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    • No. It's a public (council maintained) road with some houses in it.   Some other houses back onto it too and those owners have right of way down the road to access the back of their properties.  Theres a few garages with private osp - so one drives out the garage, over the osp, and onto the public side road and then out on to the public main road.  Irrespective of whether the garages are used - the local businesses parking their cars on the private osp are ostensibly preventing cars from accessing the public roads.
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    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
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Scottcall and United utilities


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Hi

 

I received an email from scottcall to discuss a debt

 

 

I knew it could only be one thing as I stupidly have not paid my water bill.

 

 

(ILL advised by an ex)

 

 

I got in touch with United utilities who replied saying they had instructed scottcall to take over the account.

 

 

They would even let me set up payment for future water and said they wouldn't deal with the account until scottcall tell them it's clear.

 

 

I know I owe this and want to be sent free but it will be a big amount and I can't pay it outright.

 

 

I'm worried after hearing awful things about this company and

 

 

I did reply to their email after finding out that it was the United utilities debt.

 

 

What is the best way to deal with this company

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ignore them totally

 

 

pay UU directly

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They are a debt collector they have no powers

Ignore them pay the debt direct to water company

 

I've been in touch with United utilities they won't discuss it and have given me the number for scottcall and said deal with them direct

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doesn't matter if they call around

 

 

THEY ARE NOT BAILIFFS

 

 

and have

NO SUCH LEGAL POWERS

 

 

stay off the phone

 

 

if you have UU account details

use your internet web-banking portal

and pay then direct

they cannot refuse

 

 

give us a bit more history of this 'debt' please

 

 

how old

is it for your current usage

etc etc

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Moved in this house 8 years ago paid for two years.

 

 

Started uni money right and listened stupidly to an ex who said don't pay it they won't cut you off so didn't.

 

 

Now I just want to get it sorted.

 

 

Emailed them and they are not interested at all

 

 

just gave me scottcalls number.

 

 

Emailed back and said this is the debt I want to sort to pay future usage

 

 

to which they replied we will not deal with your account until the debt is paid

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not much of a story there

when is this debt from please

 

 

so you paid for 2 yrs 8 yrs ago

and have remained in the house & paid nowt since?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

if any of the bill is outside 6yrs

they can whistle for it

 

 

so this is quite a sum then?

 

 

something doesn't sound right to me though

I cant see how you can avoid paying UU for 6yrs

and now just when a no powers DCa contacts you you jump

 

 

urm...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Nothing odd in it.

 

 

I want to be debt free,

 

 

and had got in touch with UU

 

 

I then got emails off both Scottcall and UU the same day.

 

 

I then mentioned the name scottcall and my friend had read something about them.

 

 

I googled them and now I'm worried because they seem like a frightening company

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dunno what threads you are reading

 

 

snortcrawl are a no powers diry mac doorstepper DCA

 

 

no DCA has any legal powers

least of all a doorstepper

 

 

they ARE NOT BAILIFFS.

 

 

now lets get some backfround.

 

 

have you been getting bills from UU regularly over the last 6yrs every year or better?

 

 

on snotcrawls letter

does it mention 'their client' as being UU?

 

 

is this debt on your credit file?

 

 

something smells

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Ignore scotcall totally. They cannot and will not do anything. They are the lowest of the low and will only deal with debts that no other DCA will go near.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I was initially getting letters from UU but they stopped (can't remember when) I have only had emails from scottcall after I approached UU no letters haven't given them my number but they have my address

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so you've had no bills from UU in 6yrs?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

still cant understand how you've avoided water bills for 6yrs

 

 

they do court at the drop of a hat using the water act of 1925

 

 

you must owe them £1000's

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Well sometimes needs must and

 

 

to give myself a better life I gave up my crappy job went to university and

 

 

worked my backside off on a bursary which was a pittance.

 

 

Keeping a roof over mine and my child's head was my priority.

 

 

Now I have a stable job

 

 

I want to repay what I owe.

 

 

I am well aware it will be a lot and thought I would be able to deal with UU direct

 

 

I just wanted advice on this other company.

 

 

If UU are telling me to pay scottcall is this what I have to do

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ok well find your last water bill

 

 

look on the back

 

 

there are payment details there

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I don't have one Ive been through all my bills so I don't even know my account detail only keep two years at a time and havnt had one then

 

No need to keep putting obstacles in the way

 

If there has been no payment for 6 years it is statue barred

 

Ignore the debt collector that can do nothing

 

Send a subject access request to water company that will give you all the details they have on you

 

This sounds like a unenforceable debt

Just because the debt collector writs to you does not mean you have to pay it

Likewise water company telling you to deal with debt collector does not mean you have to pay it as it may well be statue barred

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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Now randomly I have a water bill delivered this morning

 

 

so at least I have an account number.

 

 

It's dated from the day I got in touch with them billed as a new move.

 

 

£390.70 for arrears and £111 from now till March.

 

 

I will now pay this and have it cleared for March.

 

 

Should I now ignore scottcall even though they have my address?

 

 

Have UU billed me for what they know they can get back

and have sold on the other because of the length of time ?

 

 

I'm confused

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prob just the bill for 2014-15.

 

 

certainly ignore snotcrawl! totally

 

 

get that sar off to UU

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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