WAGEME Threat Email

[messedaround]

Hi All

 

Please see this email below I just received from Wageme. What are your thoughts?

 

 

Dear xxx

 

IT IS IMPORTANT THAT YOU READ THE FOLLOWING INFORMATION.

 

VISIT NOTICE AND COURT ACTION

We, WageMe LTD as the Claimant are advising a Door Step Collection Agency to order a field agent to schedule a visit as we see fit, to your property.

Facts With Regards to your Account

Debt Summary

Loan Reference#: xxx

Loan Type: PayDay Loan

Term: Till Next Payday

Outstanding Balance: xxx

Duration in Arrears: xxx Days since repayment date

On Going Interest: xxx per day

Communication Summary

Text Messages (SMS): 8 Times

Emails: 15 Times

Letters: 2 Letters

Telephone (Home): 3 Times

Telephone (Mobile): 4 Times

Reasoning for actions.

 

We credit checked you before funding the loan. We have a signature in place to confirm that you as xxx signed the loan contract. Your outstanding balance is xxx.

 

You, xxx originally applied for £xxx, and we loaned you £xxx. Funded into your nominated bank account on xxx.

 

You earned a monthly income of £xxx and so, from our calculations, it was affordable for you to repay us.

 

We also froze your account so that no more fees were added on. We tried / attempted to make a plan but the payment per plan was never honoured. We have no more actions left but this.

 

Device used on application and signing of the loan agreement.

Device: ELECTRONIC

IP Address: xxx

System Log On Application / Signature: ,

Application Information: Customer: xxx Applied on xxx

 

Visit Information & Itinerary:

If we see fit for a visit, Please read the following of what we propose.

From records, It is usual that customers of ours to finish work at 5:00pm. We have calculated that it takes you 34 minutes to travel from your work place at xxx to your home. Also, we have factored in 20 minutes after. For this reason we have listed the following proposed dates. Please us know if we can set this time to be at: 17:54

 

If the above time does not suit you, please choose from the following list:

Saturday 28th, March 2015 @ 17:54 X

Sunday 29th, Sunday March 2015 @ 17:54 X

Monday 30th, Monday March 2015 @ 17:54 X

Tuesday 31st, Tuesday March 2015 @ 17:54 X

 

I strongly suggest you contact me without further delay;

 

Please note that in the absence of payment or any valid dispute, we will pursue this matter - with or without your cooperation. If you wish to contact us, please do so on xxx (Quote Reference: xxx).

 

 

If you have already made payment, please disregard this email.

 

Your Loan Reference Number is xxx

If you have a new card or would like to pay, please enter our secured payment portal: https://www.wageme.com/paynow?l=xxx

 

Thank you.

 

Collections & Legal Team

Field Agent, Legal & Collections at WageMe

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

 

The information contained in this e-mail is privileged and confidential. It is intended for the use of only the individuals to whom it is addressed. Any dissemination, distribution or copying of this e-mail is strictly forbidden by anyone other than the person to whom it is addressed. If you have received this e-mail in error, please notify the sender immediately and delete the e-mail.

 

P Please consider the environment before printing this e-mail!

[fkofilee]

Wow! this is a new low for Wageme...

 

Its definitely designed to intimidate. But still is standard visit spiel.

Here's the thing, visits by this firm mean nothing So... Please tell us more about this debt.

 

They have no powers as they are not bailiffs, l am extremely concerned that they have measured how long it takes you to get home from work.

[Bazooka Boo]

From records, It is usual that customers of ours to finish work at 5:00pm. We have calculated that it takes you 34 minutes to travel from your work place at xxx to your home. Also, we have factored in 20 minutes after. For this reason we have listed the following proposed dates. Please us know if we can set this time to be at: 17:54

 

WOW!!

You MUST send a copy of that threat to the FCA,

 

Timing people how long it takes them to get home from work?

I wonder what your local cop shop would have to say about this?

And your MP.

[fkofilee]

Ive escalated this to the site team for advice. But BB is correct... FCA!

[citizenB]

Indeed this does sound very scary, but as others say. They have no powers or rights. If they turn up, then ask them to leave - if they don't, then contact the police.

 

Send a copy of that email to the FCA, they were supposed to be clamping down on the communications coming out of these legalised loan shark offices !

[caro]

I'm not condoning the email but don't forget that sites like google map show how long it takes to travel from A to B. You don't have to agree to any visits.

[acid53]

def report to fca immediately, they have recently done a report in their website on payday debt collection practices

[fkofilee]

I'm not condoning the email but don't forget that sites like google map show how long it takes to travel from A to B. You don't have to agree to any visits.

 

Yep they can, however its still wrong regardless!..

This would freak me out and even Im a techy on this and know they where they could get all that info from... Its just so degrading that they could send something like this to a debtor... :/

[messedaround]

Thanks for the advice all, will report it asap.

[dx100uk]

bugger all any doorstepper can do

tell them to do one of you'll call the police.

 

 

anyone appearing at your door CANNOT BE A BAILIFF

[as theres no court judgement yet - and even IF there were

- it would be a COURT BAILIFF not some powerless DCA]

 

 

no DCA is a BAILIFF

they have NO SUCH LEGAL POWERS.

 

 

use your mobile to film them if they appear

 

 

the FCA would be very interested to see what they threaten

if you 'could' do it covertly all the better

 

 

I am aware of atleast 3 reports of PDL doorsteppers claiming to act 'for the courts'

or claiming to have 'bailiff powers.'

 

 

the more the merrier

 

 

 

 

so

[caro]

Yep they can, however its still wrong regardless!..

This would freak me out and even Im a techy on this and know they where they could get all that info from... Its just so degrading that they could send something like this to a debtor... :/

Exactly what they wanted but I hope the advice here has reassured you. You do right to report it.