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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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welcome allege son made payment


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Its Ok, Me Thinking Out Of The Box

 

I Thought This Had Some Insurance On It Ref Multiple Agreements

 

 

Ok Then

 

The Agreement Has Not Been Signed, Be It By You Or The Creditor Welcome

 

The Agreement Is Then Classed As Unexecuted And Cannot Be Enforced Except By A Court

 

A Court Cant Enforce The Agreement If Prescribed Terms Are Missing

 

Have You Any Prescribed Terms Missing From The Agreement

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I think all the terms are on it mate , There must of been something that struck a chord with the judge that he has allowed him to apply for a setaside months after the judgement . I think its a combination of the signature and the lack of a reference number . What do you see wrong with the agreement apart from what i stated to the court?

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Do You Have A Link To The Signature Bit At The Bottom Of The Agreement

 

Ive Been On These Welcome Threads A Long Time And Seen Many Agreements

 

Yours Is The First Thats Laid Out That Way

 

Some Thing Is Not Right And Ime Determined To Find Out What Con Welcome Are Trying To Pull

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Do You Have A Link To The Signature Bit At The Bottom Of The Agreement

 

Ive Been On These Welcome Threads A Long Time And Seen Many Agreements

 

Yours Is The First Thats Laid Out That Way

 

Some Thing Is Not Right And Ime Determined To Find Out What Con Welcome Are Trying To Pull

 

Not sure what bit your referring too mate ,

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Gotcha

 

You Need To Send Welcome A Request For A True Copy Under Cpr

 

The Crafty Sods Have Made Up That Agreement

 

They Dont Have The Original

 

They Could Not Even Get The Copy One Right

 

Ive Spotted Three Mistakes

 

 

CPR (Civil Procedure Rules) dont apply in N. Ireland.

 

Over here its the Northern Ireland County Court Rules

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I knew there were differences between here and England but this seems strange. Have you tried ringing any other courts. I would have thought that you could complete the forms yourself but may have needed to sear an affadavit with a solicitor.

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Seems strange that the forms are easy to find on english court site. Very little regarding setasides on our one , the only thing i can find is a stay. Have emailed every court but as yet not one reply .really wanted to do this myself , more satisfaction out of it if i can pull it off , but lookin like professional help needed in order to find the answer.

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The NI court system is like (almost) everything else here- designed in the best interest of the government/civil service/the Powers That Be (well they DO know "best"!) and are not intended for the use of the humble groveling peasants like you and me.

 

Where as you can type CPR into Google and get the Civil Proceedure Rules for England and Wales in less time than it takes to enter it into the Google box, the Northern Ireland County Court Rules are NOWHERE to be found, still less downloadable forms to enable you to use them.

 

We are CLEARLY far to thick to use them ourselves, hence we are prodded in the direction of the all knowing legal profession.

 

WTF this one horse region with a population less than Manchester needs its very own personalised legal jurisdiction and its own separate legal system is beyond me.

 

Well its not really, jobs for the NI "elite" (coff!) and a semi-detached attitude to the rest of the country which subsidises it, is nice and cosy for those of our "elite" (coff!) who's lack of talent and ability would be exposed very fast if they had to survive in the real world.

 

Not helpful to you, rant over.

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Recieved this today I imagine its the small claims setaside? Thank you for your email.

 

The process differs if your case is a small claim or a Civil Bill. If it is a small claim, we can send you a set aside application form by post, which should be completed and returned to the appropriate office where the small claim was issued. This will then be listed before the District Judge.

 

Although if this case is in fact a civil bill - to set this aside an interlocutory application should be issued you would need to seek legal advice in this instance.

 

If you require the set aside application for small claims please forward the reference number and your correct contact details.

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