd the sign and get out, then back in the car and look for change then get out the car park in 15minutes. i even explained she was a vulnerable person on anti-depressants and even sent a photo of medication and said if you need a doctors note then let me know....the appeal was rejected. i've emailed iceland over 50 times and they just wont tell excel to cancel this charge - they are ignorant and ive even asked them why they have a webpage saying 'iceland combatting the cost of living crisis' pretending to help their customers and they wont comment...they'd rather put more stress and anxiety on an already suicidal vulnerable person just to get money out of them..so their 'help' during this crisis is a lie as it wont even extend to disabled customers. she has now received 2 letters from DCBL saying she owes £170 for 5minutes of overstay. the last one is a final demand. as she cant read or write very well ive sent a recorded letter to DCBL (as advised by citizen advice) asking not to attend the property due to a vulnerable woman inside the property as it will only exasperate the situation, they have ignored it and basically said we dont care, you still owe. could anyone please advise - we are not very good with letters or these situations and are slow on the uptake.   1 The date of infringement? 28th dec 2023   2 Have you yet appealed to the parking company yet? [Y/N?] yes   If you have then please post up whatever you sent and how you sent it and the date you sent it, suitably redacted. [as a PDF- follow the upload guide]cant do that - will have to get my son to do it when he visits   Has there been a response? yes   Please AS A PDF FILE  ONLY ..post it up as well, suitably redacted. - follow the upload guide]cant do that - will have to get my son to do it when he visits   If you haven't appealed yet - .........DONT ! seek advice on your topic first.   Have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] yes   What date is on it? 15th january 2024   Did the NTK provide photographic evidence? yes   [scan up BOTHSIDES to ONE PDF of the PCN and your NTK - follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'scant do that - will have to get my son to do it when he visits   3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] not on the front - maybe on the back but cannot find the letter now   4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? [it is well known that parking companies will reject any appeal whatever the circumstances] yes   5 Who is the parking company? excel   6. Where exactly [Carpark name and town] did you park? gravesend in iceland    
    • Hi Dave, I had no updates on this PCN since my last post in July 2019.  I received no further communications from the parking company.  I changed my address in May 2022. Thanks, I will send a letter to Excel parking to inform about the change in the address. 
    • I have a BMW Advanced Car Eye 3 Pro - I think it's 50/50  In any case, none of the documents / photos sent in the SAR showed a ticket on the car. 
    • I've seen on your other thread that you say you moved in 2022. It is essential you tell the parking company about your new address. Every couple of months or so we get someone here who moves, doesn't tell the other party they're in dispute with, court papers turn up at the old address, the Cagger doesn't know anything about this and doesn't defend, they lose by default - and end up with a backdoor CCJ. So get a quick letter off to Excel - Dear Simple Simon, Re: PCN no.XXXXX will you please note that I no longer live at XXXXX and that my new address is XXXXX. Yours, XXXXX Invest in a 2nd class stamp and get a free Certificate of Posting from the post office.
    • Yeah thanks guys - I'm just going to ignore them now.  Can't be ar$ed digging around in the loft!  Can I still send them a notice not to send people to our door?   I know we did 10 years ago but not sure if that's still a "thing"!
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HPH2/Cohen Claimform - No proof of debt ownership,


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Okay check your defence above now.....I have edited slightly.

 

You can email the defence .

 

Regards

 

Andy

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  • 3 weeks later...

wait to see if they progress the case

they have 28 days from the service of your defence on them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Well, my defence was sent on 13th March 2017,

HPH2 came back with the Notice of Assignment around 4th April,

it is now 13th June, more than 28 days, and I have heard nothing further.

 

Might I presume that no further action is likely, or needed; and consequently where they "trying it on"?

tw,

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Well the claim will be stayed.....whether the claimant wishes to proceed in future is unknown subject to whether they have the documents or whether its financially viable ....time will tell.

 

Regards

 

Andy

We could do with some help from you.

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wait to see if they progress the case

they have 28 days from the service of your defence on them

 

Well the claim will be stayed.....whether the claimant wishes to proceed in future is unknown subject to whether they have the documents or whether its financially viable ....time will tell.

 

Regards

 

Andy

 

 

 

So, really, that 28 days means nothing as they can still proceed if they want?

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So, really, that 28 days means nothing as they can still proceed if they want?

 

Within a given acceptable time...we have known 2/3/years..but the longer they leave it the harder to convince a court....and dont forget it costs £255 to proceed after 28 days....always off putting for the DCA when they have to lose profit in their investment.

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if they had any reasonable chance then they would most likely to have acted already.

They would then have to have a good reason for not notifying the court on time, and I have not had any indication of any.

 

They took it almost to the line before the debt became statue barred anyway (8% apr statutary interest)

 

My thoughts then are:

realistically,

then the probability of a DCA persuing at this stage is quite low,

but I should just be aware that sometimes they might.

 

I'll give it a few more months before reporting again (maybe then "close" this thread)

Thanks again

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Any other DCA pursuing is unlikely as the debt is subject to litigation even though stayed..and we dont close threads :wink:

We could do with some help from you.

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std course of action for a speculative claim outcome really.

 

 

they hoped for a non contested default rubberstamped judgement

whereby no human looks at anything

you found cag....

 

 

now go enjoy your life

 

 

dx

 

 

 

 

 

 

 

 

 

 

in restaurants people tip the waiter.....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 9 months later...

Its a good idea not to close threads. OK, the saga goes on as per post #23 nearly a year on as my defence was submitted about 13th March 2017 (post #30)

I've managed to recover a frame of mind to deal with it (having just delt with a unrelated legal matter).

They have reopened the claim and there is a court date on 23rd March (Friday)

I'm not panicking, just looking for an angle to present at court.,tw

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If you know the date " court date on 23rd March " ...then you must have submitted a DQ and received a Notice of Allocation (N157)...which contains the directions for both parties to prepare for the hearing.....which involves submitting your standard disclosure and witness statements by the dates stated......have you read your Notice of Allocation......properly ?

 

This is what happens when you dont regularly update your thread.

 

Failure to comply with directions could lead to your defence being struck out.

We could do with some help from you.

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err... no, I thought that was for criminal proceedings. No one has told me to write one.

What might that ential in this case? ,tw

 

In your case, as defendant, it will outline any matters you wish to use in defence of the claim. i.e. why the claimant should not succeed with their claim.

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Righto, I'm just getting flummoxed by procedural terminology - that was done as per post #23; I gather that equates to my written defence (N149?)

 

I do not believe I have had a notice of allocation, but have had a notice of hearing (N24).

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Scan and redact and upload everything you have received from the court since submitting the defence.

 

N149 /N150 is the Directions Questionnaire which allocates the claim to track and transfers the claim to your Local County Court.Then you receive the N157 Notice of Allocation.

 

N24 is to inform you of Judgment or Court Order.

We could do with some help from you.

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could this not now be argued this is statute barred?

and the claimant solely issued the claim to stall the clock when they had no paperwork nor ever intended too hoping for a default non contested judgement?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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These are the latest two documents received from the court.

NB. My defence was submitted 13th March 2017.

 

dx: good call, how might I present that in court?

,tw

GeneralFormOfJudgement.jpg

NoticeOfHearing.jpg

Edited by Turning Worm
date error
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Ring the court and ask what the hearing is for.

We could do with some help from you.

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No...this is separate to the normal process...it could be a case management conference to decide how the claim will be allocated...or it may be a hearing on application of the claimant to lift the stay and strike out/request summary judgment.

 

By repeat documents I hope there wasn't an application notice N244 ?

We could do with some help from you.

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I've just called the court who read the memo: "given the defendant's need of reasonable adjustment to participate, please list for allocation/directions"

So, I take it that this is an Allocation Hearing rather than a final hearing?

No, there was not an N244 included.

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Case Management conference then...not the trial hearing.

 

" given the defendant's need of reasonable adjustment to participate "

 

Did you put something in the DQ to prompt this ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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