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    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
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Finance U aka Corner Park Garage - claim form***Claim Dismissed***


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Yes get it settled first then make them suffer

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Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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Yes get it settled first then make them suffer

 

After all this guy has put us through I'd love to make them suffer. My wife is dreading having to go to court, she does even drive only on the agreement because unless she co signed they wouldn't grant finance.

 

After all this guy has put us through I'd love to make them suffer. My wife is dreading having to go to court, she does even drive only on the agreement because unless she co signed they wouldn't grant finance.

 

The court is isn't close, but I can get our statements there personally on the very last day, so I guess with your expertise I've got what I need and its just a matter of waiting for my copy of the witness statement?

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Yes wait for their WS , andyorch will I'm sure go through your ws in reply

to ensure its correctly written

The docs combined with your evidence you now have should certainly see off their case

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Yes wait for their WS , andyorch will I'm sure go through your ws in reply

to ensure its correctly written

The docs combined with your evidence you now have should certainly see off their case

 

Thanks for everything Rouge, have a good weekend.

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  • 2 weeks later...
Yes wait for their WS , andyorch will I'm sure go through your ws in reply

to ensure its correctly written

The docs combined with your evidence you now have should certainly see off their case

 

Hi Rouge,

 

I checked with the courts this afternoon and the payment required by 4th November hasn't been made yet by the claimant, I couldn't get much information from them other than they allow a little extra time for payment - do you have any idea what is the norm for this?

 

The case has also been sent by MCOL to the wrong court, and I need to write in to have it transferred - do you think I should hold off on this for the moment until payment has been made?

 

Thanks

 

RCT

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known the payment to be a few days late, happens quite often

 

Andy best to ask about the transfer,not come across that before

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Been reading this with interest, as I noticed the pre-contract document I have was provided by CCTA, so claimant must be a member to use it? Or should I contact CCTA to verify the fact?

 

The car was repossessed in 2012 the link is a document updated early 2015, is it possible to get ta copy of the code of conduct from 2012?

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I would wait and check again if the hearing fee has been paid and if they follow the directions before you progress with your directions (disclosure/witness statement).

 

Keep your eyes on the dates though...even if they fail to comply you must still follow directions.

 

Andy

We could do with some help from you.

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CCTA code came in 2011, with few variations since

 

You need to read FCA conc 4.2 RCT pre contract disclosure

On mobile at moment, will provide you with some links later

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CCTA code came in 2011, with few variations since

 

You need to read FCA conc 4.2 RCT pre contract disclosure

On mobile at moment, will provide you with some links later

 

Thanks rouge, I've spoken to CCTA this morning, they were members of CCTA and therefore bound by their code of conduct in 2012 which is when all of this occurred. They did however resign as member in 2013. I have membership number etc they were very helpful.

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I would wait and check again if the hearing fee has been paid and if they follow the directions before you progress with your directions (disclosure/witness statement).

 

Keep your eyes on the dates though...even if they fail to comply you must still follow directions.

 

Andy

 

 

Thanks Andy, I will be checking with the court again Friday and in the meantime I will work on my WS so that I can file on 25th as directed.

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Thanks Andy, I will be checking with the court again Friday and in the meantime I will work on my WS so that I can file on 25th as directed.

 

:thumb: Post it here for opinions before serving

We could do with some help from you.

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Thanks rouge, I've spoken to CCTA this morning, they were members of CCTA and therefore bound by their code of conduct in 2012 which is when all of this occurred. They did however resign as member in 2013. I have membership number etc they were very helpful.

Excellent RCT 4.3.2(f) of the code very relevant then

Not surprised they resigned ,not keen on regulation perhaps?

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Excellent RCT 4.3.2(f) of the code very relevant then

Not surprised they resigned ,not keen on regulation perhaps?

 

Definitely, and I think that 4.8.11 is probably relevant also :) all coming together nicely.

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heres your reading RCT, from the Law Commission proposals for Bills of Sale especially s4.3

 

http://www.lawcom.gov.uk/wp-content/uploads/2016/09/lc369_bills_of_sale_summary.pdf

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Hi guys, claimant made payment yesterday. I've been going through my pile of paperwork again and have a question if I may, on 22/07/2016 The claim was issued with the county court for £5,000 and on 22/07/2016 claimant sent me a Notice of Sum in Arrears for the amount of £7,911.68 - this is the first notice I have received, this also says I will already have received a default notice which is not true. How can both the notice and the claim be issued on the same day for two vastly differing amounts?

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Yes you will need to fully cover this and the lack of DN within your WS

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Hi Guys,

 

I'm working on my WS and along with the differences noted in the pre-contract, it took 18 months to receive copies of the signed agreements, involving three written requests to the claimant - with this in mind is this section of the CCA relevant to quote from? http://www.legislation.gov.uk/ukpga/1974/39/section/61A ?

 

Thanks

 

RCT

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Very in depth and succinct ...just a few suggestions.....change all to " I the Defendant " and in your intro at 1. Introduce yourself ..full name and address and that to best of knowledge you submit the following witness statement as a true state of facts to claim brought against you and will state as follows.....

 

Then go into your statement.

 

Unless your have previously made a Part 20 counter counter claim with your initial defence then you must make an application (using the N244 and fee) to submit a counter claim...you cant tag it onto a witness statement... unless as stated it was already included within your initial defence.

 

Regards

 

Andy

We could do with some help from you.

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Thank you very much Andy, heck of a task putting that together. I'll adjust you have suggested. There are a couple of areas I need to finish up correctly and a raft of supporting docs to reference- and will look to submit a counter claim application, which I did mention in my initial statement. I'm hoping rouge will also stop by for a look today also.

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Could you post up the copy of the pci that you recently found RCT please

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