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Arrow/Moorcroft old Cat Debt


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hi all,

received a letter from moorcroft regarding a debt

when i checked my credit report and printed for free a month ago, the debt in question is under lowell???

 

confused.com

 

i have no letter of it being passed on

 

What are my next steps?

 

I know i need to request a copy of credit agreement but is there anything else?

 

Thankyou

 

sorry just realised on the RE part of the letter received today it says its from ARROW GLOBAL ACCOUNTS MANAGEMENT

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so whats the debt all about?

 

 

give us the history.....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok

 

I think its a cataloque, not 100% sure as i have a few i am going through at the moment, it says mail order on my credit reference report.

Its for £788.24

 

Apparently i received a letter recently which i probs did but i cant find it

 

Saying that further action will be taken by another debt collection agency or continued contact

 

want me to contact to make a proposed agreement

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so when did you take it out pre or post apr 2007?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well you could send them a cca request.

 

 

but how recent are these accounts?

 

 

if this is the first threat-o-grams you've had

and you've not moved since taking the accounts out.

so they cant go for a backdoor CCJ.

then it might be better to let them run a bit

rather than kicking pram wheels.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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