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Just found a CCJ on hubby's credit file


callumsgran
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What was the date of the judgment?

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If the debt was already SB when the claim was made then you have an absolute reason for a set aside. Get the set aside application in on the basis that you were unaware of the claim, the paperwork was not received by you and that the claim was time barred under the Limitation Act.

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Bankfodder it was 17/08/2012 and i'm certain it was SB by then if not it was very close to it

I'll try and find my details

Just seems weird to me that Barclays have been able to trace us but not the Woolwich?

The debt was with Woolwich

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Yeah I know they are all one and the same

I think they deliberately didn't FIND us so that they would get an automatic judgment against us.

They knew where to find us for hubby's other account

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I bet it was a debt buyer not Barclay's that got the ccj then

 

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Very likely dx the problem is we don't honestly know as we've never received anything regarding this loan.

We sent a DPA fo the PPI on this account and they only sent the details covering the top up loan insurance :x

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well phone northants and ask?

 

 

or get a copy

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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We could do with some help from you

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if you ask they will

not sure if theres a fee mind

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi CG,

 

Have you looked at Trustonline - http://www.trustonline.org.uk/

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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TOL will only really tell you the claimant and CCJ number

which is already on any cra file I think.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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