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    • Thanks for that. I will give them till Tuesday. Thanks for your help, very much appreciated. 
    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
    • its not about the migrants .. Barrister Helena Kennedy warns that the Conservatives will use their victory over Rwanda to dismantle the law that protects our human rights here in the UK.   Angela Rayner made fun of Rishi Sunak’s height in a fiery exchange at Prime Minister’s Questions, which prompted Joe Murphy to ask: just how low will Labour go? .. well .. not as low as sunak 
    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ESA claim


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I have been claiming ESA since the start of February. My next fit note is due up on Friday 26th June. I have a appointment with a different Doctor from the usual one I see on a monthly basis. My appointment is on Tuesday. As the Doctor I usually see is on holiday. I usually get a fit note that covers me for a month. I have severe anxiety problems that are hard for me to control and make everyday hard to deal with different situations. I am awaiting a call from a psychologist for help with this. I don't appear to be getting any better. I'm so nervous and highly anxious about seeing the doctor and just hope he gives me a fit note. You can ask for a fit note at reception for a doctor to sign but as mine is away I thought it would be best to see another doctor. Does anybody have any advice please.

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I always take notes in with me even when I see my own GP. It does help and you can also leave the notes with them if need be, I find it helps when they update their records and my GP keeps my notes on file too. This helps them too if they are ever asked to do a report etc by dwp.

 

Seeing a different GP can be a massive thing to us that suffer anxiety at a high level. Just the thought of having to try to explain it all in a very short appointment to someone who is new to you and vice versa can be alarming.

 

Make notes and leave them with the GP. Dont be afraid to ask for another month as you are still awaiting further help. You could even request this in your notes. I often say that its hard to get it all out so I have brought notes to help us both.

 

Good Luck.

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I'm dreading the appointment tomorrow. Just hope it goes well enough and get another fit note. I'm not work ready yet. I also suffer constant back pain,

and shortness of breath after limited exercise especially stairs. Have quite severe sleep apnoea and get regular dizzy spells. I have high blood pressure. Most of this is probably down to me being overweight. I am losing weight, lost 39lb in 22 weeks but have still got alot more to go.

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I got on quite well. They gave me a note for two months but it said I maybe fit for work with all the boxes ticked or crossed because it was printed except for altered hours following support. I was worried whether this would be accepted until I found this online: Your patient may ask you for a fit note to support their claim to ESA, or if they wish to claim ESA while they appeal DWP’s decision - see guidance on completing fit notes at www.dwp.gov.uk/fitnote. DWP will normally accept fit notes stating both ‘not fit’ and ‘may be fit’ for these purposes. If your patient’s appeal is unsuccessful, you should only issue further fit notes if their condition worsens significantly or they develop a new condition. I'm hoping it will be acceptable because it's a very stressful experience going to the doctors.

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"May be fit for work..." with some conditions is still a statement that the doctor believes you have limited capability for work, which is what is important when claiming ESA. There should not be a problem.

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I have just received a text off the DWP saying they have received my fit note. Your payment will be paid to your account on your pay day. Your next Fit Note is due on (02/09/2015). Which covers the next payday after the sick note is due up on the 23rd August. I shall book myself in the Doctors During the week of the 24th August. No worries now.

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