Ex left Daughter in lots of joint debts...

[Yawning Donkey]

HI,

My daughters ex has left her in a heap of debt

- rent arrears,

housing and tax credit overpayments etc

 

- she has taken out an iva for quite a bit of the other `joint` debt

but the ones she`s stuck with are leaving her struggling.

 

The boyfriend is now working a fairly well paid job and is living the life of Riley,

pays whatever he feels like toward the upkeep of his son and nothing at all toward his joint debts.

 

Could she take a ccj against him?

- I think the threat would be enough to make him cough up but we need to know if it`s advisable.

 

Thank you for your time

[dx100uk]

it would be the creditors job to do that.

as 'he' does not directly owe 'her'

[unclebulgaria67]

HI, My daughters ex has left her in a heap of debt - rent arrears, housing and tax credit overpayments etc - she has taken out an iva for quite a bit of the other `joint` debt but the ones she`s stuck with are leaving her struggling. The boyfriend is now working a fairly well paid job and is living the life of Riley, pays whatever he feels like toward the upkeep of his son and nothing at all toward his joint debts. Could she take a ccj against him? - I think the threat would be enough to make him cough up but we need to know if it`s advisable.

 

Thank you for your time

 

Don't think CCJ route is open to her, as there are other court applications that can be made in this situation. E.g to seek order to pay child maintenance and other costs she is facing. But i am not sure what the process is. Hopefully others will advise. Often local Solicitors that handle family issues like this will provide a free half hour consultation, where they can advise what options are open. It could end up in court, where the parties have to come to an arrangement. Given that the ex boyfriend might have to provide support for his Son until 18, it might be better to sort this out properly with a Solicitor obtaining relevant Court order.

[Yawning Donkey]

it would be the creditors job to do that.

as 'he' does not directly owe 'her'

 

none of the creditors will be intersted in chasing him for his share as they have a patsy who will pay. So while he may not owe her directly, she DOES have to pay his share and he is in a position to pay it