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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I am very embarrassed to admit that I have been caught shoplifting at Tesco. I took a £5 lipstick. I will certainly never do this again as it was one of the worst days of my life, be assured of that. =(

 

I have read many posts about this here. They sent me a RLP letter asking for £89.50. I don't have this kind of money.

 

When the incident happened, they made me pay for the lipstick so they lost no money at the end. I was so terribly sorry that they did not call the police and banned me from that particular Tesco for 3 months.

 

I read your advice about not paying anything to RLP. If I do not pay them, will I be banned from that Tesco for life? I don't want my friends and boyfriend to find out and although I think I can avoid going there for 3 months, at some point it might prove very difficult to not go (it's a big 24h Tesco very close to my house and the place where I study). It was a very stupid mistake, I have never done this before and I really don't want people to find out.

 

So my question at the end is only this one: If I do not pay RLP, will I be banned from that Tesco for life? Will they be able to know it's me as I walk through the door? I'm too afraid of the humiliation if I try going there to find out.

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I am very embarrassed to admit that I have been caught shoplifting at Tesco. I took a £5 lipstick. I will certainly never do this again as it was one of the worst days of my life, be assured of that. =(

 

I have read many posts about this here. They sent me a RLP letter asking for £89.50. I don't have this kind of money.

 

When the incident happened, they made me pay for the lipstick so they lost no money at the end. I was so terribly sorry that they did not call the police and banned me from that particular Tesco for 3 months.

 

I read your advice about not paying anything to RLP. If I do not pay them, will I be banned from that Tesco for life? I don't want my friends and boyfriend to find out and although I think I can avoid going there for 3 months, at some point it might prove very difficult to not go (it's a big 24h Tesco very close to my house and the place where I study). It was a very stupid mistake, I have never done this before and I really don't want people to find out.

 

So my question at the end is only this one: If I do not pay RLP, will I be banned from that Tesco for life? Will they be able to know it's me as I walk through the door? I'm too afraid of the humiliation if I try going there to find out.

 

Not paying RLP and any ban are two separate issues.

Don't pay RLP.

 

Tesco can ban who they wish for whatever reason : there is an implied invitation to enter to shop, and they can rescind that.

You might get away with going in before 3 months but

a) it would be trespassing, and

b) why stir things up?

 

Stay out of there for the 3 months then go back to your normal life.

Forget RLP.

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Thank you for your answer, but I think you didn't understand what I meant. I meant I can stay away for the 3 months, no problem, but will I be still banned after 3 months if I do not pay RLP?

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Hi and welcome to CAG

 

Ignore RLP completely. Their involvement does not affect the ban levied by Tesco. Once the paperwork is finished with, Tesco have forgotten about you. Stay away for the 3 months, it's not that long and besides, Morrisons is miles better.

 

RLP will send you all sorts of rubbish in the attempt to make you feel they have you over a barrel. Wrong. Any losses by the store can be reclaimed. What losses!

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Thank you for this. I will definitely be away from there for the 3 months and I'll probably avoid it for much longer.

 

One thing on the RLP letter got me very worried though: "(...)your data could be held on a database of civil recovery incidents, which could be made available to a closed member user group, for the purpose of employment screening".

1) Will they keep this information even if I pay the fine?

2) Can my future employers really find this?

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We have never seen evidence of this database however, if it does exist, they use the pretence of using it for the detection and prevention of crime which is allowed by the Data Protection Act.

 

They are not allowed to disclose this to anyone (bar the police) without your express permission.

 

ONLY if your potential employer is a client of RLP's database company could the obtain the info. In all the years I have been on CAG and helping out on the RLP forum have I seen anyone refused a job due to their employer asking for permission to access the database. I have seen where people on a visa have had a renewal accepted without question.

 

Don't stress over this. If an employer asks you if you have been convicted of a crime, you can legitimately say no.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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The RLP Dishonesty Database, is exclusive to RLP, and even the Vetting and Barring Service and Disclosure Scotland cannot legitimately access it. I'm waiting for when RLP threaten someone with being put on it who is stopped due to tag left on and receipt found during search, so RLP bill anyway. Civil case against and ICO involvement then that might squish it.

 

Don't worry you paid up, Tesco had no loss RLP can go swivel.

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The same thing happened to me today! I literally picked up a like 25p ball pen started just fiddling with and the put it in my pocket like I owned it! By the time I got to the door I had totally forgotten about it! They said they'll not prosecute but I would be banned for 3 months! When do you get a letter? Do they actually have any right to be able to use your address without saying that something will be sent there?

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The same thing happened to me today! I literally picked up a like 25p ball pen started just fiddling with and the put it in my pocket like I owned it! By the time I got to the door I had totally forgotten about it! They said they'll not prosecute but I would be banned for 3 months! When do you get a letter? Do they actually have any right to be able to use your address without saying that something will be sent there?

 

Hi

Did they take your details? If not, no letter. If yes then it will be a couple of weeks before any letter will arrive (if at all)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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They wont do anything for the sake of a pen. Just wait a few weeks and go back if you wish, or shop elsewhere. Youre worrying over nothing,

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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