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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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MBNA/Vardey/Aktive capital claim form


dubs1967
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ah yes bottom of post 53 yesterday sorry must have missed that when on a small screen.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I feel I've been shafted.

 

 

I must admit to being very poor in court.

 

 

Although I tried I wasn't prepared for the solicitor/ judge relationship.

 

 

I felt out of my depth and knew the probable outcome after 10 minutes .

 

 

The solicitor was well versed and devious.

 

 

Good cop bad cop routine.

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Just reading the Default notice."This statutory notice is to tell you that in order to remedy this breach you must pay the full amount of your outstanding balance which is £xxxxx by 24/09/2009. But they sold it on 30/08/2009. How the hell can that be lawfull.

This is the breach !!

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my defence..

 

28/03/2014.

 

 

I do not acknowledge any debt to this company and refute the POC.

 

 

Any payments made thus far were made under duress as the account is in dispute.

 

 

This account and another were the subject of a settlement offer from MBNA which they breached.

 

 

No notice of assignment was recieved from MBNA and the default notice(defective not my account number)was dated 7th september 2009,

with the claimants date on POC 31st august 2009.

 

 

This is a clear breach of section 87/88 1a and others of the cca on default and termination notices. Action cannot proceed.

 

The POC confirms my previous dispute with MBNA that they sold this account whilst i had a settlement offer in place untill the 25th sept 2009.

This is a clear breach of section 87/88 1a and others.

 

 

I have requested documents from the claimant under the CCA section 77/78 on the 2nd march.

Allowed 12+2 and to date have still not recieved a reply.

 

 

Most of the points raised in my defence have been heard at the previous hearing (case no xxxx) for summary judgement

which MBNA failed to acheive due to irregularities and defective default notice.

 

 

The summary from the judge was

"The left arm doest know what the right arm is doing"

 

 

I have all the original documents in place and would request any documents from the claimant are original and true on MBNA headed notepaper.

 

 

xxxxxxxx

 

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Which title did you prefer dubs?

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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your thread title in post 39 is what you quoted

but I don't think that reflects the fact that you wish to set aside due to the DN issue

 

 

which I think in all honestly doesn't stand a chance.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Original please. It's gone off on a tangent !

 

Done

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Sounds as though im goosed then ?

 

 

I am loathe to accept that MBNA can sell a debt without first issuing a default notice.

 

(1)Service of a notice on the debtor or hirer in accordance with section 88 (a “default notice ”)

is necessary before the creditor or owner can become entitled, by reason of any breach by the debtor or hirer of a regulated agreement,—

(a)to terminate the agreement, or

(b)to demand earlier payment of any sum, or

©to recover possession of any goods or land, or

(d)to treat any right conferred on the debtor or hirer by the agreement as terminated, restricted or deferred, or

(e)to enforce any security.

(2)Subsection (1) does not prevent the creditor from treating the right to draw upon any credit as restricted or deferred, and taking such steps as may be necessary to make the restriction or deferment effective.

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But it does not state that they cant sell a debt before issuing a default notice.......so?

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Yes ...a debt does not have to be defaulted or terminated to allow an assignment.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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No....Assignments of debt comes under the Law of Property Act 1925...not the CCA1974.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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  • 10 months later...

says creditors often sell older debts to collection companies who pursue the owed balances as if they were new

-- not legal, but a trick aggressive collectors use to get money out of unsuspecting consumers who don't know their rights.

 

 

Collectors may also try to scare you into admitting to the debt in writing, which would restart the limitation period.

 

 

Marshall also cautions that if you rely on expired limitation periods to avoid debt repayment,

you aren't resolving your underlying financial problems or current debts.

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threads almost a year old

 

 

and who is marshall........

 

 

its quite legal in England and wales for DCA's to old debts

even if they are statute barred

they simple cant imply they can take court action..

in E&W an SB'ddebt still exist

the owner can ask for payment

you can equally ask them to go away.

 

 

however its much better to ignore them

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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